FHA Vs. USDA loan program for Linden, Union County, New Jersey

For the year 2025, the USDA loan limit for Linden in Union county of NJ is $0. Meanwhile, the FHA limit for a single-family home stands at $1,089,300.

The Lendersa® USDA loan calculator helps you compare today's best rates between USDA and FHA options and determine the necessary income, credit, reserves, and documents required for qualification. Using our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the optimal program for your financial situation in .

Explore USDA and FHA Loan Options in Linden, NJ

Lendersa® strives to provide you with the best possible USDA or FHA loans quickly and without hassle. Start with one of three approaches that connect you with matching lenders and USDA loan programs.

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Understanding the USDA Loan in NJ

A USDA home loan is government-backed by the Department of Agriculture, known also as a USDA rural development loan or USDA mortgage. Available strictly in rural areas, it requires no down payment, unlike FHA loans that have a minimum requirement of 3.5% down.

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(585) 272-0020 Lender's profile and map Reviews Rochester Area State Employees Federal Credit Union 2300 Buffalo Road, Building 400B, Rochester, NY, 14624 Rochester Area State Employees Federal Credit Union has been open since 1935. The credit union has assets totaling $18.05 Million. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves federal, state, and local government employees.
(585) 247-1090 Lender's profile and map Reviews Gates Chili Federal Credit Union 2870 Buffalo Road, Rochester, NY, 14624 In 1964, seven teachers in the Gates Chili school district started the credit union, originally named Gates Chili School District Federal Credit Union. The Gates Chili Federal Credit Union is a full-service, financial cooperative that offers a broad range of financial products and services to our members.
(585) 775-9750 Lender's profile and map Reviews All NY Funding Inc 3900 Buffalo Road, Rochester, NY, 14624 "At All NY Funding Inc We’ll need some basic information to get started! Your name, mailing address, e-mail, phone number, and the property on which you hold collateral. It’s that simple to get started… We then do a quick look up to determine whether or not we can help you with your needs."
(603) 332-2610 Lender's profile and map Reviews Profile Bank 45 Wakefield Street, Rochester, NH, 03867 Profile Bank dedicates itself to serving the needs of our surrounding communities. We offer a broad range of financial products and services while providing each customer with the highest level of personal service. Our efforts are focused on helping those within our area. We were formed in 1907 as People’s Building and Loan Association.
(888) 777-8144 Lender's profile and map Reviews Everlasting Capital Corporation 27B Sterling Dr, Rochester, NH, 03867 Everlasting Capital is a national business finance solutions provider, redefining lending and financing by providing outstanding customer experiences and innovative, world-class services with creative financing options. Everlasting Capital is your number one source for getting any deal done with the highest level of expertise
(603) 332-6840 Lender's profile and map Reviews Holy Rosary Credit Union - HRCU 133 Brock St, Rochester, NH, 03867 HRCU is a federally insured community credit union. We serve our members by providing quality financial services, which meet their needs in a professional, personalized and courteous manner. We provide competitive rates on loans, savings and investments, and access to products and services using the latest technology.
(877) 882-5782 Lender's profile and map Reviews Five Star Bank 220 Liberty Street, Warsaw, NY, 14569 We provide our customers a dedicated team of over 600 employees who work together in an environment of trust, integrity, and mutual respect. Our customers are at the heart of our organization, where every interaction is an opportunity for us to deliver a friendly, professional, relationship building experience.
(814) 535-3116 Lender's profile and map Reviews MERHO Federal Credit Union 15 Irene Street, Johnstown, PA, 15905 This financial cooperative exists to provide loan, deposit and member-oriented services to its' defined membership with a high level of quality and efficiency. Our objectives are to 1. promote thrift among its' members by offering to them a means of making safe and regular investments; and 2. to enable its' members to obtain loans.
(814) 255-6642 Lender's profile and map Reviews Johnstown School Employees Federal Credit Union 738 Viewmont Avenue, Johnstown, PA, 15905 Our services are similar to a bank, we are a non-profit financial institution operating strictly for the benefit of our members. We strive to provide our members with higher yields on savings and lower rates on loans. Founded in 1939, our goal is to help each and every member attain a strong and secure financial future.
(814) 535-2606 Lender's profile and map Reviews HealthCare First Credit Union 1152 Franklin Street, Johnstown, PA, 15905 HealthCare First Credit Union’s Field of Membership is open to any person working in the health care field in the Tri-County of Cambria, Somerset and Blair Counties, Pennsylvania. This includes, but is not limited to, employees, doctors, medical staff, technicians, volunteers under hospital staff supervision.
(585) 254-4543 Lender's profile and map Reviews Lexington Avenue Federal Credit Union 1275 Lexington Avenue, Rochester, NY, 14606 Serving the city of Rochester for over fifty years, Lexington Avenue Federal Credit Union continues to follow the initial mission of serving the working people of our area. As a not-for-profit organization, we are able to beat banks in nearly all categories of loan and savings interest rates!