USDA Loan Vs. FHA loan for Highlands, NJ 2025

For 2025, the USDA loan limit in Highlands, located in Monmouth county, NJ is $776,600, whereas the FHA limit for a single-family home is $1,089,300.

Leverage the Lendersa® USDA loan calculator to compare current USDA vs. FHA rates to see which is best. Discover the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator provides comparisons of USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program for your financial needs in .

Explore USDA and FHA Loan Options in Highlands, NJ

Lendersa® strives to quickly secure the best possible USDA or FHA loan without hassle. Select from three pathways to find matching lenders and programs.

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Understanding USDA Loans in NJ

A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage and is available exclusively in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans do not require any down payment.

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(309) 582-2005 Lender's profile and map Reviews Mercer Credit Union 100 SE 3rd Street, Aledo, IL, 61231 Mercer Credit Union was founded in 1969. The credit union has assets totaling $2.99 Million and provides banking services to more than 500 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
352-275-6483 Lender's profile and map Reviews The Digital Mortgage Guy 14309 NW 159th Place, Alachua, FL, 32615 I have been in the mortgage business since 1998. My clients experience is my number one priority. I personally specialize in first time home buyers and Renovation. mortgage business since 1998. My clients experience is my number one priority. I personally specialize in first time home buyers
(563) 582-9515 Lender's profile and map Reviews Dubuque Postal Employees Credit Union 1155 Loras Boulevard, Dubuque, IA, 52001 Our Mission is to make available a source of credit at a fair and reasonable rate of interest, to encourage habits of careful management of money among our members and to provide our members the opportunity to manage their savings for their own benefit. Dubuque Postal Employees Credit Union Established in 1927.
(563) 589-2000 Lender's profile and map Reviews Dubuque Bank and Trust Company 1398 Central Ave, Dubuque, IA, 52001 At Dubuque Bank and Trust, decision making is kept to a local level and bankers are unwaveringly committed to deeply understanding every intricacy of every customer’s financial relationship. Because when that happens, a bank, even one with over $19 billion in assets and the backing of a company with national.
(731) 645-6166 Lender's profile and map Reviews Home Banking Company 795 Poplar Avenue, Selmer, TN, 38375 For over 100 years Home Banking Company's philosophy has been to provide efficient, courteous service and to provide our customers with the most up-to-date, quality financial products available to the banking industry. We are opening new financial doors by offering options that make banking as convenient as possible for our customers.
(386) 301-7965 Lender's profile and map Reviews Kessler Real Estate Financial Services Inc 3959 South Nova Road, Suite B-30, Port Orange, FL, 32127 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
386-401-9000 Lender's profile and map Reviews Simplicity Mortgage 411 DUNLAWTON AVENUE, Port Orange, FL, 32127 Simplicity Mortgage offers a full suite of loan products Conventional, VA loan, FHA loan, USDA, Jumbo, Non Qualified Mortgage (non-QM), Self Employed, 1099, bank statement, first time home buyer, investment, and secondary property purchases. We have excellent options for your refinance .
386-756-8228 Lender's profile and map Reviews American Mortgage Loan Services, LLC 5111 S Ridgewood Ave, Ste 103, Port Orange, FL, 32127 American Mortgage Loan Services is a locally owned, Florida Mortgage Broker. For over 25 years American Mortgage has been providing mortgage assistance to Florida communities. Our loan officers work with our clients to create a desirable mortgage that will best fit their needs and goals.
(386) 957-5777 Lender's profile and map Reviews Embrace Home Loans - Viera, FL 3959 S Nova Road Suite 2, Port Orange, FL, 32127 We are the BEST at what we do, and we don’t take you for granted. At Encompass, you are more than a number, you are more than a credit score, and you are more than the next transaction. You are a person who has very specific needs and goals. We understand that no two transactions are alike because no two people are alike.
(314) 752-5444 Lender's profile and map Reviews St. Louis Firefighters & Community Credit Union Online 5530 Fyler Avenue, Saint Louis, MO, 63139 1933, St. Louis Firefighters & Community Credit Union is proud to serve firefighters, retired firefighters, family members, and those living or working in St. Louis County, and St. Louis City. Contact us to join today! All that is needed to join is a completed membership application, appropriate identification.
(314) 645-7700 Lender's profile and map Reviews Lindell Bank 6900 Clayton Avenue, Saint Louis, MO, 63139 LIndell Bank is a full service community bank with 12 locations in the greater St. Louis area. It has over $500M in total assets and a capital to asset ratio of over thirteen percent. We are relationship bank and welcome your business. Please contact me for all of your banking needs.
(314) 352-1500 Lender's profile and map Reviews Arrow Finance Company 3528 Hampton Ave, Saint Louis, MO, 63139 To provide our customers with pre-owned auto loans, personal loans, and appliance sales with an unmatched level of service. When customers call during business hours, they will be greeted by a person, not a recording, or automated operator. We believe in the personal touch. This has been the way we have conducted business for over 65 years.