USDA VS FHA in High-Bridge, Hunterdon County, NJ

In the year 2025, the USDA loan cap for High-Bridge in Hunterdon county, NJ, is set at $657,900. Meanwhile, the FHA loan limit for purchasing a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to evaluate current USDA versus FHA rates. This tool helps ascertain the necessary income, credit score, reserves, and documents to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, aiding in the decision of which mortgage best suits your financial circumstances in .

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2025 Loan Limits and Down Payment Requirements in High-Bridge, Hunterdon County, NJ

Loan Type Maximum Loan Amount Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Opportunities in High-Bridge, NJ

The mission of Lendersa® is to quickly and effortlessly match you with the best USDA or FHA loan. Choose from three pathways to connect with participating lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NJ

A USDA home loan is backed by the U.S. Department of Agriculture. Also known as the USDA rural development loan, it is available solely in rural areas. Unlike FHA loans, which mandate a down payment of at least 3.5%, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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