USDA Vs. FHA your options comparison in New-London, Merrimack County, NH

In 2025, the USDA loan limit for New-London in the county of Merrimack, NH is $350,000, while the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to evaluate and compare today's top USDA vs. FHA loan rates. It will help determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, aiding in selecting the best program for your financial scenario in regions like .

Examine loan proposals from 100 different lenders

2025 Loan Limits and Downpayment Requirements in New-London, County of Merrimack, NH

Loan Type Loan Limit Down payment
USDA $350,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in New-London, NH

Lendersa® aims to quickly connect you with the most suitable USDA or FHA loan, effortlessly. Choose one of three beginning paths which lead to lenders that match USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in NH

A USDA home loan, guaranteed by the government through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages require no down payment, making them a distinct option for eligible buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Arch Bridge Loans
  • 567 San Nicolas Drive, Suite 230, Newport Beach, CA, 92660
  • ARCH Loans is the preferred direct-to-investor private lender to flippers, wholesalers and buy-hold real estate investors in California, Colorado, Nevada, Oregon, Utah, and Arizona by being the easiest, most reliable, and most professional private lender to do business with Our online loan provides.
  • Hard Money Lenders California
  • 620 Newport Center Drive Suite #850, Newport Beach, CA, 92660
  • Extremely trustworthy, reliable, fast and experienced hard money lenders in California. We provide local hard money for your next new construction project, commercial property acquisition, fix and flip, rehab or buy and hold. Give us a call today at 858-947-3779 to submit your request for your next hard money loan.
  • Wilshire Finance Partners
  • 1400 Newport Center Dr, Suite 250, NEWPORT BEACH, CA, 92660
  • Wilshire Finance Partners is an alternative, balance sheet lender focused on originating multifamily and commercial mortgage loans from $1 million to $10 million throughout the United States. As the manager of 2 real estate debt funds, we have a strong track record in an expanding market segment.
  • Mortgage Vintage, Inc.
  • 260 Newport Center Dr. #403, NEWPORT BEACH, CA, 92660
  • Mortgage Vintage, Inc. connects people who want to invest money secured by Real Estate with real estate investors and business professionals who want to borrow money. Specifically we’re a Hard Money Lender placing private investment capital into well secured and well underwritten Trust Deed Investments.
  • Capital Benefit
  • 4667 MacArthur Boulevard, Suite 230, Newport Beach, CA, 92660
  • Capital Benefit procures, originates, underwrites, sells and services privately-funded first-trust deed loans for residential properties in California. our straightforward, conservative philosophy have set the standard for private money lending, trust deed investment and private lender loan servicing.
  • Bridge Loan Financial
  • 500 Newport Center Drive, Suite 570, Newport Beach, CA, 92660
  • Bridge Loan Financial, Inc. is a private mortgage lender with the financial resources to fund loans up to $10 million on residential and commercial properties throughout California. As a direct portfolio lender, we have the capability to close loans fast without the stringent credit requirements of commercial banks.
  • JK&Associates
  • 4499 Via Marisol, Suite 222B, Los Angeles, CA, 90042
  • Our ultimate goal is to find the perfect fit for you and your family and to make you feel great about the mortgage. JK&Associates is ready to be right by your side and help you along this journey, comparing hundreds of mortgage options to find what is best for you. and also experienced team of Mortgage Advisors guide you.
  • Firefighters First Credit Union
  • 815 Colorado Blvd, Los Angeles, CA, 90041
  • Firefighters First Credit Union prides itself in being the trusted provider of premier financial services to our Fire Family since 1935. We respond to firefighters unique financial needs by delivering tailored financial tools that let them enjoy life, both at the station and at home
  • Integrous Real Estate Capital
  • 1152 Colorado Boulevard, Los Angeles, CA, 90041
  • Integrous Real Estate Capital is a full-service real estate brokerage and lending company providing debt and equity investment capital, based in Los Angeles, California serving residential and commercial real estate investors and professionals. As investors ourselves, we understand that the primary objective of every investment is to increase net e