USDA and FHA Pro and Con in Cherry-Hill-Mall, Camden County, NJ
As of 2025, for residents of Cherry-Hill-Mall within the county of Camden, NJ, the USDA loan limit is $345,000, and for a single-family house, the FHA limit stands at $431,250.
The Lendersa® USDA loan calculator is a great tool to juxtapose the current best rates of USDA against FHA loans. It helps you understand the necessary income, credit standing, reserves, and paperwork needed for qualification. Our innovative mortgage calculator showcases USDA, FHA, Conforming, and VA loans side by side, assisting you in identifying the most suitable program for your financial circumstances, especially in .
Loan Restrictions and Down Payment Requirements for 2025 in Cherry-Hill-Mall, Camden, NJ
Type of Loan
Maximum Loan
Minimum Down Payment
USDA
$345,000
0%
FHA
$431,250
3.5%
Conforming Conventional
$548,250
3%
Exploring USDA and FHA Loans in Cherry-Hill-Mall, NJ
Lendersa® aims to help you secure the best USDA or FHA loan quickly and with ease, free from complications. Choose one of three initial pathways that align you with potential lenders and USDA loan programs.
The USDA home loan is a mortgage backed by the government's Department of Agriculture, also known as the USDA rural development loan, and is meant for rural communities only. Unlike FHA loans that necessitate a minimum 3.5% down payment, the USDA loan requires no payment upfront.
Horizon Federal Credit Union was founded in 1955 as a credit union for health care professions in the Williamsport area. Horizon’s objective is to be the most trusted financial institution in our community. Our staff will provide exceptional services, products and experiences for our members.
7830 Backlick Road, Suite 401, Springfield, VA, 22150
At Metro Mortgage LLC, we treat your loan application a dream and work hard to make that dream come true. Our team examines your income, assets and liabilities to formulate a perfect solution for you. Irrespective of your credit score or financial situation our team will help you to make a guided decision for your dream homes.
6800 Backlick Road, Suite 201, Springfield, VA, 22150
Founded in 2012, Commonwealth Mortgage is your mortgage Company CM’s Mission is to develop strong relationship and deliver exceptional, reliable, next generation mortgage loan and refinance solutions and professional quality services for our client to won comfort, satistifed, and secure future
Bulldog Federal Credit Union was organized on July 16, 1968, by a group of Mack Truck Union Local 171 employees to provide their coworkers with an economical alternative to local finance companies that charged high interest rates & imposed stiff penalties for late payments. Volunteers, board of directors were responsible for day-to-day operations.
19638 Leitersburg Pike, Suite 100, Hagerstown, MD, 21742
The Credit Union was established in 1949 by fifty Washington County educators. For many years, volunteers operated the Credit Union from their homes. In 1979, the Credit Union opened its first dedicated office space in a trailer on the bus lot of the Board of Education. The Williamsport branch opened in April 2005.
Northwest Federal Mortgage Lending Center Cary, NC
200 Spring St, Herndon, VA, 20170
Northwest Federal will be the lifetime financial partner for our member-owners. Our Mission is To create quality financial relationships for a lifetime by providing valuable financial products and service that exceed members’ expectations. Together, we serve and inspire to transform lives.
Mable is all you need for everything Mortgage + Real Estate. When looking for your home, choosing the right mortgage and real estate team is important just like choosing the right property. Mable has agreements with the top lenders in the country and wholesale pricing resulting in lower rates and payments for you.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Colonial Mortgage Capital is more than just a mortgage lender. We provide continual financial guidance to help you manage your debt, make the best financial decisions, and save money — even after you move into your new home. We take the guesswork out of the home buying process so you can, make the best decisions for your financial future.
