USDA Vs. FHA Pro and Con comparison in Holdrege, Phelps County, NE
As of 2025, the USDA loan limit in Holdrege, which is in Phelps county, NE, stands at $336,500. In comparison, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's USDA versus FHA best rates, identifying necessary income, credit, reserves, and documents for qualification. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the most suitable program in for your financial needs.
Limits and Downpayment Requirements for Loans in Holdrege, Phelps, NE - 2025
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Holdrege, NE
Lendersa® is dedicated to securing the best USDA or FHA loan quickly and without any hassle. Choose one of these three initial pathways to reach lenders and explore USDA loan programs.
A USDA home loan is a government-backed financing option offered by the Department of Agriculture, also known as a USDA rural development loan or mortgage. It is exclusively available in rural areas and, unlike FHA loans requiring a 3.5% down payment, does not require any down payment.
Ukrainian Selfreliance Michigan Federal Credit Union
26791 Ryan Road, Warren, MI, 48091
USMFCU has been serving its communities since 1952 and has never stopped putting its members first. Throughout our operation we’ve been committed to bringing great financial services to our members while never sacrificing genuine care and interaction. On top of offering great rates, deals, and services
Extra Credit Union is a Federally Insured State Chartered Credit Union with assets of some $322 million and nearly 20, 000 members. We were founded by a small group of educators in 1954. and also At Extra Credit Union, you'll find more than innovative financial products and banking services tailored to your life, needs and financial goals.
400 Renaissance Center, Suite:2600, Detroit, MI, 48243
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Global Generation Group launched in September 2008 by John Syron, founder of what grew to be one of the largest privately held Automotive OEM manufacturing companies world wide, to provide solutions that integrate technology enhanced performance, risk reduction and unique capital solutions to help American Businesses.
Our mission is to serve as our member's primary financial institution by providing competitive products and services with superior customer service and delivering those services utilizing technology by a highly trained and motivated staff. To provide these products and services in a professional, personal and competitive manner.
Since 1954, our Credit Union has been serving its members in and around the Chattanooga area with exceptional financial products and service. We offer our 2, 400 members convenient banking options through online banking, direct deposit, e-statements, and access to more than 30, 000 surcharge-free ATMs across the country.
Chattanooga Area Schools Federal Credit Union has been open since 1935 with assets totaling $176.83 Million and providing banking services to more than 12, 000 members as of March 2022. The credit union is a not-for-profit, member-owned financial cooperative providing services to members in the education community.
2509 Wilma Rudolph, Suite E, Clarksville, TN, 37404
1st United Mortgage is dedicated to serving veterans and military families. As VA Loan specialists, our experts are trained specifically on VA eligibility requirements and will walk you through every step of the loan process. Our mission is to make the mortgage process and simple and stress-free as possible for you.
The Bank of Richton closed in 1930 and a new bank was organized that year with E.M. Gavin as President and T.W. Milner as vice president. This was the first organization of the Richton Bank and Trust Company. However in 1932 the Richton Bank and Trust Company was reorganized with B. M. Stevens appointed President, C.S. Bentley as Vice President.
