USDA Vs. FHA Pro and Con comparison in New-London, Merrimack County, NH
In 2025, the USDA loan limit for New-London in the county of Merrimack, NH is $350,000, while the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate and compare today's top USDA vs. FHA loan rates. It will help determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, aiding in selecting the best program for your financial scenario in regions like .
2025 Loan Limits and Downpayment Requirements in New-London, County of Merrimack, NH
Loan Type
Loan Limit
Down payment
USDA
$350,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in New-London, NH
Lendersa® aims to quickly connect you with the most suitable USDA or FHA loan, effortlessly. Choose one of three beginning paths which lead to lenders that match USDA loan programs.
A USDA home loan, guaranteed by the government through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages require no down payment, making them a distinct option for eligible buyers.
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