USDA VS FHA in Broken-Bow, Custer County, NE

In the year 2026, the USDA loan cap in Broken-Bow, located within Custer county, NE, stands at $285,000, while a single-family home has an FHA limit of $356,362.

Utilize Lendersa®'s USDA loan calculator to evaluate today's best rates for USDA compared to FHA. It also helps determine what income, credit score, reserves, and documentation are necessary for qualification. Our state-of-the-art mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in deciding which program in fits your distinct financial circumstances best.

Access loan offers from 100 lenders for comparison

2026 loan caps and down payment demands in Broken-Bow, within Custer, NE

Type of Loan Loan Cap Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA loans in Broken-Bow, NE

Lendersa® aims to facilitate your acquisition of the optimal USDA or FHA loan swiftly and without hassle. Choose one of three starting points to connect with lenders and select suitable USDA loan programs.

Results of Lendersa USDA loan request and matching

Understanding USDA Loans in NE

A USDA home loan is a government-backed loan through the Department of Agriculture, often called a USDA rural development loan or USDA mortgage, primarily for rural areas. It differs from FHA loans, which require a minimum down payment of 3.5%, as USDA mortgage loans necessitate no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Broken-Bow Lenders

  • Custer Federal State Bank
  • 341 South 10th Avenue, Broken Bow, NE, 68822
  • Lends in Nebraska
  • Custer Federal State Bank we pride ourselves on giving each customer the most convenient and secure financial services available adorned with a superior customer service experience and hometown feel. Custer Federal State Bank has all the tools you need to achieve your financial goals.

  • Nebraska State Bank
  • 945 South D St, Broken Bow, NE, 68822
  • Lends in Nebraska
  • The Mission of Nebraska State Bank & Trust Company is to provide strategic growth for our customers, our communities & our employees by supporting economic success through sound financial principles. Since 1917, our integrity and passion have enabled us to offer innovative products, deliver superior service & make local decisions for our customers.

  • Flatwater Bank
  • 900 Lake Avenue, Gothenburg, NE, 69138
  • Lends in Nebraska
  • Flatwater Bank has been pioneering banking since 1902. We are proud to be family-owned and work hard to offer our customers the very best in community banking. We want the communities we live and work in to be strong. We want a place where kids can return to work, where people can start and grow businesses, and neighbors reach out to lend a hand.

  • First State Bank Nebraska
  • 605 10th Street, Gothenburg, NE, 69138
  • Lends in Nebraska
  • We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate.

  • Town & Country Bank.
  • 423 Grand Ave, Ravenna, NE, 68869
  • Lends in Nebraska
  • We have been serving the central Nebraska region since 1905. Initially chartered as The State Bank of Poole, the Bank moved its main headquarters to Ravenna, Nebraska in 1932. We currently have offices in the communities of Ravenna, Pleasanton, Kearney and Litchfield. Town & Country Bank is locally owned and managed.

  • Pathway Bank
  • 306 High Street, Cairo, NE, 68824
  • Lends in Nebraska
  • Pathway Bank is a progressive and independent community bank with approximately $167M in assets. A full-service financial institution, proactively seek and deliver innovative, competitive products and services that exceed expectations and support the people and communities we serve.

  • Citizens Bank & Trust Company
  • 721 7th Street, Saint Paul, NE, 68873
  • Lends in Nebraska
  • The bank began in May of 1888 when five shareholders – A. A. Kendall, W. A. Wilson, Ed McCormick, Husted Agar and T. F. McCarty – incorporated Citizens National Bank. The bank officially opened its door on July 5, 1888. In 1911, it became Citizens State Bank, then in 1930 the bank converted to Citizens National Bank.

  • Chambers State Bank
  • 104 E Main St, Chambers, NE, 68725
  • Lends in Nebraska
  • Chambers State Bank is located in Chambers, NE, United States and is part of the Depository Credit Intermediation Industry. Chambers State Bank has 7 total employees across all of its locations and generates $3.66 million in sales (USD). There are 4 companies in the Chambers State Bank corporate family.

  • Nebraskaland National Bank
  • 1400 South Dewey, North Platte, NE, 69101
  • Lends in Nebraska
  • Founded on May 14th, 1998 by three dedicated employees and a group of local shareholders, NebraskaLand Bank began with the mission, ""To serve our communities with high quality personalized service at a competitive price."" That mission statement remains the same today.

    We always say it's our people that make us special