USDA Vs. FHA Pro and Con comparison in Minden, Kearney County, NE
In 2025, the USDA loan ceiling in Minden, located within the county of Kearney, NE, is established at $336,500. Meanwhile, for a single-family house, the FHA limit is $472,030.
The Lendersa® USDA loan calculator serves as a tool to weigh today's USDA against FHA prime rates and ascertain the necessary income, credit score, financial reserves, and required paperwork to qualify. Our sophisticated mortgage calculators enable you to review USDA, FHA, Conventional Conforming, and VA loans side by side, assisting you in selecting the ideal program for your distinctive financial requirements, including regions like .
Revised 2025 Loan Caps and Down Payment Prerequisites in Minden, county of Kearney, NE
Loan Category
Loan Limit
Down Payment Percentage
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Alternatives in Minden, NE
The mission of Lendersa® is to swiftly and effortlessly secure the optimum USDA or FHA loan for you. Choose from three initial options that lead you to meticulously matched lenders and appropriate USDA loan programs.
A USDA home loan, endorsed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is exclusively available for properties in rural locations. Unlike FHA loans that demand a minimum down payment of 3.5%, USDA loans are obtainable with no down payment requirement at all.
We strive to be a full-service independent community bank, and remain committed to the Galion area residents. Every effort has been made to improve the quality of service for our customers, making use of the latest in banking technology available today. Galion Building and Loan Bank is proud of our heritage in Galion since 1888.
The Smart Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
385 County Line Rd W, Suite 200, Westerville, OH, 43082
Since opening its doors in 1996, First Ohio Home Finance, Inc. has established a solid reputation in the banking industry. As a local company, we’re committed to serving the needs of our local customers. That service has earned us an A+ rating with the Better Business Bureau, in addition to other industry awards.
Atomic Credit Union is currently offering great rates with a variety of personal and business services, including checking and savings accounts, auto loans, mortgages and much more. Bank online or at any of our convenient locations in Athens, Beaver, Chillicothe, Jackson, Logan, Lucasville, Minford, Oak Hill, Piketon, Portsmouth, Waverly, Wellston,
Foti Financial Services was started in 1955 in Donaldsonville, Louisiana, by Dr. Dominc Foti. Dr. Foti wanted to help individuals who could not get financial help at banks and always prided himself on being there for the people in the community. Over 50 years later, Foti Financial Services is still there for the community.
"Family Savings Credit Union…. Where your money grows with you and your family, and ownership allows all members to prosper.
The concept of a credit union is one where people can get better financial services by pooling their resources and working together. In 1951, these principles were brought to Gadsden, AL"
The First National Bank is committed to the families and businesses of our communities through tailored financial solutions, service and responsiveness.
Finance your needs backed by the savings you've already established with us. Best of all, your savings remain intact, and incurring interest.
Erie Community FCU, a federally insured credit union that was founded in 1958. We are a full-service, not-for-profit financial institution owned by its members. If you have a family member (spouse, sister, uncle, nephew, grandparent, etc.) who is already a member of the credit union, you qualify to join as well, regardless if you live, work, or wor
Since 1884 Civista Bank has provided financial solutions to generations of businesses, families and individuals. We're committed to developing life-long relationships built on trust, expertise, and exceptional service.
As a $3.0 billion organization, our financial resources and commitment to be the community's trusted financial advisor
