USDA Vs. FHA Pro and Con comparison in Hamilton, Mercer County, NJ
In 2025, the USDA loan limit in Hamilton, located in Mercer county, NJ, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's most favorable USDA against FHA rates. This tool helps determine income, credit score, reserves, and documents necessary for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best program for your specific financial needs in .
2025 Loan Limits and Downpayment Requirements in Hamilton, Mercer County, NJ
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Hamilton, NJ
Lendersa® is dedicated to quickly and easily matching you with the ideal USDA or FHA loan. Choose from three pathways to connect with lenders and explore USDA loan programs.
A USDA home loan, endorsed by the government through the Department of Agriculture and known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans require no down payment, offering greater accessibility for rural homebuyers.
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2011 Palomar Airport Rd, Suite 203, Carlsbad, CA, 92011
At Vantex Capital Group, hard money mortgage lending is our primary business. We have been a hard money lender since 2003 and our President has been originating hard money mortgage loans for over forty years. We pride ourselves on being able to give you an answer on your hard money loan request the same day.
6120 Paseo Del Norte, Suite A-2, Carlsbad, CA, 92011
PacificFirst Mortgage believes in the value of relationships and it's this idea that ensures that we provide each of our clients with the Very Best customer service found anywhere in the mortgage industry. Our dedicated team of financial professionals are trained and committed to have immediate communication with you concerning your mortgage needs.
NewDeck Capital specializes in real estate listing & sales, mortgage financing, and everything in between. We strive to provide our clients with the highest quality of service and have built our business on a platform of long term relationships. We’ve been able to apply our combined 60+ years experience in assisting our clients.
6120 Paseo Del Norte, Suite A-2, Carlsbad, CA, 92011
My Preferred Lender The goal of My Preferred Lender (MPL) is to establish a valued relationship between ourselves and our clients. The MPL Team consists of only the most qualified and experienced loan advisors strictly licensed by the California Bureau of Real Estate (CalBRE) and the Nationwide Mortgage.
2035 Corte Del Nogal, Suite 125, Carlsbad, CA, 92011
REeBroker Group is the original and the largest of virtual brokers in California, having handled 31, 580 real estate transactions for a total sales volume of more than $10 billion since its inception in 2005. The Carlsbad-based brokerage currently partners with more than 2, 600 real estate agents throughout the state providing.
701 Palomar Airport Road, Suite 300, Carlsbad, CA, 92011
We directly fund between $9-$10 billion a year in home loans. This means we process, underwrite & wire the funds. If we do not have a loan option for our client “in-house, ” we will process the loan and submit it to an investor for underwriting and funding. Having both these funding sources allow us to provide the best loan options for our clients.
701 Palomar Airport Road, Suite 300, Carlsbad, CA, 92011
We are a full service mortgage lending company with an experienced staff offering expertise in every area of mortgage lending, from purchase to refinance to home improvement to debt consolidation to construction lending. With access to over 100 full range mortgage sources, our lending specialists are dedicated to finding you the right loan.
