USDA Vs. FHA your options comparison in Andover, Merrimack County, NH
For the year 2025, the USDA loan cap in Andover, within Merrimack county, NH, is $350,000, whereas the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to effectively compare today’s optimal USDA and FHA rates. This tool helps evaluate the necessary income, credit standing, reserves, and requisite documents for qualification. Our comprehensive mortgage calculator enables side-by-side comparisons of USDA, FHA, Conforming, and VA loans, guiding you toward the best program tailored to your financial needs in .
2025 Loan Limits and Downpayment Requirements in Andover, Merrimack County, NH
Loan Type
Loan Limit
Down Payment
USDA
$350,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Andover, NH
The mission of Lendersa® is to connect you seamlessly with the optimal USDA or FHA loan swiftly and with ease. Begin with one of three methods that align you with suitable lenders and USDA loan arrangements.
A USDA home loan is a government-guaranteed loan offered by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is available exclusively in rural areas. Unlike FHA loans, which mandate a minimum 3.5% down payment, the USDA mortgage requires no down payment, thereby facilitating increased access to homeownership in rural locales.
Gilmer National Bank opened for business in 1901 as Farmers and Merchants National Bank. In 1979, the name was changed to more accurately reflect our role as a full service bank. Over the last 100 years, we have grown from a one-room bank in the corner of the courthouse, to the modern facility we have today
For over a hundred years FNB has shared in the growth of Cooper and its citizens. In May 2007 FNB joined with The Delta Bank to form a community bank dedicated to the prosperity of Delta County, by providing sound lending and financial planning to its customers. At FNB you get all the features
Security First Bank of North Dakota is a locally operated, family owned community bank. We have four main banking offices, which are located in Center, New Salem, Mandan and Bismarck. We also have a part time office in Almont. Security First Bank of North Dakota was founded by local, Morton County folks in New Salem.
Security National Bank of Enid is a commercial bank and trust company (accepting deposits) chartered under the National Bank Act. and Security National Bank offers a wide range of loan types with terms and conditions structured to meet individual business’s needs. These types include Term Financing, Construction Financing.
Bozarth Home Mortgage. We are a full-service mortgage company based in GUTHRIE, OK and TEXAS. We specialize in FHA, Conventional, Manufactured, USDA and VA Mortgages throughout Oklahoma and Texas. Whether you are buying a home or refinancing in either state, we can help you realize your dream of home ownership.
Flatwater Bank has been pioneering banking since 1902. We are proud to be family-owned and work hard to offer our customers the very best in community banking. We want the communities we live and work in to be strong. We want a place where kids can return to work, where people can start and grow businesses, and neighbors reach out to lend a hand.
We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate.
The Bank of Erath was organized in August of 1910 and opened its door for business on November 18, 1910. With our roots firmly established in Vermilion Parish our founding family names like Moresi, Caldwell, Broussard and LeBlanc are still prominent and recognizable to today's parish residents.
East Texas Telco Credit Union was organized June 26, 1951, as a state-chartered credit union in a Longview home. The credit union served employees of Southwestern Bell Telephone Company in Longview. As the credit union grew, the location was moved to where the credit union now sits, and another branch in Tyler was added in 1996.
In 1966, Ada Federal Employees Credit Union (AFECU) was established for Federal employees and their relatives in Pontotoc and Coal Counties. Savings and loans were all that were available through the credit union for many years.
AFECU purchased the building it currently operates from in January 2011.
For over 120 years, we have been a vital part of every community we serve. We opened in Ada, OK in 1900. In 2004, we changed our name from the First National Bank and Trust Company of Ada to Vision Bank. We now serve communities throughout south central Oklahoma and beyond.
We exist to help you meet all of your financial needs.
