USDA Vs. FHA your options comparison in Andover, Merrimack County, NH

In 2025, USDA loan limit in Andover, county of Merrimack, NH is $350,000 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Andover, county of Merrimack, NH

Loan Type Loan Limit Down payment
USDA $350,000 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Andover, NH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in New Hampshire?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • VN Mortgage have more than 30 years in the mortgage industry. We can easily assist you in getting the best loan at the lowest rate available that will fit your needs. Whether is purchasing a new home or refinancing, we are here to help. Our motto is funding your dream. Our Licensed Realtors give you a personalized customer.
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  • Americoast Realty & Lending, Inc. offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Westminster area. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer.
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