USDA Vs. FHA your options comparison in Franklin, Merrimack County, NH
For 2025, the USDA loan limit in Franklin, within Merrimack, NH, is $350,000, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the leading USDA and FHA rates available today, and determine the income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA loans side by side to choose the optimal program for your financial situation, including places like .
2025 Loan Limits and Down Payment Requirements in Franklin, Merrimack, NH
Loan Type
Loan Limit
Down Payment
USDA
$350,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Franklin, NH
The mission of Lendersa® is to promptly deliver the optimal USDA or FHA loan without hassle. Select from one of three pathways that connect you with matched lenders and USDA programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government through the Department of Agriculture. It is available only in rural neighborhoods. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA mortgages require none, offering significant benefits for eligible rural areas.
Since 1940 Seaboard Federal Credit Union has strived to meet the needs of its owners in providing a safe and sound financial alternative. All accounts are insured to at least $250, 000 by the National Credit Union Administration (NCUA), an agency of the federal government. We strive to keep costs low and profits are returned to our members.
MC Homes Real Estate has been serving Danbury to Stamford, residential real estate and commercial investments since 2001. Our services incorporate the latest technology to help you find your dream home or sell your property at the highest possible price. We have a team of mortgage lenders, inspectors, and contractors to assist you.
Mortgage Affiliates of America, Inc. is a privately held corporation that was initially named Mortgage Affiliates of Connecticut when it was started in 1993. The company was formed to assist borrowers to connect with Lenders. Our function remains exactly the same today.
Our Business model is designed in a manner that promotes fairness
Our mission is to provide a reliable, secure, and fast way for entrepreneurs and business owners to access funds and grow their businesses. We are comprised of experienced financial professionals who have collectively financed thousands of businesses in a diverse segment of industries, providing them hundreds of millions of dollars to assist them.
4 Old Mill Plain Rd, 2nd Floor, Danbury, CT, 06811
Gem Star Capital, LLC. does not finance owner occupied residential real estate. We offer commercial
mortgages strictly for non owner occupied real estate. Gem Star Capital, LLC. originates loans under
the 12 CFR 1024.5(b)(2) business purpose loans that are exempt from coverage under RESPA as
defined by 12 CFR 1026.3(a)(1) of Regulation Z.
Prysma Lending Group is committed to making home buying easy and affordable by finding you the right mortgage fast. We specialize in home loans for English, Spanish, and Portuguese citizens. For just 3.5% down, you can get the dream home you've been waiting for! We even have a Tax ID loan option with no need for a Social Security or Green Card.
The SoundView Financial Credit Union is a member-owned financial cooperative. Members of the Credit Union include those who live, work, worship, or volunteer in the Connecticut counties of Fairfield and Litchfield, all P&G/Gillette/Duracell employees, as well as employees from other member companies in the greater Danbury area.
Western CT Federal Credit Union (WCFCU) is a member-owned, not-for-profit, financial cooperative based in Bethel, Connecticut. WCFCU is a customer-centric credit union focused on creating a positive financial experience by delivering personalized service along with technology-oriented features to meet the needs of members.
"JTM Financial Services, Inc. was founded in 1992 by Jay T. McGorty.
The company has grown over the years and the main office can be found in Bethel, CT.
The company follows a customer satisfaction driven business model
with the notion that if a client's experience with JTM Financial surpasses all expectations"
