USDA Vs. FHA your options comparison in Wanaque, Passaic County, NJ
In the year 2025, the USDA loan limit in Wanaque, situated in the county of Passaic, NJ, is $776,600. The FHA limit for a single-family residence is $1,089,300.
Utilize the Lendersa® USDA loan calculator to evaluate today’s top USDA versus FHA rates. Determine income, credit, reserves, and necessary documents for qualification. Our sophisticated mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans to help you decide which one in suits your financial status the best.
2025 Loan Limits and Down Payment Requirements in Wanaque, Passaic, NJ
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Options for USDA and FHA Loans in Wanaque, NJ
The mission of Lendersa® is to efficiently secure the best USDA or FHA loans without any hassle. Choose one of three options that lead to matching lenders and USDA loan opportunities.
A USDA home loan is a government-backed mortgage from the Department of Agriculture, also known as a USDA rural development loan, available only in rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, USDA loans require none.
At Right Key Mortgage, we educate our borrowers to make this a worry-free process, from pre-qualification to close – that’s our promise to you! We're here to make the home loan process as simple as possible. We work very hard for our customers because nothing pleases us more than helping our clients achieve the dream of affordable home ownership.
Norwood Bank is a community bank established in 1889 for the purpose of homeownership. Today our assets total more than $676 million dollars and our message remains the same. We are committed to the financial needs of our community. We specialize in consumer banking, residential mortgage lending, and construction and commercial real estate lending.
661 Washington Street, Suite 209, Norwood, MA, 02062
Lighthouse Funding have been in business for over 15 years providing people with quality service and loans that fit their needs. Our team consists of knowledgeable loan consultants and originators that go above and beyond to make sure their clients have a smooth loan process. There are many advantages to working with our company.
Bayside Mortgage Services Inc, we've been helping customers acheive the dream of home ownership since 2003. Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process
Bank of Easton provides traditional banking services to the surrounding communities.
our Bank proudly opened its doors to the public for the first time. We are excited to continue to serve our customers and the Easton community and look forward to writing many new chapters in the history of our Bank and our community – together!
700 Pleasant Street, Suite 330D, New Bedford, MA, 02740
Coastal M&A, we tend to work with companies with transactional values of $1, 000, 000 to $25, 000, 000. Located in New Bedford, Massachusetts, our New England location allows us to serve the business buying and selling needs, and the M&A advisory requirements, of clients across Massachusetts, Rhode Island, Connecticut, and New Hampshire.
396 Washington Street, Suite 225, Wellesley Hills, MA, 02481
ProBuilder Financial is a direct, hard money lender, providing private acquisition, rehab, and construction loans to real estate builders and developers in New England. Loans based on the collateral value of the project, not on the credit history of the applicant. Creative and flexible financial solutions to meet the needs of your real estate proje
396 Washington Street Suite 225, Wellesley Hills, MA, 02481
ProBuilder Financial is the hard money lender of choice for professional real estate developers, builders, and investors in New England. ProBuilder Financial provides friendly, personalized service, unsurpassed responsiveness, deep industry knowledge, and immediate access to funds for short and intermediate term commercial loans. At ProBuilder Fina
