USDA VS FHA in Lexington, Dawson County, NE

In 2026, the USDA loan limit in Lexington, county of Dawson, NE, is set at $336,500. Conversely, the FHA limit stands at $603,750 for a single-family dwelling.

To compare the top rates for USDA versus FHA loans today, utilize the Lendersa® USDA loan calculator. Determine the necessary income, credit, reserves, and documentation required for eligibility. Our sophisticated mortgage calculator showcases USDA, FHA, Conforming, and VA loans side by side, aiding in your decision on the best program in for your unique financial needs.

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2026 Loan Limits and Downpayment Requirements in Lexington, County of Dawson, NE

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $603,750 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Lexington, NE

Lendersa®'s mission is to swiftly provide you with the optimal USDA or FHA loan with minimum hassle. Select one of three starting points that connect you to lenders and USDA loan plans.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NE

A USDA home loan is a government-backed mortgage by the Department of Agriculture, often called a USDA rural development loan. It is accessible only in rural communities. Unlike FHA loans that demand a 3.5% minimum down payment, USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Tristar Mortgage
  • 711 Forest Ave, Staten Island, NY, 10310
  • Our mortgage professionals give you the personal attention you deserve & treat you with the respect due a valued customer.We understand you’re making a commitment in buying new home,refinancing & mortgage or cashing out your home equity.So we make a commitment to you.We will help you qualify, apply & be approved for the right mortgage loan for you

  • Freedom Bank
  • 99 West Essex Street, 2nd Floor, Maywood, NJ, 07607
  • Freedom Bank is an independent, full-service commercial bank that's committed to providing individuals and businesses with ways to achieve their financial goals. From checking and IOLTA accounts to CDs and low-cost loans, we have it all! We are dedicated to high-tech delivery of competitive products,

  • CLASSIC MORTGAGE, L.L.C.
  • 25 E Spring Vall9y Ave, Suite 205, Maywood, NJ, 07607
  • Classic Mortgage, LLC specializes in all types of mortgage loans including: FHA , VA , New Construction and traditional loans. Established over 16 years ago, Classic Mortgage a New Jersey Mortgage Firm has become one of the fastest growing residential lenders in the northeast.A full service mortgage banker licensed in New Jersey, New York,

  • The National Bank of Coxsackie
  • 3-7 Reed Street, Coxsackie, NY, 12051
  • At National Bank of Coxsackie, we pride ourselves on being a reliable hometown bank that focuses on customer service. We are committed to providing you with the finest products and services possible. National Bank of Coxsackie understands that not every individual is the same and views our customers as such.

  • Case Real Estate Capital
  • PO Box 5100, Rochelle Park, NJ, 07002
  • Our company provides financing solutions for transitional assets – industrial, multi-family, retail, land and office – located in the New York metropolitan area, as well as throughout the Northeast and Mid-Atlantic regions and in South Florida. At Case, we evaluate each loan, property and real estate.

  • BCB Community Bank
  • 591 Avenue C, Bayonne, NJ, 07002
  • The Bank started in 2000 with just one branch in Bayonne, NJ. After 10 years of success and growth, BCB acquired Pamrapo Savings Bank, also headquartered in Bayonne, but with reach into neighboring communities. Soon after this expansion, BCB acquired Allegiance Community Bank, headquartered in South Orange, NJ.

  • Capital Home Partners
  • 800 Rt 146, Suite 320, Clifton Park, NY, 12065
  • Capital Home are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • The Mortgage Place Inc.
  • 646 Plank Road, Suite 102, Clifton Park, NY, 12065
  • At The Mortgage Place, we recognize that buying or refinancing a home is a huge commitment. At our initial consultation, we will work together to determine your goals, needs and financial strategies. We will patiently describe the different mortgage programs in detail. Together we will decide on the best program and lender for your situation.

  • Hudson Valley Credit Union
  • PO Box 1071, Poughkeepsie, NY, 12602
  • Today, Hudson Valley Credit Union is a full service not-for-profit financial cooperative, 300, 000+ members strong. We extend membership to our neighbors who live, work, worship, volunteer or attend school in Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Ulster, or Westchester Counties.