USDA Vs. FHA Pro and Con comparison in Claremont, Sullivan County, NH

In 2025, USDA loan limit in Claremont, county of Sullivan, NH is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Claremont, county of Sullivan, NH

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Claremont, NH

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in New Hampshire?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Golden Bay Mortgage Group
  • 1143 N. Market Blvd Suite 1, Sacramento, CA, 95834
  • Our company was built from opportunity. Much of our time in the mortgage industry has been rough seas and waves of changes and regulations. Now times have changed and the importance of home ownership is again an opportunity for all. Our intention is to provide a place where our customers can feel secure
  • Mayer & Clifton Partners
  • 920 20th Street, Suite 125, Sacramento, CA, 95811
  • It has been the goal of our company from inception to be the borrower’s advocate and we pride ourselves on personally guiding each and every transaction through the debt or equity placement process from beginning to end. In doing so we provide our clients with outstanding service.
  • Orbit Home Loans
  • 1913 Capitol Avenue, Suite D, Sacramento, CA, 95811
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Bay Equity LLC
  • 1812 K St., Sacramento, CA, 95811
  • Bay Equity is a full-service retail mortgage lender. Founded in the heart of San Francisco’s financial district in 2007, the company recently moved to new corporate headquarters in Corte Madera, CA. Bay Equity Home Loans is currently licensed in 40 states and is expanding across the nation with retail branches in 27 states.
  • American Pacific Mortgage
  • 222 South Thor Street, Suite 3 & 10, Turlock, CA, 95380
  • Whether you are buying your first home, second home, vacation home or an investment property, we can help! Turn the home of your dreams into reality.American Pacific Mortgage does not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time.
  • Great Central Mortgage Corporation
  • 847 East Main Street, Turlock, CA, 95380
  • We believe that if we deliver the service, the profit will follow. Great Central Mortgage Corporation provides confident lending experience for all your real estate transactions. Our broad base of financing and sincere dedication to each loan permits us to provide the unique solutions suited to your needs.
  • Sacramento Credit Union
  • PO Box 2351, Sacramento, CA, 95812
  • Sacramento Credit Union (SCU) is member-owned, meaning each member has a say in how we conduct business. As a not-for-profit institution, we prioritize members' goals and provide modern products and conveniences that help you manage and grow your money, all delivered with personalized, attentive service.
  • Elevate Mortgage
  • 717 K Street, Suite 510, Sacramento, CA, 95814
  • Elevate mortgage is a diverse, experienced team of mortgage professionals who are client focused and bring results. With access to over 100 different lenders, we can provide you the best financing available. Over 75% of our business comes from past clients and referral partners who are confident in our abilities.
  • Eric Teply Mortgage Advisor
  • 1231 I Street, Suite 203, Sacramento, CA, 95814
  • Purchasing a home can be one of the largest decisions one will ever make. Home purchasing is not only about a home loan, but also about how the loan integrates itself within your other financial responsibilities and goals. I have worked in the mortgage business for over a decade.
  • PMI
  • 520 Capitol Mall, Suite 780, Sacramento, CA, 95814
  • Professional Mortgage Associates (PMA) is a California Mortgage Corporation licensed by the California Department of Real Estate and endorsed by the NMLS as a Mortgage Loan Originator. PMA's corporate administrative staff have a combined history of over 60 years in the mortgage and real estate industry.
  • Securus Group
  • 1231 I Street, Suite 203, Sacramento, CA, 95814
  • Securus Home Loans, where we specialize in residential mortgages. At Securus Home Loans, we work to find loans that fit indiviudal borrower’s needs. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • 101 Mortgage & Realty
  • 1231 I Street, Suite 203, Sacramento, CA, 95814
  • At Professional Mortgage Associates, we work with many home buyers who are looking to purchase in the Sacramento, CA area. When working together, we can help you find the right home loan to finance your dream. We care about our customers, which is why our phones are always on. Contact us any time, day, or night.