USDA and FHA Pro and Con in Wanaque, Passaic County, NJ
In the year 2025, the USDA loan limit in Wanaque, situated in the county of Passaic, NJ, is $776,600. The FHA limit for a single-family residence is $1,089,300.
Utilize the Lendersa® USDA loan calculator to evaluate today’s top USDA versus FHA rates. Determine income, credit, reserves, and necessary documents for qualification. Our sophisticated mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans to help you decide which one in suits your financial status the best.
2025 Loan Limits and Down Payment Requirements in Wanaque, Passaic, NJ
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Options for USDA and FHA Loans in Wanaque, NJ
The mission of Lendersa® is to efficiently secure the best USDA or FHA loans without any hassle. Choose one of three options that lead to matching lenders and USDA loan opportunities.
A USDA home loan is a government-backed mortgage from the Department of Agriculture, also known as a USDA rural development loan, available only in rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, USDA loans require none.
At On Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available
1265 S. Alhambra Circle, Unit B, Coral Gables, FL, 33146
MORTGAGE-WORLD.com is an online mortgage company specializing in FHA, Conventional, VA, USDA and Near-Prime loans. Mortgage loans to purchase a home require credit, income, assets and the property. The minimum credit score to purchase a home is 500. With MORTGAGE-WORLD.com you’ll find a purchase loan that fits your needs.
Community Loan Servicing maintains high ratings for residential and commercial special servicing from Standard & Poor’s, Fitch, and Moody’s and is a Fannie Mae and Freddie Mac approved seller/servicer.
With over 500 mortgage professionals, Community Loan Servicing is headquartered in beautiful Coral Gables, FL.
1550 Madruga Avenue, Suite 200, Coral Gables, FL, 33146
Grove Capital Finance is a company guided by a commitment to fair pricing and sensible financing to our customers. We can fund loans anywhere in the State of Florida, we have access to a large number of lenders, and offer the most variety in loan programs. A company staffed by people who want to help customers meet goals
1390 South Dixie Highway, Suite 1203, Coral Gables, FL, 33146
We are a family business founded in 2004 on integrity, honesty, and exceptional service helping families and individuals achieve the dream of homeownership. As a direct mortgage lender we can offer the best rates and service in the S. Florida market. business founded in 2004 on integrity, honesty, and exceptional service helping families
1430 South Dixie Highway #309, Coral Gables, FL, 33146
Universal Mortgage is a correspondent lender located in Coral Gables, Florida. We have over 20 years of experience in the mortgage industry. We are looking for qualified licensed loan originators wanting to expand their career with a mortgage lender that offers tremendous support in the industry.
4425 Ponce de Leon Blvd, MS 5-251, Miami, FL, 33146
Lakeview Loan Servicing, LLC is the fourth largest mortgage loan servicer in the country. What does that mean? We help more than 1.4 million customers per year manage the investment they’ve made in their homes. That means that we’ll be with you throughout the life of your mortgage.
4425 Ponce De Leon Blvd., 250 Ste, Coral Gables, FL, 33146
Silver Hill Funding is a small-balance commercial mortgage lender offering financing from $250,000 to $2,000,000 on commercial real estate including multifamily, mixed-use, office, retail, daycare center, light industrial, self-storage, restaurant, bar, and warehouse property types.
