For the year 2025, the USDA loan cap in Andover, within Merrimack county, NH, is $350,000, whereas the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to effectively compare today’s optimal USDA and FHA rates. This tool helps evaluate the necessary income, credit standing, reserves, and requisite documents for qualification. Our comprehensive mortgage calculator enables side-by-side comparisons of USDA, FHA, Conforming, and VA loans, guiding you toward the best program tailored to your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $350,000 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to connect you seamlessly with the optimal USDA or FHA loan swiftly and with ease. Begin with one of three methods that align you with suitable lenders and USDA loan arrangements.
A USDA home loan is a government-guaranteed loan offered by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is available exclusively in rural areas. Unlike FHA loans, which mandate a minimum 3.5% down payment, the USDA mortgage requires no down payment, thereby facilitating increased access to homeownership in rural locales.
Enter your location to find out if it qualifies for USDA rural housing loan?
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