In 2025, the USDA loan limit for White-Horse in Mercer county, NJ is set at $306,700, while the FHA limit for a single-family home is $356,362.
Leverage the Lendersa® USDA loan calculator to efficiently compare the top USDA vs. FHA rates available today. Determine essential qualifications such as income, credit, reserves, and required documentation. With our advanced mortgage calculator, evaluate USDA, FHA, Conforming, and VA loans side by side to identify the most suitable program for your financial scenario in .
Understanding 2025 Loan Limits and Downpayment Conditions in White-Horse, Mercer, NJ
Loan Type
Maximum Loan
Down Payment
USDA
$306,700
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Alternatives in White-Horse, NJ
At Lendersa®, the aim is to connect you quickly with the most favorable USDA or FHA loan options with minimal hassle. Choose from three beginning pathways to locate matching lenders and the best USDA loan programs.
A USDA home loan, guaranteed by the government via the Department of Agriculture, also known as a USDA rural development loan or mortgage, is strictly available in rural areas. Unlike FHA loans that demand a minimum down payment of 3.5%, USDA mortgage loans require no down payment at all.
America's Mortgage Center specializes helping home buyers get into homes with very little or no money down. Over 20 years experience in FHA, VA, USDA Loans. We help seniors with Reverse Mortgages. Our low rates and low closing cost make all of our mortgage loans affordable for Refinancing, Home Equity Loans. Call us today to get started.
Skyward Credit Union was chartered on July 16, 1941, as a not-for-profit corporation under Kansas State law, to accept savings and make loans for those who qualify for membership.
Credit unions are regulated by the Kansas State Department of Credit Unions and the National Credit Union Association (NCUA).
TransUnion is a global information and insights company that makes trust possible between businesses and consumers, by ensuring that each consumer is reliably and safely represented in the marketplace We do this by having an accurate and comprehensive picture of each person. This picture is grounded in our foundation as a credit reporting agency.
McPherson Co-Op Credit Union has been a member-owned, not-for-profit financial institution. We have come a long way since the card table in the basement! The mission of MCCU is following the credit union philosophy of “People Helping People” by providing quality financial services to our members.
Central Nebraska Federal Credit Union has been open since 1985. The credit union has assets totaling $12.21 Million and provides banking services to more than 1, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
Home Federal Bank To provide solutions to our customers that enhance their financial security in the most convenient and efficient way possible while striving to provide the most value and return to our stakeholders. Home Federal Bank was founded by Buck Beltzer in May of 1935. Home Federal Bank's first office was located in the Grand Island.
For starters, our roots began right here South Dakota. For 130 years, we have earned long-term customer relationships by helping our customers and communities succeed. We pride ourselves in adapting to meet our customers’ changing banking needs — while retaining our hometown values and roots.
First National Bank of East Texas makes life easier with online services for mortgage loans.
Set up a New Account to securely submit an online application. Then, come back anytime and login to review your account, update your profile, check your loan status and more.
Our experienced Mortgage Team.
