In 2025, the USDA loan limit in Kearney, located in the county of Buffalo, NE, is set at $336,500. Meanwhile, the FHA limit for a single-family residence is $472,030.
Use Lendersa®'s USDA loan calculator to evaluate and compare the best rates available today for USDA versus FHA. Determine the necessary income, credit reserves, and documentation required for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side-by-side, assisting you in choosing the most fitting program for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® strives to secure the most favorable USDA or FHA loan for you swiftly and with ease. Choose from one of three starting points that lead to matching lenders and USDA loan programs.
The USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is a government-backed option provided by the Department of Agriculture. It is available exclusively in rural neighborhoods. In contrast to FHA loans, which necessitate a minimum down payment of 3.5%, the USDA mortgage requires no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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