In 2026, the USDA loan limit in Cozad, located in Dawson county, NE, amounts to $336,500. Meanwhile, for a single-family home, the FHA limit is set at $603,750.
Utilize the Lendersa® USDA loan calculator today to weigh the most competitive USDA and FHA rates available. Determine necessary income, credit score, reserves, and documentation for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, facilitating your decision on the most suitable program in
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| Loan Type | Loan Limit | Down payment |
| USDA | $336,500 | 0% |
| FHA | $603,750 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
At Lendersa®, our objective is to streamline the process of securing the best USDA or FHA loan without inconvenience. Choose from three pathways designed to match you with lenders offering USDA loan programs.
The USDA home loan is essentially guaranteed by the Department of Agriculture and is often termed a USDA rural development loan or USDA mortgage, exclusively available in rural locales. In contrast, FHA loans demand a minimum down payment of 3.5%, while the USDA mortgage doesn't necessitate any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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