USDA Loan Vs. FHA loan pro & con Charlestown, Sullivan County, NH

In the year 2025, the USDA loan cap in Charlestown, located in the county of Sullivan, NH stands at $336,500, and the same for FHA is set at $472,030 for homes accommodating a single family.

Explore the Lendersa® USDA loan calculator today to juxtapose existing USDA and FHA most favorable rates, helping you identify the requirements in terms of income, credit, reserves, and necessary documentation for qualification. Our sophisticated mortgage calculator allows a side-by-side evaluation of USDA, FHA, Conforming, and VA options, assisting you in choosing the most suitable program for your financial circumstances in .

Options for USDA and FHA loans in Charlestown, NH

The aim at Lendersa® is to promptly secure the most beneficial USDA or FHA loan with minimal hassle. Choose one of three initiation points to align with lenders and USDA loan programs.

Lendersa USDA loan request and result matching process

Understanding USDA Loans in NH

A USDA home loan, backed by the Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is accessible solely in rural communities. Unlike FHA loans, which require an initial down payment of at least 3.5%, USDA mortgage loans offer the benefit of no down payment requirement.

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(877) 273-3939 Lender's profile and map Reviews Breeze Financial LLC 1001 Elm Street, Suite 401, Manchester, NH, 03101 Your Loan, Our Experts - licensed in Florida, Massachusetts, Michigan, Missouri, New Hampshire, North Carolina. We are partnered with a variety of banks, lenders and investors so we can find the best option available for your situation. Let us simplify the process so you close fast.
(603) 626-6678 Lender's profile and map Reviews Insight Mortgage Corp. 66 Hanover St, Suite 302, Manchester, NH, 03101 At Insight Mortgage Corp., we broke away from the intimidating, slow process borrowers dread. We use Internet-based automated procedures to speed you on your way to home ownership or refinancing. You can provide loan application information on a secure Web server linked from our Web site, in person, or over the telephone.
(978) 500-2268 Lender's profile and map Reviews HarborOne Mortgage 650 Elm Street, 6th Floor, Manchester, NH, 03101 HarborOne Mortgage has been a leader in residential mortgage lending. Our reputation as a premier service provider has been the key to our success. As a wholly owned subsidiary of HarborOne Bank. we offer a seasoned team of experienced mortgage professionals backed by the strength of New England’s largest state-chartered cooperative bank.
(978) 632-2542 Lender's profile and map Reviews GFA Federal Credit Union 229 Parker St, Gardner, MA, 01440 GFA Federal Credit Union is a full service, Member-owned, community financial institution serving Central Massachusetts & Southern New Hampshire, with branch locations in Ashburnham, Gardner, Hubbardston, Keene, Leominster, Peterborough, Rindge, Rutland & Winchendon. Offering Personal, Business, Investment & Insurance solutions to help buy a home.
(314) 764-7656 Lender's profile and map Reviews 4MyCash 7750 Maryland Avenue, Suite 50004, Clayton, MO, 03105 4MyCash’s hard money loan programs are designed for St. Louis real estate investors. Our reliable hard money loan programs make the process of investment funding fast and easy. In fact, our simple loan process enables our clients to close their purchases in as little as 5 business days.
(800) 832-0912 Lender's profile and map Reviews Bank of New Hampshire 62 Pleasant Street, Laconia, NH, 03246 Our mission is to remain an independent mutual financial institution, delivering innovative solutions and exceptional service, while assisting our employees, customers and communities to build brighter futures. Bank of New Hampshire has been a mutual banking organization focused on our depositors and accountable to our communities.
(603) 622-8781 Lender's profile and map Reviews Members First Credit Union 7 Salmon Street, Manchester, NH, 03104 At Members First, we're like pocket-sized financial superheroes - here to save the day! We're small enough to get to know you, which lets us make a big difference in your finances. So, share your goals with a member of our staff and we'll do everything we can to ensure we've made a difference for you.
(800) 535-7629 Lender's profile and map Reviews Pinnacle Mortgage Corp 835 Hanover St, Unit 301, Manchester, NH, 03104 The Pinnacle Mortgage Corp team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(603) 289-4316 Lender's profile and map Reviews Empire Mortgage Corporation 575 South Willow Street, Suite 211, Manchester, NH, 03103 At Empire Mortgage Corporation. We are a full-service mortgage company based in Manchester, NH. We specialize in FHA Loans, VA Loans, and Conventional Loans in New Hampshire. Whether you are buying a home or refinancing in the granite state, we can help you realize your dream of homeownership
(603) 625-9032 Lender's profile and map Reviews New Hampshire Postal Credit Union 955 Goffs Falls Rd., Manchester, NH, 03103 Since 1940, the New Hampshire Postal Credit Union has promoted thrift among its members to create for them a source of credit at reasonable rates of interest. Today, we service over 3500 members and have grown to over $50 million in assets. We offer competitive priced loans for personal, automobile and miscellaneous use, with 24 hour approval.
(603) 279-7986 Lender's profile and map Reviews Meredith Village Savings Bank 24 NH Route 25, Meredith, NH, 03253 MVSB is a mutual savings bank that operates for the benefit of its depositors, borrowers & surrounding communities. As a result, MVSB has remained steadfast in fostering the economic health and well-being of the community since it was founded in 1869. For over 150 years, Meredith Village Savings Bank (MVSB), has been serving the people, businesses.