USDA and FHA Pro and Con in Bordentown, Burlington County, NJ

In 2026, the USDA loan limit within Bordentown, located in the county of Burlington, NJ, is $381,800. On the other hand, the FHA limit for a single-family home is $529,000.

Use the Lendersa® USDA loan calculator to compare the best rates between USDA and FHA loans available today. Determine the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA programs side by side to help decide which option in suits your financial situation best.

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2026 Loan Limits and Downpayment Instructions in Bordentown, Burlington, NJ

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Bordentown, NJ

The objective of Lendersa® is to swiftly secure the best USDA or FHA loan, hassle-free. Select one of three initial steps to connect with matching lenders and discover USDA loan programs.

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Understanding a USDA Loan in NJ

A USDA home loan is a loan guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, available exclusively in rural areas. Contrastingly, whereas FHA loans require a minimum of 3.5% down, the USDA loan demands no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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