USDA Vs. FHA Pro and Con comparison in Sanbornton, Belknap County, NH

During 2025, the USDA loan limit in Sanbornton, located in Belknap county, NH, is $336,500. Meanwhile, the limit for an FHA loan, applicable to single-family homes, is $472,030.

Utilize the Lendersa® USDA loan calculator to effectively compare the current best rates available between USDA and FHA loans. This tool helps identify the income, credit scores, reserves, and necessary documents for qualification. By using our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans in parallel, assisting you in choosing the program that best meets your financial goals in .

Access loan offers from 100 diverse lenders

2025 Loan Limits and Downpayment Requirements in Sanbornton, Belknap County, NH

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Choices in Sanbornton, NH

The objective of Lendersa® is to swiftly connect you with the optimal USDA or FHA loan, minimizing complexity. Select one of three approaches to find the right lenders and USDA loan opportunities that suit your needs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in NH

A USDA home loan is a mortgage backed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage. It is exclusively offered in rural communities. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment, providing easier access to homeownership in rural regions.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Bison Federal Credit Union
  • 2 West Macarthur, Shawnee, OK, 74804
  • On February 15, 1951, a special group of people, inspired by Ralph Burnett, met in a room at Oklahoma Baptist University to establish a credit union. Those original incorporators were Charles V. Manes, Edward Hurt, Jr, Leroy Bond, C.V. Milliken, Clifford J. Smith and Ralph Burnett. On April 9, 1951, Bison Federal Credit Union opened its doors.
  • First National Bank and Trust Company
  • 130 E MacArthur, Shawnee, OK, 74804
  • Why is First National Bank & Trust Co. your bank for life? You never know where life is going to take you. That's why we know it's important to have a bank that will help you navigate the paths you choose for you and your family. With sound banking practices and a focus on getting to know you and your banking needs,
  • First Pioneers FCU
  • 2235 South College Road, Lafayette, LA, 70508
  • First Pioneers FCU was chartered in 1949 by the employees of AT&T. These forward looking people saw an opportunity to provide for individual thrift, mutual savings and access to low cost loans. Running a credit union meant pooling common savings through payroll deduction, then lending it to members.
  • PHI Federal Credit Union
  • 714 E Kaliste Saloom Road, Suite A-3, Lafayette, LA, 70508
  • In 1974, several PHI employees would meet each day for their coffee breaks. One day while they were enjoying their friendships over a cup of coffee, the topic of discussion was Credit Unions. The more they discussed the benefits a credit union could provide to the employees, the more excited they became about the possibility of organizing.
  • Loans with Gus
  • 91 Settlers Trace Blvd, Bldg 3, Lafayette, LA, 70508
  • Gus Abirached, my mission is to set a high standard in the mortgage industry. I am committed to quality customer service – putting the people I serve first. My goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available.
  • Neighborly Home Lending
  • 218 Rue Beauregard, Suite I, Lafayette, LA, 70508
  • Neighborly Home We are not like other mortgage brokerage companies hiding behind complicated language and products. Rather, our goal is to empower our customers by simplifying the complexity associated with getting a mortgage so that anyone can understand the process, and benefit from their understanding. We seek to provide unrivaled service.
  • Milestone Mortgage
  • 91 Settlers Trace Blvd, Building 3, Lafayette, LA, 70508
  • we are a brokerage serving customers in Louisiana. The key to our success has been a combination of consistently offering the lowest possible rates and fees along with giving our clients outstanding customer service. We take pride in treating our clients with honesty and integrity.
  • My Mortgage Company, LLC
  • 141 Treasure Cove, Lafayette, LA, 70508
  • We offer a wide range of fast & easy to use mortgage calculators to help you determine what you can afford. Mortgage Brokers primary expertise is locating funding for mortgage financing. They know where the best rates can be found. What's more they have the knowledge required to present a proposal for financing to lenders in the best way possible.
  • Approved Mortgage, LLC
  • 850 Kaliste Saloom Rd, Suite 212, Lafayette, LA, 70508
  • We specialize in mortgage loans in Lafayette. We also serve the surrounding cities in Lafayette County. Whether you are buying a home or refinancing in the zip code of 70508, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
  • Approved mortgage
  • 850 Kaliste Saloom Rd, Lafayette, LA, 70508
  • "Bridgett Menard, a mortgage broker located in Lafayette, LA, is part of the Approved Mortgage team that provides low mortgages for buying a home or refinancing a mortgage you already have. Bridgett is known for working with the Veteran community to provide our active services military and veterans with convenient"
  • PRIORITY MORTGAGE LENDING, INC
  • 101 Energy Parkway, Suite D, Lafayette, LA, 70508
  • Priority mortgage landing is 25 years in the mortgage industry, Terri has served many borrowers in Acadiana and throughout Louisiana with purchasing either their first home, downsizing or upsizing. She has also assisted many borrowers with refinancing to lower interest rates, shorten loan term or cashing out equity to improve their homes.