USDA and FHA Pro and Con in Ellisburg, Camden County, NJ

In 2025, the USDA loan limit for Ellisburg in Camden county, NJ is set at $381,800, whereas the FHA cap is at $529,000 for single-family residences.

Utilize the Lendersa® USDA loan calculator to evaluate the current best rates between USDA and FHA loans. It helps determine the necessary income, credit status, reserves, and documentation for qualification purposes. With our comprehensive mortgage calculator, compare USDA, FHA, Conforming, and VA options side by side, assisting you to choose the best suited program in according to your financial needs.

Explore loan offers with up to 100 different lenders

2025 Loan Limits and Down Payment Requirements in Ellisburg, Camden, NJ

Loan Type Loan Cap Minimum Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Choosing USDA and FHA Loans in Ellisburg, NJ

The objective of Lendersa® is to expedite your access to optimal USDA or FHA loans with minimal complications. Begin with one of three paths leading to matched lenders along with USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NJ

USDA loans, guaranteed by the U.S. Department of Agriculture, are also known as USDA rural development loans or USDA mortgages, available exclusively in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA mortgages call for no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Cambridge Mortgage Inc
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  • New Horizon CU
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  • First of all, we will need to start with the present. IN august 2003, the Credit Union changed its name to “New Horizon Credit Union.” The original name of “Hyster Danville Employees Credit Union” was established September 30, 1946 as a state Chartered Credit Union and located in the old Fab Bldg. On Voorhees St., Danville, IL.
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