USDA Vs. FHA Pro and Con comparison in Yardville, Mercer County, NJ
In 2025, the USDA loan limit within Yardville, located in the county of Mercer, NJ, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Employ the Lendersa® USDA loan calculator to compare today’s foremost USDA and FHA rates. This tool assists in evaluating necessary income levels, credit, reserves, and documentation needed for qualification. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side-by-side, assisting you in selecting the best program for your financial needs in .
Discover 2025 loan limits and downpayment requirements in Yardville, County of Mercer, NJ
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options available in Yardville, NJ
The aim of Lendersa® is to swiftly provide you with the optimal USDA or FHA loan without hassle. Choose from one of three starting options that direct you to matching lenders and USDA loan programs.
A USDA home loan is a mortgage backed by the government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. These loans are exclusively accessible in rural regions. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require none.
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