USDA and FHA Pro and Con in Lexington, Dawson County, NE

In 2025, the USDA loan limit in Lexington, county of Dawson, NE, is set at $336,500. Conversely, the FHA limit stands at $603,750 for a single-family dwelling.

To compare the top rates for USDA versus FHA loans today, utilize the Lendersa® USDA loan calculator. Determine the necessary income, credit, reserves, and documentation required for eligibility. Our sophisticated mortgage calculator showcases USDA, FHA, Conforming, and VA loans side by side, aiding in your decision on the best program in for your unique financial needs.

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2025 Loan Limits and Downpayment Requirements in Lexington, County of Dawson, NE

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $603,750 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Lexington, NE

Lendersa®'s mission is to swiftly provide you with the optimal USDA or FHA loan with minimum hassle. Select one of three starting points that connect you to lenders and USDA loan plans.

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Understanding USDA Loans in NE

A USDA home loan is a government-backed mortgage by the Department of Agriculture, often called a USDA rural development loan. It is accessible only in rural communities. Unlike FHA loans that demand a 3.5% minimum down payment, USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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