USDA Vs. FHA Pro and Con comparison in Ogallala, Keith County, NE
For 2025, the USDA loan limit in Ogallala, within Keith county, NE is set at $336,500. In contrast, the FHA limit for a single-family dwelling is $472,030.
Utilize the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates. It helps determine the income, credit, reserves, and required paperwork to qualify. Our detailed mortgage calculator lays out USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best program for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Ogallala, Keith County, NE
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Ogallala, NE
Lendersa® aims to swiftly secure you the best possible USDA or FHA loan with minimal hassle. Choose one of three starting points that connect you with appropriate lenders and USDA loan offerings.
A USDA home loan, backed by the government's Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is exclusively for rural areas. Unlike FHA loans, which have a minimum down payment requirement of 3.5%, USDA mortgages require no down payment.
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