USDA and FHA Pro and Con in Newport, Sullivan County, NH

In 2026, the USDA loan limit for Newport in Sullivan, NH is set at $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to assess today's USDA against FHA rates, and determine the income, credit score, reserves, and documents needed for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, helping you choose the best option for your financial needs, particularly in places like .

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2026 Loan Limits and Down Payment Requirements in Newport, Sullivan, NH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Newport, NH

Lendersa® aims to quickly help you secure the best USDA or FHA loan without hassle. Choose one of three paths to find matched lenders and the USDA loan programs that fit your needs.

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Understanding USDA Loans in NH

A USDA home loan, known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is available solely in rural neighborhoods. Unlike FHA loans that require a down payment of at least 3.5%, USDA loans demand none, making them attractive in qualifying rural locations.

Enter your location to find out if it qualifies for USDA rural housing loan?



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