USDA VS FHA in Lawnside, Camden County, NJ

For a single-family home in Lawnside, located in Camden county, NJ, the USDA loan ceiling this year, 2025, is $381,800. The FHA maximum sits at $529,000.

You can utilize the Lendersa® USDA loan calculator to evaluate the best USDA versus FHA rates today. Discover the required income, credit score, reserves, and paperwork to qualify. Our comprehensive mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loan options, aiding you in choosing the most suitable plan for you in .

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2025 Loan Limits and Down Payment Requirements in Lawnside, Camden, NJ

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Choices in Lawnside, NJ

The objective of Lendersa® is to quickly secure you the best USDA or FHA loan with minimal stress. You have three ways to begin, all leading to a match with suitable lenders and USDA loan offers.

Lendersa USDA loan requests and matching results

Understanding USDA Loans in NJ

A USDA home loan, backed by the U.S. Department of Agriculture, is also known as a USDA mortgage or rural development loan, available solely in rural locales. In contrast to FHA loans that mandate a 3.5% down payment, USDA mortgages require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Impact Mortgage was started in 2007. After working with a few different direct lenders and brokers since 2004, I decided that I could save my clients a lot of money by not charging all the unnecessary fees associated with purchasing or refinancing their home. So I took the self-employment leap in 2007 and have never looked back.
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