USDA VS FHA in Lawnside, Camden County, NJ

For a single-family home in Lawnside, located in Camden county, NJ, the USDA loan ceiling this year, 2025, is $381,800. The FHA maximum sits at $529,000.

You can utilize the Lendersa® USDA loan calculator to evaluate the best USDA versus FHA rates today. Discover the required income, credit score, reserves, and paperwork to qualify. Our comprehensive mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loan options, aiding you in choosing the most suitable plan for you in .

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2025 Loan Limits and Down Payment Requirements in Lawnside, Camden, NJ

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Choices in Lawnside, NJ

The objective of Lendersa® is to quickly secure you the best USDA or FHA loan with minimal stress. You have three ways to begin, all leading to a match with suitable lenders and USDA loan offers.

Lendersa USDA loan requests and matching results

Understanding USDA Loans in NJ

A USDA home loan, backed by the U.S. Department of Agriculture, is also known as a USDA mortgage or rural development loan, available solely in rural locales. In contrast to FHA loans that mandate a 3.5% down payment, USDA mortgages require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • United Bank of Philadelphia
  • 30 South 15th Street, 1st Floor, Philadelphia, PA, 19102
  • The primary mission of United Bank of Philadelphia is to deliver excellent customer service at a profit and to make United Bank of Philadelphia the “hometown” bank of choice. Our goal is to foster community development by providing quality personalized comprehensive banking services to business and individuals in the Greater Philadelphia Region, wi
  • Diligence Capital Advisors
  • 1420 Walnut Street, Suite 1216, Philadelphia, PA, 19102
  • Diligence Capital Advisors is a Boutique Commercial Real Estate Capital Markets Solutions and Full Service Consulting Firm and Our services include capital markets solutions, including debt and equity procurement and placement, and full-service consulting spanning transactional oversight/advisory and asset management for existing portfolios and dev
  • Stursberg & Fine Capital
  • 1528 Walnut Street, Suite 2008, Philadelphia, PA, 19102
  • Our firm is built upon integrity. We have 96.5% repeat business from our clients because of our proven track record for 20+ years. Stursberg & Fine clients enjoy a strong and trusting relationship with our staff of experts that ensures our clients the highest possible level of service, advice, and experience.
  • Liberty SBF
  • 2 Penn Ctr, Philadelphia, PA, 19102
  • "Liberty SBF is an experienced commercial real estate finance company. With a special expertise in small-balance commercial lending, we are positioned to address the needs of small businesses facing a challenging credit environment. We provide: Small Business Lending Commercial Real Estate Financing Loan Servicing"
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  • 1515 Market Street, Philadelphia, PA, 19102
  • We are a team of professionals with decades of experience funding commercial real estate & operating companies, who will assure the best outcome for your debt, equity and advisory needs. Whether developing, purchasing or refinancing, debt is the lifeblood for commercial real estate. Axcel delivers to its clients access to debt for any asset class
  • Republic Bank
  • 50 South 16th Street, Suite 2400, Philadelphia, PA, 19102
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  • 1500 Walnut Street, Suite 1103, Philadelphia, PA, 19102
  • American Commercial Lending, we specialize in the commercial mortgage industry. We have a team of experienced commercial mortgage brokers to guide you throughout the application process and ensure that you have everything needed to qualify for the loan. As the most trusted mortgage brokers.
  • Houwzer Mortgage
  • 1435 Walnut St, Philadelphia, PA, 19102
  • Houwzer is a modern, socially responsible real estate agency for savvy homeowners. We’ve rebuilt the real estate brokerage model around the customer with technology and a team of full service, salaried agents. Home sellers save an average of $15,000 with our listing agents, while home buyers trust our team's focus on buyer goals, not commissions.
  • US Mortgage of Pennsylvania
  • 2646 Lefevre St, Philadelphia, PA, 19137
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  • At Welcome Mortgage, we offer custom solutions for your financing needs. Our qualification process is simple and quick, and we guide you from loan application to closing. We provide expertise and education every step of the way in-person and virtually, without any automated systems.
  • Sky Financing Solutions
  • 728 S broad St, Philadelphia, PA, 19146
  • In-House Appraisal & Legal: Forget delays! Our in-house team handles all the appraisal and legal work, ensuring a smooth, swift process No Junk Fees, No Surprises: What we promise is what you get. Enjoy complete transparency with no hidden charges. Best Interest Rates & Low Points: Maximize your profits with our competitive rates and low points.
  • Paradise Mortgage Brokers LLC
  • 2518 Christian St, Philadelphia, PA, 19146
  • Paradise Mortgage Brokers to provide education & guidance for all future homebuyers & present homeowners for financial responsibility. With the latest technology we will maintain high trust relationships with our clients business partners, & communities. The growth of our team members individually & as one will remain to be a part of our mission.