As of 2025, the USDA loan limit in Holdrege, which is in Phelps county, NE, stands at $336,500. In comparison, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's USDA versus FHA best rates, identifying necessary income, credit, reserves, and documents for qualification. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the most suitable program in for your financial needs.
Limits and Downpayment Requirements for Loans in Holdrege, Phelps, NE - 2025
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Holdrege, NE
Lendersa® is dedicated to securing the best USDA or FHA loan quickly and without any hassle. Choose one of these three initial pathways to reach lenders and explore USDA loan programs.
A USDA home loan is a government-backed financing option offered by the Department of Agriculture, also known as a USDA rural development loan or mortgage. It is exclusively available in rural areas and, unlike FHA loans requiring a 3.5% down payment, does not require any down payment.
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Community Financial Services FCU is a not-for profit, member owned financial organization. It was originally chartered in 1949 as “Linden Assemblers FCU” by the General Motors assembly plant workers of UAW Local 595. Today membership is open to anyone who lives, works or worships in Union County, NJ.
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