USDA and FHA Pro and Con in White-Horse, Mercer County, NJ
In 2025, the USDA loan limit for White-Horse in Mercer county, NJ is set at $306,700, while the FHA limit for a single-family home is $356,362.
Leverage the Lendersa® USDA loan calculator to efficiently compare the top USDA vs. FHA rates available today. Determine essential qualifications such as income, credit, reserves, and required documentation. With our advanced mortgage calculator, evaluate USDA, FHA, Conforming, and VA loans side by side to identify the most suitable program for your financial scenario in .
Understanding 2025 Loan Limits and Downpayment Conditions in White-Horse, Mercer, NJ
Loan Type
Maximum Loan
Down Payment
USDA
$306,700
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Alternatives in White-Horse, NJ
At Lendersa®, the aim is to connect you quickly with the most favorable USDA or FHA loan options with minimal hassle. Choose from three beginning pathways to locate matching lenders and the best USDA loan programs.
A USDA home loan, guaranteed by the government via the Department of Agriculture, also known as a USDA rural development loan or mortgage, is strictly available in rural areas. Unlike FHA loans that demand a minimum down payment of 3.5%, USDA mortgage loans require no down payment at all.
130 East Chestnut St., Suite 200, Columbus, OH, 43215
ReCasa Financial Group, LLC provides an array of products and services for real estate investors to successfully exceed their profit and investment return objectives. Real estate loans, real estate investor education, and services offerings are tailored for each investor’s situation. The core loan product provides 100% financing for rehab projects.
Fidelity Federal Savings and Loan Association of Delaware
60 North Sandusky St, Delaware, OH, 43015
Fidelity Federal we offer personal loan service from origination to payoff. All loans closed locally! Our loan officers originate, underwrite and close your loan. Your conventional loan is then serviced by us until paid in full. You’ll never have to talk to a phone center about your home loan concerns.
New City Ohio was created out of a desire to focus on improving urban neighborhoods through rehab, new construction, and providing support to the surrounding community. We are a real estate investment partner with a long term focus on improving communities by providing desirable, safe, and affordable housing solutions.
110 Northwoods Boulevard, Suite A-1, Columbus, OH, 43235
Our goal is to provide our customers with an experienced and highly qualified mortgage banker who will provide the personal care they need throughout the entire mortgage loan process. We realize that for most consumers this is the most significant financial decision they will make, because it involves their most valuable asset - their home
Concierge Mortgage is a full service mortgage provider focusing on the individual needs of our clients. We provide an array of customized financing solutions for residential & commercial purchases and refinances. We utilize tools & resources outside of the standard banking industry to achieve premium financing solutions above the industry standard.
150 E. Campus View Blvd, Suite 275, Columbus, OH, 43235
Hometown Lenders is here to serve our partners by operating from the core belief that exceeding expectations is the only way to do business. We deliver this pledge of excellence through unsurpassed customer service, leading-edge technology, and expert assistance to provide the most innovative and creative mortgage financing solutions available.
3530 Snouffer Road, Suite 100, Columbus, OH, 43235
Equitable Mortgage is dedicated to client satisfaction. We are a family owned business and one of Ohio's largest lenders. We take every loan request very seriously and use our expertise to better serve you and Equitable Mortgage has simplified the loan application process. We make it easy to Apply Online.
Covita Lending offers a wide range of lending options to meet your financial needs and circumstances. With nearly 25 years in combined experience as top producing loan officers, our assurance is that whether you are a first-time buyer, interested in refinancing your mortgage, or a real estate investor, we’re here to guide you through the process.
