USDA Loan Vs. FHA loan pro & con Atlantic-Highlands, Monmouth County, NJ

In 2026, the USDA loan limit in Atlantic-Highlands, within Monmouth county, NJ, is $657,900, while the FHA limit for a single-family home is $822,375.

Use the Lendersa® USDA loan calculator to evaluate today's top USDA vs. FHA rates, determining the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, guiding you to select the best program in for your financial needs.

USDA and FHA Loan Options in Atlantic-Highlands, NJ

The objective of Lendersa® is to secure the best possible USDA or FHA loan for you quickly and efficiently. Choose from one of three starting points that connect you with matching lenders and USDA programs.

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Exploring USDA Loans in NJ

A USDA home loan, backed by the Department of Agriculture, known as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment.

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(270) 965-3106 Lender's profile and map Reviews Farmers Bank & Trust Co 201 S Main St, Marion, KY, 42064 At Farmers Bank & Trust, we want to change your ideas about what a bank can do for you. For us, doing the right thing is the only thing. Because for us, your story becomes our story. Whatever life throws at you, we’ll be right here when and where you need us—whether it’s on the same corner that we were founded on in 1899.
(270) 545-3301 Lender's profile and map Reviews Fredonia Valley Bank 602 Cassidy Ave, Fredonia, KY, 42411 On October 30, 1894, a group of men consisting of S.H. Cassidy, W.F. McMurray, H.E. Rice, D.T. Byrd, W.C. Rice, J.C. Elder, J.T. Woolf, William M. Green, S.C. Bennett, A. Boaz, H.C. Rice, W.B. Bennett, M.B. Lowery, and A.S. Threlkeld met for the purpose of organizing a bank in Kelsey, KY. A committee was appointed to solicit stock subscriptions.
(309) 662-0411 Lender's profile and map Reviews First State Bank of Bloomington 204 North Prospect Road, Bloomington, IL, 61704 First State Bank of Bloomington is unique because we’re 100% employee-owned. If that sounds uncommon, it’s because our ownership structure is extremely rare. In fact, industry analysts have estimated that fewer than 10 banks across the country have a similar structure to ours.We have the attitude & the commitment to make you financially successful.
(309) 661-1166 Lender's profile and map Reviews Mid-Illini Credit Union 1811 Eastland Dr, Bloomington, IL, 61704 Established in 1940, Mid-Illini Credit Union evolved from a handful of employee credit unions that joined together to provide top-rate financial services to thousands of local residents. We’re now over 7, 000 members strong and growing… MICU is a not-for-profit, member-owned financial cooperative, not a corporation
(877) 996-9998 Lender's profile and map Reviews Team USA Mortgage 1709 Tullamore Ave, Suite D, Bloomington, IL, 61704 "Team USA Mortgage is a national mortgage company offering retail mortgages and employment opportunities for qualified groups and individuals. Team USA Mortgage is committed to serving customers in all licensed states. Our core values of Honesty, Integrity, and Transparency flow from the corporate office
(309) 664-9100 Lender's profile and map Reviews FIRST STATE MORTGAGE 502 N. Hershey Road, Bloomington, IL, 61704 First State Mortgage (FSM), a subsidiary of First State Bank, Member FDIC, was founded in 2007 by a group of veteran bankers who have been working together in the residential First State Mortgage industry for more than 20 years. Our goal is to provide a comprehensive range of mortgage products, competitive pricing, and high quality.
(888) 664-9108 Lender's profile and map Reviews First State Mortgage Services, LLC 502 North Hershey Road, Bloomington, IL, 61704 First State Mortgage was founded in 2007 by a group of veteran bankers who have been working together in the residential mortgage services industry for more than 20 years. Our goal is to provide a comprehensive range of mortgage products, competitive pricing, and high quality, ethical mortgage services.
(217) 774-3322 Lender's profile and map Reviews First Federal Savings and Loan Association of Central Illinois 200 N Morgan Street, Shelbyville, IL, 62565 First Federal Savings & Loan Association of Central Illinois is the result of the merger of First Federal Savings & Loan Association of Shelbyville and Charleston Federal Savings & Loan. Both institutions were originally formed under state charters as cooperative home financing organizations to provide a safe place for their members.
(615) 446-2822 Lender's profile and map Reviews First Federal Bank TN 611 East College St, Dickson, TN, 37055 First Federal has been providing exceptional banking services to Dickson County and surrounding counties. Built upon outstanding customer service, we are proud to be the largest community bank in the area and offer 12 convenient locations to serve all your banking needs in Dickson County, Montgomery County, Hickman County.
(815) 637-7000 Lender's profile and map Reviews Illinois Bank & Trust 6855 East Riverside Boulevard, Rockford, IL, 61114 We offer our employees unlimited opportunities for career development, growth and the ability to contribute to the vitality of your community. Our clients choose to bank with us because of our robust product offerings, high-touch service, and commitment and impact in our communities.
(309) 557-2541 Lender's profile and map Reviews IAA Credit Union 808 IAA Drive, Bloomington, IL, 61701 The IAA Credit Union was formed in 1951 to serve the financial needs of the employees of the IAA Family of Companies. Through the years, our field of membership has been expanded to include the members of Illinois Farm Bureau, COUNTRY Financial policyholders, GROWMARK patrons, and other small employee groups.