USDA Vs. FHA Pro and Con comparison in Tilton, Belknap County, NH

In 2025, the USDA loan cap for the county of Belknap, situated in Tilton, NH, is established at $336,500. Meanwhile, for a single-family residence, the FHA limit is $472,030.

Utilize Lendersa® USDA loan calculator for an insightful comparison of today's optimal USDA versus FHA rates, and to determine the income level, credit score, reserves, and documentation required for qualification. Our sophisticated mortgage calculator provides a comprehensive view by placing USDA, FHA, Conforming, and VA loans side by side. This helps you evaluate which scheme stands out for your financial context in .

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2025 Loan Limits and Down Payment Requirements in Tilton, Belknap County, NH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Tilton, NH

Lendersa® is dedicated to connecting you with the most favorable USDA or FHA loan swiftly and efficiently. Begin with any of the three pathways detailed below to discover lenders and USDA loan opportunities that align with your requirements.

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Understanding USDA Loans in NH

A USDA home loan is a government-backed mortgage endorsed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. These loans are specifically available within rural communities. Unlike FHA mortgages that necessitate a minimum down payment of 3.5%, USDA loans require no down payment, making them distinctively advantageous for rural homebuyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • The Baxter State Bank
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  • American Bank of Baxter Springs Baxter Springs
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