USDA Loan Vs. FHA loan pro & con Hamilton-Square, Mercer County, NJ

In 2025, USDA loan limit in Hamilton-Square, county of Mercer, NJ is $306,700 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Hamilton-Square, NJ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New Jersey?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(814) 946-3045 Lender's profile and map Reviews American Pride Credit Union 1431 Valley View Boulevard, Altoona, PA, 16602 The American Pride Credit Union Community credit union Established in 1932, we are a full service financial institution serving members who live, work worship or attend school in Blair & Bedford Counties in Pennsylvania. We provide low cost auto, home equity, personal, & mortage loans. We offer savings, checking investment & retirement accounts.
(814) 942-5431 Lender's profile and map Reviews Altoona Area Employees Federal Credit Union 908 Pleasant Valley Boulevard, Altoona, PA, 16602 Altoona Area Employees Federal Credit Union has been open since 1981. The credit union has assets totaling $17.58 Million and provides banking services to more than 2, 000 members. The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups
(814) 943-5411 Lender's profile and map Reviews Altoona First Savings Bank Altoona 203 N. Logan Blvd., Altoona, PA, 16602 Altoona First will continue to be an independent, mutually-owned, relationship-driven community bank. We will passionately focus on relationships to help employees, individuals, families and small businesses succeed. Through an intense focus on serving, we will be a driving force in seeing our local communities prosper.
(814) 942-7100 Lender's profile and map Reviews Reliance Bank 401 S. Logan Boulevard, Altoona, PA, 16602 Here at Reliance Bank, we provide exceptional service to meet our community’s personal and business banking needs in every way we can. “Together, we’ll find a way” is more than just a slogan. Our team’s passion and love for our people makes us want to help them achieve their dreams.
(413) 774-3191 Lender's profile and map Reviews Greenfield Savings Bank 282 Avenue A, Turners Falls, MA, 01376 Greenfield Savings Bank has stayed true to its mission to provide a secure place for local residents to save and to access financial products and resources. Today, we continue that commitment with offices throughout Franklin and Hampshire Counties and through online and mobile banking.
(413) 772-0293 Lender's profile and map Reviews Greenfield Co-operative Bank 63 Federal Street, Greenfield, MA, 01301 Our mission is to provide fairly-priced banking products, financial services and consumer and commercial loans of all types to help local businesses grow, assist individuals and families in achieving their own financial goals, and in this manner make the communities we serve stronger and more prosperous.
(413) 774-6700 Lender's profile and map Reviews Franklin First FCU 57 Newton Street, Greenfield, MA, 01301 Franklin First began in 1958 as four separate credit unions: Franklin County Public Hospital FCU, Franklin County Teachers FCU, Lunt Silversmiths, and Greenfield Tap & Die Credit Union. As the years went on, they became united by common goals and the desire to offer updated services for their members.
(401) 490-3210 Lender's profile and map Reviews Best Financial Mortgage Services Inc 108 Phenix Ave, Cranston, RI, 02920 Best Financial Mortgage Services opened. She has over 18 years experience as a loan officer in the mortgage industry. She has worked for local lenders, mortgage brokers, and was a volume award winner at a national Fortune 1000 Mortgage Company. Her repeat client business is a testimony to her commitment to customer service.
(401) 281-9601 Lender's profile and map Reviews Providence Commercial Capital 535 Atwood Ave, Suite 4, Cranston, RI, 02920 Providence Commercial Capital is truly a one-of-a-kind company. We are a direct portfolio and correspondent lender originating commercial and investment loans. PCC is an alternative lender offering flexible programs which has, over the years, opened many doors for our clients who may not have been able to find suitable financing elsewhere.
401 261 0922 Lender's profile and map Reviews EMCAP 1140 Reservoir Avenue, Cranston, RI, 02920 EMCAP is dedicated to funding real estate investors throughout RI, MA, NH, ME and FL. EMCAP is a private lender (“hard money lender”) capable of offering investors (no owner occupants) flexible real estate financing programs and quick execution time frames that are unmatched by traditional lending sources
(401) 270-4999 Lender's profile and map Reviews South Wind Financial, Inc. 1356 Atwood Avenue, Johnston, RI, 02919 South Wind Financial Inc. Rhode Island branch provides Mortgage Broker Services to Rhode Island, Massachusetts, Connecticut, and Florida areas. We pride ourselves on ensuring that our customers are totally satisfied with our services and get the best loan possible. Picking the right mortgage firm can be challenging.