USDA Loan Vs. FHA loan for Cozad, NE [Dawson County ]

In 2025, USDA loan limit in Cozad, county of Dawson, NE is $336,500 while FHA limit is $603,750 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Cozad, NE

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Nebraska?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(785) 625-2427 Lender's profile and map Reviews Farmers Credit Union 2825 Plaza Avenue, Hays, KS, 67601 The Farmers Credit Union was founded in 1953. The first location was an office located in the Farmers Co-op Building. The original capital was obtained by proceeds from a bake sale. Anyone who is a resident of Ellis County or adjoining counties is eligible to be a member of the Farmers Credit Union.
(785) 621-2265 Lender's profile and map Reviews Bank of Hays 1000 W 27th St, Hays, KS, 67601 Bank of Hays offers HELOC's with competitive rates and terms. A HELOC loan can be used for many different purposes: a vacation, your child's education, home improvement, or unforeseen emergencies. A HELOC from Bank of Hays allows you to "make your own loan" as the need arises. Borrow as little as $5, 000.
(785) 625-7345 Lender's profile and map Reviews Golden Belt Bank 1101 East 27th St, Hays, KS, 67601 At Golden Belt Bank, we take great pride in delivering our products in the manner our customer wants them. We strive to establish long-term relationships with our customers and our community. Every day, we get to help write the story. Because we believe one successful story builds one successful family,
(402) 564-1234 Lender's profile and map Reviews Columbus Bank and Trust Company 2501 13th Street, Columbus, NE, 68601 Columbus Bank and Trust Company is a locally owned, home town bank that originally opened its doors on February 2, 1935 and has remained in local ownership for over 80 years. The original owners were R.V. Prokop, J.H. Moeller, and W.E. Barkley. The Bradley Family took ownership in 1938 and retained ownership until July of 2013.
(402) 563-5900 Lender's profile and map Reviews Nebraska Energy Federal Credit Union 1414 15th Street, Columbus, NE, 68601 Nebraska Energy Federal Credit Union serves employees and their families of entities engaged in the electrical power generation, transmission, and distribution industry in Nebraska, South Dakota, Wyoming and Colorado. Helping our members achieve financial success - that starts with the credit union difference, where you're a member - and an owner.
(402) 563-4597 Lender's profile and map Reviews Columbus United Federal Credit Union 2472 39th Avenue, Columbus, NE, 68601 Columbus United Federal Credit Union is located in Columbus, NE, United States and is part of the Depository Credit Intermediation Industry. Columbus United Federal Credit Union has 19 total employees across all of its locations and generates $2.78 million in sales (USD). We are truly Banking With You as we go on this journey together.
(402) 634-2911 Lender's profile and map Reviews Meadow Grove Federal Credit Union 210 Main Street, Meadow Grove, NE, 68752 Meadow Grove Federal Credit Union’s mission is to provide the highest level of personal financial services in a friendly, professional manner; to encourage thrift, savings and the wise use of credit; to increase the knowledge and ability of our members to manage and control their financial well-being
(785) 527-2219 Lender's profile and map Reviews The Citizens National Bank 2115 M Street, Belleville, KS, 66935 The Citizens National Bank is here to help your business. We offer a wide variety of products to include commercial and agricultural real estate loans, residential rental real estate loans, seasonal operating lines of credit, as well as, machinery and equipment financing. These are just a few ways we can help.
(888) 235-7976 Lender's profile and map Reviews New Century Bank 1211 28th Street, Belleville, KS, 66935 New Century Bank, Belleville and Manhattan Kansas was chartered in 1905 as a community bank in the small town of Munden Kansas in Republic County and moved to Belleville in 2005. A century later in 2015 we expanded banking operations to Manhattan Kansas, complete personal and business banking services.
(402) 454-6511 Lender's profile and map Reviews Madison County Bank 111 West Third Street, Madison, NE, 68748 "Madison County Bank takes pride in still having the friendly personal touch that has been our hallmark since we began in 1888. Today, our tellers still know most of their customers on a first name basis, and the bank is stronger and more secure than ever. We pride ourselves on our personalized approach to community banking
(402) 842-2435 Lender's profile and map Reviews Brunswick State Bank 226 2nd St, Brunswick, NE, 68720 Brunswick State Bank proudly provides Brunswick, NE and Winnetoon, NE with complete personal and business banking services. The town began in 1879 when the Galloway family moved to Ellsworth Township from Illinois. Each "eligible member of the family" filed homestead claims - the parents and three grown children.
(402) 675-2035 Lender's profile and map Reviews Battle Creek State Bank 202 W Main St, Battle Creek, NE, 68715 Battle Creek State Bank prides itself on being an independent, locally owned bank serving the financial needs of Battle Creek and its surrounding area in Northeast Nebraska. We are dedicated to providing professional banking services. We treat people the way we would like to be treated, with complete honesty and confidentiality.