USDA Vs. FHA your options comparison in Bethlehem, Hunterdon County, NJ

In 2025, within Hunterdon county in NJ, the USDA loan limit for Bethlehem is $776,600, whereas the FHA limit for single-family homes is $1,089,300.

Utilize the Lendersa® USDA loan calculator to assess today's most favorable USDA vs. FHA rates. Learn what income, credit standings, reserves, and documentation are needed for qualification. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA loans side by side, guiding you to select the best program in tailored to your financial situation.

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2025 Loan Limits and Down Payment Details in Bethlehem, Hunterdon, NJ

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Options in Bethlehem, NJ

Lendersa® aims to effortlessly secure the most advantageous USDA or FHA loan for you, free of hassle. Start from one of three entry points to connect with matching lenders and tailored USDA loan programs.

Lendersa USDA loan request and results

Understanding USDA Loans in NJ

The USDA home loan, endorsed by the Department of Agriculture and commonly called a USDA rural development loan or USDA mortgage, is intended exclusively for rural areas. In contrast to FHA loans requiring at least a 3.5% down payment, USDA loans need no down payment, providing a unique zero-down benefit.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Tru-Fi Credit Union EHL
  • 602 S 6th St, Macclenny, FL, 32063
  • TRU·FI Credit Union was originally founded in 1967 as Baker County Federal Credit Union in the living room of Mr. Ira Starling. It was in his home that a small group of individuals who shared the same vision of creating a cooperative banking entity, met to discuss giving the citizens of Baker County more than one choice of where to conduct
  • Together Credit Union
  • 423 Lynch Street, Saint Louis, MO, 63118
  • Together Credit Union (formerly Anheuser-Busch Employees' Credit Union and affiliates, American Eagle Credit Union and Purina Credit Union) provides financial services and guidance to help over 133, 000 members nationwide achieve their best life.We are a $1.98 billion asset, full-service financial institution with 30 branches across the nation.
  • Bank of Missouri
  • 916 N Kingshighway, Perryville, MO, 63775
  • The Bank of Missouri is reaching new heights of service and customer care. Our rich history, reaching back over 12 decades, is our source of motivation. As we look back with pride, we look forward with excitement as our continued growth enables us to meet the ever changing needs of the communities we serve.
  • Resource Federal Credit Union
  • 525 Old Hickory Boulevard, Jackson, TN, 38305
  • Resource Federal Credit Union provides its members with a wide variety of products and services to help meet their day-to-day financial management needs. We are committed to 100% customer satisfaction and are continually broadening our product offering to meet the needs of our members.
  • Patriot Equity Credit Union
  • 1450 Union University Drive, Jackson, TN, 38305
  • Patriot Equity Credit Union is a non-profit cooperative organization created for the purpose of providing financial services to its members. Every member is a shareholder or "owner" of the Credit Union. Founded in 1929, Patriot Equity Credit Union serves the employees and family members of the U.S. Postal Service.
  • The Bank of Jackson
  • 420 Oil Well Road, Jackson, TN, 38305
  • The Bank of Jackson’s successful heritage is built on its commitment to the local community of Jackson and Madison County, local lending decisions and local stockholders and board members. The bank is built on the not so little difference that only a hometown community bank can deliver--personal service.
  • Leaders Credit Union
  • 35 Stonebridge Blvd, Jackson, TN, 38305
  • "Leaders Credit Union has been serving the West Tennessee community for over 60 years with premium financial services. We build on that heritage today by providing the lowest cost offerings with top-level member service, and maintaining the safety and soundness of our credit union. We are a full-line financial services provider.
  • Blue Grass Savings Bank
  • 104 East Mayne Street, Blue Grass, IA, 52726
  • January 4, 1902 banking was started and one week later total assets were $19, 402.16. The January 9, 1902 meeting of the stockholders was held in the new bank. H. F. Wunder was hired as cashier receiving $50 a month salary. W.I. VanderVeer served as President with no pay and Julius W. Schiele served as Vice President.
  • Bayard Business Capital and Consulting Inc.
  • 4501 Lindell Blvd, Suite 7G, Saint Louis, MO, 63108
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  • St. Louis Community Credit Union
  • 3651 Forest Park Ave, Saint Louis, MO, 63108
  • St. Louis Community is more than a credit union. As the social conscience of banking®, we’re a leader and voice for social justice in the financial services world. For 75 years and counting, we have been changing lives and giving back to the individuals and communities we humbly serve.
  • Jefferson Credit Union
  • 5261 Ross Bridge Pkwy, Hoover, AL, 35226
  • Jefferson Credit Union is a financial institution based in Hoover, Alabama. Anyone in Jefferson County or any of the surrounding counties can become a member for life with an initial deposit of $5. Our members have access to home mortgages, auto loans, checking accounts, savings accounts, CD's, and many other banking services.