FHA Vs. USDA loan program for Yardville, Mercer County, New Jersey

In 2026, the USDA loan limit within Yardville, located in the county of Mercer, NJ, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Employ the Lendersa® USDA loan calculator to compare today’s foremost USDA and FHA rates. This tool assists in evaluating necessary income levels, credit, reserves, and documentation needed for qualification. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side-by-side, assisting you in selecting the best program for your financial needs in .

USDA and FHA loan options available in Yardville, NJ

The aim of Lendersa® is to swiftly provide you with the optimal USDA or FHA loan without hassle. Choose from one of three starting options that direct you to matching lenders and USDA loan programs.

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Understanding the USDA Loan in NJ

A USDA home loan is a mortgage backed by the government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. These loans are exclusively accessible in rural regions. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require none.

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(734) 455-2219 Lender's profile and map Reviews Approved Mortgage 5820 N. Canton Center, Suite 125, Canton, MI, 46142 Approved Mortgage is the largest and oldest mortgage banker in Central Indiana. We are a full-service direct lender providing a vast array of residential, business and commercial loans. Our residential product line offers conventional, jumbo, FHA, VA and portfolio loans for purchase, refinance, and construction transactions.
(800) 422-3372 Lender's profile and map Reviews First Federal Savings Bank 301 E 9th Street, Rochester, IN, 46975 First Federal’s mission is to serve our customers with the newest, competitively priced products delivered to them with state-of-the-art technology; to provide to all First Federal Family members a favorable working environment with reasonable compensation and benefits; and to treat all customers.
(502) 366-6022 Lender's profile and map Reviews Beacon Community Credit Union 7910 National Turnpike, Louisville, KY, 40214 Beacon Community Credit Union was chartered in 1947 to serve the employees of the Naval Ordnance Station in Louisville, Kentucky and was originally named Louisville Naval Ordnance Plant Employees Credit Union. With the closure of the Naval Ordnance Plant in 1995, we had to branch out to remain a thriving credit union.
(502) 415-2007 Lender's profile and map Reviews Commonwealth Capital Mortgage, LLC 6301 Strawberry Lane, Louisville, KY, 40214 Choosing a loan provider can be both confusing and time consuming. There are so many providers out there that the loan process can sometimes become overwhelming. Commonwealth Capital Mortgage is there help you every step of the way, to reduce stress and help you focus on what is most important - your normal life!
(574) 287-1152 Lender's profile and map Reviews 1st Midwest Mortgage Corp. 316 North Ironwood Dr, South Bend, IN, 46615 At 1st Midwest Mortgage Corp., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
(317) 883-2604 Lender's profile and map Reviews Chapman Mortgage 8001 S Meridian St, Indianapolis, IN, 46217 "Chapman Mortgage has been in business since January 2000. We are a local company on the southside of Indianapolis. We are licensed to serve the entire state of Indiana. Chapman Mortgage offers the following mortgage products: Purchase Refinance Fixed & ARMs Conventional Loans FHA Loans VA Loans"
(812) 725-0030 Lender's profile and map Reviews Riverside Mortgage LLC 2855 Charlestown Road, Suite 300, New Albany, IN, 47150 At Riverside Mortgage we make a commitment to you: we will help you qualify, apply and be approved for the best mortgage that’s right for you. A successful mortgage starts with a personal touch with our one-on-one meetings to understand your financial goals as well as what you can afford before you shop.
(812) 945-4400 Lender's profile and map Reviews Signature Mortgage Inc. 3001 Charlestown Xing Way, Suite 3, New Albany, IN, 47150 We pride ourselves in delivering dynamic and accessible services to each client because we know that this purchase is part of your story.Every signature tells a story that’s as unique as its writer. That’s why when you make the decision to finance your home through Signature Mortgage.
(812) 920-0434 Lender's profile and map Reviews Magnolia Mortgage, LLC 3831 Charlestown Rd., New Albany, IN, 47150 At Magnolia Mortgage, we understand that every customer has specific needs, thus, we strive to meet those specific needs with superior service and individual attention. Typically you will find similar products and pricing, however, we pride ourselves in giving you an excellent home buying experience.