USDA Loan Vs. FHA loan pro & con Newport, Sullivan County, NH

In 2025, the USDA loan limit for Newport in Sullivan, NH is set at $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to assess today's USDA against FHA rates, and determine the income, credit score, reserves, and documents needed for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, helping you choose the best option for your financial needs, particularly in places like .

USDA and FHA Loan Options in Newport, NH

Lendersa® aims to quickly help you secure the best USDA or FHA loan without hassle. Choose one of three paths to find matched lenders and the USDA loan programs that fit your needs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NH

A USDA home loan, known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is available solely in rural neighborhoods. Unlike FHA loans that require a down payment of at least 3.5%, USDA loans demand none, making them attractive in qualifying rural locations.

Get top 10
USDA LENDERS
customized to yout needes

(802) 767-3333 Lender's profile and map Reviews White River Credit Union 96 North Main Street, Rochester, VT, 05767 The White River Credit Union is a full service, member-owned, not-for-profit financial institution. Our members comprise a radius around the Bethel, Randolph, & Rochester area. The White River Credit Union was formed in 1947 when five citizens in Rochester, Vermont wanted to create a small, friendly lending co-op to service the valley community.
(603) 289-4316 Lender's profile and map Reviews Empire Mortgage Corporation 575 South Willow Street, Suite 211, Manchester, NH, 03103 At Empire Mortgage Corporation. We are a full-service mortgage company based in Manchester, NH. We specialize in FHA Loans, VA Loans, and Conventional Loans in New Hampshire. Whether you are buying a home or refinancing in the granite state, we can help you realize your dream of homeownership
(603) 625-9032 Lender's profile and map Reviews New Hampshire Postal Credit Union 955 Goffs Falls Rd., Manchester, NH, 03103 Since 1940, the New Hampshire Postal Credit Union has promoted thrift among its members to create for them a source of credit at reasonable rates of interest. Today, we service over 3500 members and have grown to over $50 million in assets. We offer competitive priced loans for personal, automobile and miscellaneous use, with 24 hour approval.
(603) 747-2735 Lender's profile and map Reviews Woodsville Guaranty Savings Bank 63 Central Street, Woodsville, NH, 03785 Woodsville Guaranty Savings Bank is a locally owned and operated community bank, serving the people, businesses, and communities of northern New Hampshire and northeastern Vermont. The bank has nine North Country offices, located in the communities of Woodsville, Piermont, Lisbon, Littleton, Lancaster, Plymouth, and Franconia, New Hampshire.
(802) 757-2361 Lender's profile and map Reviews Wells River Savings Bank 34 Main Street, Wells River, VT, 05081 Wells River Savings Bank (WRSB) has been providing personal and business banking products and services to the Upper Connecticut River Valley of Vermont and New Hampshire for more than 119 years. We take great pride in our tradition of friendly, personal service and our strong commitment to the community.
(603) 647-4646 Lender's profile and map Reviews Bedford Lending Corporation 77 Gilcreast Rd, Suite 2004, Londonderry, NH, 03053 Bedford Lending Corporation is a direct MAP and LEAN approved FHA lender & commercial mortgage banking company that provides financing solutions for apartments, healthcare facilities, senior living, hospitals, and other commercial real estate. Our direct loan programs can be used to acquire, refinance, construct, or rehabilitate assets nationwide.
(978) 272-2088 Lender's profile and map Reviews Nextgen Mortgage, Inc 20 Trafalgar Square, Suite 626, Nashua, NH, 03063 Nextgen Mortgage, Inc., is a leading mortgage broker in New England focused on getting our clients the best savings possible. We do not charge application fees, rate lock fees and there are no upfront costs, whatsoever. If we cannot get your loan approved and closed, we do not make a penny.
(978) 632-2542 Lender's profile and map Reviews GFA Federal Credit Union 229 Parker St, Gardner, MA, 01440 GFA Federal Credit Union is a full service, Member-owned, community financial institution serving Central Massachusetts & Southern New Hampshire, with branch locations in Ashburnham, Gardner, Hubbardston, Keene, Leominster, Peterborough, Rindge, Rutland & Winchendon. Offering Personal, Business, Investment & Insurance solutions to help buy a home.
(413) 772-0293 Lender's profile and map Reviews Greenfield Co-operative Bank 63 Federal Street, Greenfield, MA, 01301 Our mission is to provide fairly-priced banking products, financial services and consumer and commercial loans of all types to help local businesses grow, assist individuals and families in achieving their own financial goals, and in this manner make the communities we serve stronger and more prosperous.
(413) 774-6700 Lender's profile and map Reviews Franklin First FCU 57 Newton Street, Greenfield, MA, 01301 Franklin First began in 1958 as four separate credit unions: Franklin County Public Hospital FCU, Franklin County Teachers FCU, Lunt Silversmiths, and Greenfield Tap & Die Credit Union. As the years went on, they became united by common goals and the desire to offer updated services for their members.
(978) 249-3200 Lender's profile and map Reviews Athol Savings Bank 388 Main Street, Athol, MA, 01331 Athol Savings Bank is a mutual savings bank based in Athol, Massachusetts. Our goal is to be the financial foundation in our community; working harder, reaching higher and delivering strength, stability and security to our customers. As we move forward, Athol Savings Bank is committed to being “A Solutions Bank” for our customers.