USDA and FHA Pro and Con in South-Sioux-City, Dakota County, NE
In 2025, the USDA loan limit in South-Sioux-City, within the county of Dakota, NE, is $285,000, while for a single-family home, the FHA limit is $356,362.
Use the Lendersa® USDA loan calculator to assess the best current rates for USDA versus FHA loans. Determine the necessary income, credit score, reserves, and documentation required to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding you in deciding which option in suits your unique financial situation best.
2025 Loan Limits and Down Payment Requirements in South-Sioux-City, County of Dakota, NE
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Options in South-Sioux-City, NE
The aim of Lendersa® is to help you secure the optimal USDA or FHA loan swiftly and with ease. Choose one of three initial steps that connect you with lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, there is no down payment necessary for a USDA mortgage.
We became Greensboro’s 1st Credit Union in 1928. We were formerly known as Greensboro Postal Credit Union or GPCU. While our offices are still in our founding group’s facilities, we are excited to open our doors to all of Greensboro and Guilford County. We will continue to support our founding group
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