USDA Loan Vs. FHA loan for Lebanon, NJ 2025

In 2025, the USDA loan limit in Lebanon, within Hunterdon county, NJ, stands at $776,600, while the FHA limit for a single-family home is $1,089,300.

Utilize the Lendersa® USDA loan calculator to compare today's USDA and FHA top rates and ascertain income, credit, reserves, and documentation requirements for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, enabling you to choose the best program for your financial needs in .

Exploring USDA and FHA Loan Options in Lebanon, NJ

The aim of Lendersa® is to connect you quickly with the best possible USDA or FHA loan, without hassle. Choose one of three starting options to link with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in NJ?

A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is exclusively for rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, the USDA loan requires no down payment, offering a zero down advantage to eligible buyers.

Get top 10
USDA LENDERS
customized to yout needes

(815) 636-2100 Lender's profile and map Reviews Rockford Bell Credit Union 4225 Perryville Road, Loves Park, IL, 61111 Rockford Bell Credit Union has been open since 1935. The credit union has assets totaling $48.53 Million and provides banking services to more than 4,000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans and other financial services to members.
(815) 282-0300 Lender's profile and map Reviews Rock Valley Credit Union 1201 Clifford Ave, Loves Park, IL, 61111 Rock Valley Credit Union is a full-service financial institution serving members since 1968. The credit union now serves approximately 13, 000 members. Our main office is located in Loves Park, IL with branch offices in Machesney Park and Rochelle. Rock Valley Credit Union currently serves
(217) 665-3321 Lender's profile and map Reviews Scott State Bank 101 West Main St., Bethany, IL, 61914 Scott State Bank, originally named The Exchange Bank, was established in 1887. A. R. Scott, the founder, had an iron safe in his mill office and a number of his customers would leave money in it for safekeeping. He also cashed grain checks, and in this manner he “drifted” into the banking business.
(309) 662-0411 Lender's profile and map Reviews First State Bank of Bloomington 204 North Prospect Road, Bloomington, IL, 61704 First State Bank of Bloomington is unique because we’re 100% employee-owned. If that sounds uncommon, it’s because our ownership structure is extremely rare. In fact, industry analysts have estimated that fewer than 10 banks across the country have a similar structure to ours.We have the attitude & the commitment to make you financially successful.
(309) 661-1166 Lender's profile and map Reviews Mid-Illini Credit Union 1811 Eastland Dr, Bloomington, IL, 61704 Established in 1940, Mid-Illini Credit Union evolved from a handful of employee credit unions that joined together to provide top-rate financial services to thousands of local residents. We’re now over 7, 000 members strong and growing… MICU is a not-for-profit, member-owned financial cooperative, not a corporation
(877) 996-9998 Lender's profile and map Reviews Team USA Mortgage 1709 Tullamore Ave, Suite D, Bloomington, IL, 61704 "Team USA Mortgage is a national mortgage company offering retail mortgages and employment opportunities for qualified groups and individuals. Team USA Mortgage is committed to serving customers in all licensed states. Our core values of Honesty, Integrity, and Transparency flow from the corporate office
(309) 664-9100 Lender's profile and map Reviews FIRST STATE MORTGAGE 502 N. Hershey Road, Bloomington, IL, 61704 First State Mortgage (FSM), a subsidiary of First State Bank, Member FDIC, was founded in 2007 by a group of veteran bankers who have been working together in the residential First State Mortgage industry for more than 20 years. Our goal is to provide a comprehensive range of mortgage products, competitive pricing, and high quality.
(888) 664-9108 Lender's profile and map Reviews First State Mortgage Services, LLC 502 North Hershey Road, Bloomington, IL, 61704 First State Mortgage was founded in 2007 by a group of veteran bankers who have been working together in the residential mortgage services industry for more than 20 years. Our goal is to provide a comprehensive range of mortgage products, competitive pricing, and high quality, ethical mortgage services.
(815) 282-8711 Lender's profile and map Reviews LINXUS CU 1405 West Lane Road, Suite A, Machesney Park, IL, 61115 LinXus Credit Union (formerly Rockford Postal Employees Credit Union) is a not-for-profit financial organization owned by more than 2500 members. The credit union was organized to help provide personal financial services, such as savings and loans. Today, LinXus Credit Union strives to continue great member service by offering higher dividends
(920) 648-2324 Lender's profile and map Reviews The Greenwood’s State Bank 365 W Tyranena Park Rd., Lake Mills, WI, 53551 Greenwoods is headquartered in Lake Mills, WI, founded in 1884 and is a FDIC state-chartered bank. We have locations in Jefferson, Green, Rock, Racine, Walworth and Waukesha Counties. Greenwoods is a high touch, community focused bank centered on you, our customer. We have all of the most advanced technology products
(920) 648-8336 Lender's profile and map Reviews Bank of Lake Mills 136 E Madison Street, Lake Mills, WI, 53551 Bank of Lake Mills was organized in 1893 by S. A. Reed, E. J. Fargo, L. D. Fargo, David Gardner, B. J. Silliman, R. E. Favill, Robert Fargo, William Everson and Conrad Engsberg. The bank was built despite the numerous bank failures that occurred that same year. In 1919, Emil Neupert joined Bank of Lake Mills and became Bank President.
(931) 359-4322 Lender's profile and map Reviews First Commerce Bank 500 North Ellington Parkway, Lewisburg, TN, 37091 First Commerce Bank was the dream of a group of local people who saw the need for a locally owned, locally managed community bank. With the help of over 1,000 shareholders, that dream became a reality on December 2, 2002. Our goal is to provide our community with competitive banking products that meet our customers' needs.