USDA Vs. FHA your options comparison in Lexington, Dawson County, NE

In 2025, the USDA loan limit in Lexington, county of Dawson, NE, is set at $336,500. Conversely, the FHA limit stands at $603,750 for a single-family dwelling.

To compare the top rates for USDA versus FHA loans today, utilize the Lendersa® USDA loan calculator. Determine the necessary income, credit, reserves, and documentation required for eligibility. Our sophisticated mortgage calculator showcases USDA, FHA, Conforming, and VA loans side by side, aiding in your decision on the best program in for your unique financial needs.

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2025 Loan Limits and Downpayment Requirements in Lexington, County of Dawson, NE

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $603,750 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Lexington, NE

Lendersa®'s mission is to swiftly provide you with the optimal USDA or FHA loan with minimum hassle. Select one of three starting points that connect you to lenders and USDA loan plans.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NE

A USDA home loan is a government-backed mortgage by the Department of Agriculture, often called a USDA rural development loan. It is accessible only in rural communities. Unlike FHA loans that demand a 3.5% minimum down payment, USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Premier Home Funding
  • 773 Stirling Center Place, Lake Mary, FL, 32746
  • Premier Home Funding, we serve our clients with old fashioned values: honesty, hard work, education, and service with enthusiasm. Our goal is to ensure a smooth process while providing excellence in each transaction. We want to make your dream home a reality and an investment that will benefit you and your family for many years to come
  • CAPITALPlus Mortgage & Underwriting Services, Inc
  • 1337 S. International Parkway, Lake Mary, FL, 32746
  • CapitalPlus Mortgage have been providing mortgage origination, underwriting, and collateral review services in Florida for more than 25 years. We are a team of experienced professionals committed to providing counsel, education, cost efficiencies, product enhancements, and final results that are always in our Client’s best interest.
  • Atlantic Bay Mortgage Group
  • 255 Primera Blvd Suite 160, Lake Mary, FL, 32746
  • Atlantic Bay Mortgage Group® is a privately owned national mortgage lender headquartered in Virginia Beach, Virginia with over 800 associates and is licensed in 23 states and growing. Atlantic Bay has helped over 130,000 families find the home of their dreams Atlantic Bay has received several top recognitions.
  • Trinity Mortgage Company of Central Florida, LLC
  • 581 Technology Park Suite 1001, Lake Mary, FL, 32746
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • RP Funding
  • 1400 International Pkwy S, Suite 1000, Lake Mary, FL, 32746
  • RP Funding is a Direct Mortgage Lender helping home buyers save thousands in lender fees when getting a mortgage. RP Funding offers the guaranteed lowest interest rates and customers pay NO lender fees. Customer satisfaction is our #1 goal. That is why every question, concern or complaint is reviewed directly by the CEO Robert Palmer.
  • Certified Mortgage Planners
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  • Certified Mortgage Planners is focused on helping our clients build a strong financial position through careful management of equity, the proper use of capital, and a dedication to maximizing their rate of return. We take a consultative approach to helping our clients develop a mortgage strategy that encompasses your overall long
  • Commercial Mortgage Depot
  • 1000 Clifton Ave, Suite 104, Clifton, NJ, 07013
  • Commercial Mortgage Depot is purely focused on the small balance commercial niche and understands how difficult it is to navigate the current finance arena.In Commercial Real Estate Financing, experience is what matters most. The staff of Commercial Mortgage Depot has helped customers close commercial real estate loans.
  • New Community Federal Credit Union
  • 274 South Orange Avenue, Newark, NJ, 07103
  • New Community Federal Credit Union was founded with the specific mission of serving low- to moderate-income and minority communities beyond the reach of banks and mainstream credit unions. NCFCU provides banking services to the New Community network. Employees, businesses & vendors, funders, program participants, & residents are encouraged to join.
  • Kessler Real Estate Financial Services Inc
  • 3959 South Nova Road, Suite B-30, Port Orange, FL, 32127
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.