USDA Vs. FHA Pro and Con comparison in Sidney, Cheyenne County, NE

In 2025, the USDA loan limit for Sidney, within Cheyenne county, NE, is $336,500. The FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to assess the current USDA and FHA best rates, determining the income, credit, reserves, and documentation needed. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA programs side by side, assisting in selecting the ideal program in for your financial situation.

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2025 Loan Limits and Downpayment Requirements in Sidney, County of Cheyenne, NE

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Sidney, NE

The goal of Lendersa® is to find you the best possible USDA or FHA loan efficiently. Choose one of the three options to connect with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NE

A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan, is only available in rural neighborhoods. Unlike FHA loans that demand a minimum 3.5% down payment, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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