USDA VS FHA in Bordentown, Burlington County, NJ

In 2026, the USDA loan limit within Bordentown, located in the county of Burlington, NJ, is $381,800. On the other hand, the FHA limit for a single-family home is $529,000.

Use the Lendersa® USDA loan calculator to compare the best rates between USDA and FHA loans available today. Determine the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA programs side by side to help decide which option in suits your financial situation best.

Compare loan offers from a variety of 100 lenders

2026 Loan Limits and Downpayment Instructions in Bordentown, Burlington, NJ

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Bordentown, NJ

The objective of Lendersa® is to swiftly secure the best USDA or FHA loan, hassle-free. Select one of three initial steps to connect with matching lenders and discover USDA loan programs.

Lendersa USDA loan request and results

Understanding a USDA Loan in NJ

A USDA home loan is a loan guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, available exclusively in rural areas. Contrastingly, whereas FHA loans require a minimum of 3.5% down, the USDA loan demands no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Bordentown Lenders

  • Postal Employees Credit Union
  • 4248 South Broad Street, Trenton, NJ, 08620
  • Lends in New Jersey
  • The Postal Employees’ Credit Union was established in 1928 as a state chartered credit union to serve the financial needs of federal employees. Our members are our owners, of which we have approximately 2, 400. The membership is represented by seven currently employed postal employees who direct the operation of the credit union for the benefit.

  • Creative Hard Money, LLC
  • 508 Whitehorse Mercerville Rd., Trenton, NJ, 08610
  • Lends in New Jersey
  • Creative Hard Money LLC is a trusted hard money rehab loan lender in New York and Pennsylvania. We aim to serve our customers and our clients and help them in dealing with their concerns on business, commercial land mortgages and hard money rehab loans; a lender with the best and most knowledgeable people to serve your mortgage and financing needs.

  • First Bank NJ
  • 2465 Kuser Road, Suite 101, Hamilton, NJ, 08690
  • Lends in New Jersey
  • First Bank is all about returning to banking basics. As a locally-owned and operated community bank, we pride ourselves on great customer service that is highly personalized, efficient and responsive to local needs. On April 23, 2007, First Bank commenced operations at its office at 1229 South Black Horse Pike in Williamstown, NJ.

  • Mercer County NJ Teachers' Federal Credit Union
  • 2271 Highway 33, Suite 108, Trenton, NJ, 08690
  • Lends in New Jersey
  • Mercer County NJ Teachers’ Federal Credit Union (MCNJTFCU) is a member-owned, not-for-profit financial cooperative dedicated to providing quality financial products and services and delivering them professionally and courteously. Unlike other financial institutions that need to generate profits to satisfy stockholders.

  • Central Jersey Police & Fire Federal Credit Union
  • 2430 Hamilton Avenue, Trenton, NJ, 08619
  • Lends in New Jersey
  • The Central Jersey Police & Fire Federal Credit Union is proud to be a member-owned, not-for-profit financial cooperative dedicated to serving its members. Our motto is “People Helping People.” We are all working together to help each other meet our individual financial goals. The credit union is a nonprofit, cooperative financial institution.

  • First Point Federal Credit Union
  • 2430 Hamilton Avenue, Suite 2, Trenton, NJ, 08619
  • Lends in New Jersey
  • To become a member of First Point Federal Credit Union you must be employed by one of our Select Employee Groups (SEGs) or if someone in your immediate family or household is currently a member of the Credit Union. An immediate family member includes a spouse, child, parent, brother or sister, grandparent or grandchild.

  • Hamilton Horizons Federal Credit Union
  • 3535 Quakerbridge Road, Suite 600, Hamilton Township, NJ, 08619
  • Lends in New Jersey
  • Hamilton Horizons offers a wide variety of convenient, money saving products and services that are designed to meet all your financial needs. These products include high-yield savings and investment accounts, low-interest loans, and numerous services that let you conduct your financial business when it’s convenient for you.

  • New Jersey Law & Public Safety Credit Union
  • 225 E State Street, Trenton, NJ, 08608
  • Lends in New Jersey
  • The New Jersey Law & Public Safety Credit Union is dedicated to helping those who serve us, their families & the surrounding communities. Please come back often and check out what we’re up to. Membership in N.J.L.& PS Credit Union is limited to employees and retirees of the Office of Law and Public Safety.

  • Preferred Funding Services, Inc.
  • 25 Homestead Drive, Suite F, Columbus, NJ, 08022
  • Lends in New Jersey
  • At Preferred Funding Services, Inc., we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.