For 2025, in the county of Sullivan, located in Sunapee, NH, the USDA loan ceiling is $336,500, while the FHA caps at $472,030 for single-family dwellings.
Engage the Lendersa® USDA loan calculator to evaluate current USDA versus FHA best rates, and find out about the income levels, credit history, reserves, and paperwork needed for eligibility. Our advanced mortgage calculators place USDA, FHA, Conforming, and VA loans side by side, allowing you to determine the most suitable program for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to facilitate a seamless and prompt acquisition of the ideal USDA or FHA loan. Choose one of the provided starting points that align lenders with preferred USDA loan programs.
The USDA home loan, backed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. Available only in rural areas, it differs from FHA loans by eliminating the need for a down payment, whereas FHA loans require at least a 3.5% down payment. This offers an attractive option for those seeking homes in rural locales.
Enter your location to find out if it qualifies for USDA rural housing loan?
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