USDA VS FHA in Minden, Kearney County, NE

In 2025, the USDA loan ceiling in Minden, located within the county of Kearney, NE, is established at $336,500. Meanwhile, for a single-family house, the FHA limit is $472,030.

The Lendersa® USDA loan calculator serves as a tool to weigh today's USDA against FHA prime rates and ascertain the necessary income, credit score, financial reserves, and required paperwork to qualify. Our sophisticated mortgage calculators enable you to review USDA, FHA, Conventional Conforming, and VA loans side by side, assisting you in selecting the ideal program for your distinctive financial requirements, including regions like .

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Revised 2025 Loan Caps and Down Payment Prerequisites in Minden, county of Kearney, NE

Loan Category Loan Limit Down Payment Percentage
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Alternatives in Minden, NE

The mission of Lendersa® is to swiftly and effortlessly secure the optimum USDA or FHA loan for you. Choose from three initial options that lead you to meticulously matched lenders and appropriate USDA loan programs.

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Defining USDA Loans in NE

A USDA home loan, endorsed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is exclusively available for properties in rural locations. Unlike FHA loans that demand a minimum down payment of 3.5%, USDA loans are obtainable with no down payment requirement at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Money Street Mortgage, LLC
  • 31119 US HIghway 19 N, Palm Harbor, FL, 34684
  • Our focus is on you, the customer. Whether you are thinking about buying a new home or refinancing your existing home, we have the experienced and hardworking home loan experts that you need on your side. Our staff knows that our work ethic and knowledge about the entire home buying process sets us apart as the premier mortgage broker.
  • Patriot Lending Services, Inc.
  • 36470 US Highway 19, Palm Harbor, FL, 34684
  • Patriot Lending has been in business since 1994, helping clients with all of their financing needs. Patriot Lending has branch locations in Pittsburgh, Pennsylvania and Spring Hill, Florida. Our loan officers and support staff are dedicated to providing the highest quality customer service, & building relationships with our investors and clients.
  • Mountain Pacific Bank
  • 3732 Broadway, Everett, WA, 98201
  • Mountain Pacific Bank is a full-service commercial bank located in Everett, WA. The bank opened its doors in July of 2006 and achieved profitability in 6 months, setting a record for Washington State. The bank has continued to grow & set records and currently reports $534.3million in assets.
  • SnoCope Credit Union
  • 3130 Rockefeller Avenue, Everett, WA, 98201
  • A not for profit financial cooperative started in 1959; membership is open to anyone who lives, works, worships, goes to school or operates a business in WA. SnoCope makes employment decisions without regard to race, color, sex, national origin, veteran status, sexual orientation, gender identity, religion, age, disability or other protected status
  • Nordstrom Federal Credit Union
  • 2701 Hoyt Avenue, Everett, WA, 98201
  • Member-owned and serving Nordstrom employees since 1936, Nordstrom Federal Credit Union is dedicated to providing superior service and financial products. Our members enjoy perks like custom-tailored loan terms, competitive dividend rates, and convenient online banking services. Experience a different, better kind of banking.
  • Mill Town Credit Union
  • 3102 Broadway, Everett, WA, 98201
  • Mill Town Credit Union was chartered in September 1939 by the then employees of the Soundview Pulp Company based off the waters near the Everett Marina. It became Scott’s Paper Credit Union after it was acquired by the company in 1963 and became a reliable financial resource for the employees.
  • Community Healthcare Federal Credit Union
  • 1503 Pacific Avenue, Everett, WA, 98201
  • Community Healthcare Federal Credit Union was chartered in 1959 by the employees of Everett General Hospital to provide an alternative to traditional banking rates and fees. We now provide financial services such as savings, checking, IRA’s, Certificates of Deposit, VISA, student loans, and a variety of consumer loan products to individuals.
  • NW Plus Credit Union
  • 2821 Hewitt Ave, Everett, WA, 98201
  • nw+|cu is a not-for-profit financial cooperative. When individuals become members of a credit union, they become equal shareholders, each with one vote to elect their volunteer Board of Directors and Supervisory Committee. These volunteers oversee a professional management team and overall credit union operations
  • American Realty Services
  • 23704 Clawiter Road, Hayward, CA, 94545
  • Whether you are looking for houses for sale or to sell a house, the most important thing is that you work with a real estate agent that you can trust. As your loyal real estate agent, I take it upon myself to provide you with the guidance and assistance that you deserve throughout the entire real estate process.