For 2026, the USDA loan limit in Ogallala, within Keith county, NE is set at $336,500. In contrast, the FHA limit for a single-family dwelling is $472,030.
Utilize the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates. It helps determine the income, credit, reserves, and required paperwork to qualify. Our detailed mortgage calculator lays out USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best program for your financial situation in .
2026 Loan Limits and Downpayment Requirements in Ogallala, Keith County, NE
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Ogallala, NE
Lendersa® aims to swiftly secure you the best possible USDA or FHA loan with minimal hassle. Choose one of three starting points that connect you with appropriate lenders and USDA loan offerings.
A USDA home loan, backed by the government's Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is exclusively for rural areas. Unlike FHA loans, which have a minimum down payment requirement of 3.5%, USDA mortgages require no down payment.
Adams Bank & Trust is a growing commercial bank in Nebraska, Colorado and Kansas that is committed to promoting local economic growth through business, agricultural and consumer lending. Founded in 1916, the bank remains locally owned and privately held, and has grown to well over a billion dollars in assets.
The Hershey State Bank is a branch office of The Hershey State Bank. They provide the following services: Full Service Office Location and are located at 100 S. Lincoln Ave in Hershey Nebraska. Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website and additional bankin
Founded on May 14th, 1998 by three dedicated employees and a group of local shareholders, NebraskaLand Bank began with the mission, ""To serve our communities with high quality personalized service at a competitive price."" That mission statement remains the same today.
We always say it's our people that make us special
In the last 100 years, Nebraska State Bank has gone from an ag bank serving farmers in Western Nebraska, to an FSA loan specialist serving ag operations nationwide.
And when you meet our lobby staff, you’ll find competent, friendly folks who take pride in knowing our customers, and take care of you like you’re our own.
PIONEER COMMUNITY FEDERAL CREDIT UNION is a not-for-profit financial cooperative owned by its members.
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Flatwater Bank has been pioneering banking since 1902. We are proud to be family-owned and work hard to offer our customers the very best in community banking. We want the communities we live and work in to be strong. We want a place where kids can return to work, where people can start and grow businesses, and neighbors reach out to lend a hand.
