USDA VS FHA in Andover, Merrimack County, NH

For the year 2026, the USDA loan cap in Andover, within Merrimack county, NH, is $350,000, whereas the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to effectively compare today’s optimal USDA and FHA rates. This tool helps evaluate the necessary income, credit standing, reserves, and requisite documents for qualification. Our comprehensive mortgage calculator enables side-by-side comparisons of USDA, FHA, Conforming, and VA loans, guiding you toward the best program tailored to your financial needs in .

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2026 Loan Limits and Downpayment Requirements in Andover, Merrimack County, NH

Loan Type Loan Limit Down Payment
USDA $350,000 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Andover, NH

The mission of Lendersa® is to connect you seamlessly with the optimal USDA or FHA loan swiftly and with ease. Begin with one of three methods that align you with suitable lenders and USDA loan arrangements.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NH

A USDA home loan is a government-guaranteed loan offered by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is available exclusively in rural areas. Unlike FHA loans, which mandate a minimum 3.5% down payment, the USDA mortgage requires no down payment, thereby facilitating increased access to homeownership in rural locales.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Dacotah Federal Credit Union
  • 2990 E Highway 44, Rapid City, SD, 57703
  • Since its inception in 1950 the Dacotah Federal Credit Union has been serving its members in the Rapid City, South Dakota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages.

  • Capital Connect
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  • HT Lending Group, LLC
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  • Trademark Mortgage
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  • The Dunmire Team
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  • Lending Edge Mortgage
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    Lending Edge Mortgage is a Texas-based mortgage banker established in 2002. We are a dba of AmCap Home Loan NMLS: #129122 located in Houston, Texas.

    Our vision is to have the reputation of being “The Lender of Choice” from all our customers"

  • Apple Capital Group, Inc.
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  • Vista Mortgage Corp
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  • Francis Colonial Mortgage
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  • Corporate Capital LLC
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  • Peoples State Bank
  • 5850 Highway 59 South, Shepherd, TX, 77371
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