USDA Vs. FHA your options comparison in Ellisburg, Camden County, NJ

In 2025, USDA loan limit in Ellisburg, county of Camden, NJ is $381,800 while FHA limit is $529,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Ellisburg, county of Camden, NJ

Loan Type Loan Limit Down payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Ellisburg, NJ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in New Jersey?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • BancCentral
  • 604 Flynn Street, Alva, OK, 73717
  • BancCentral National Association, founded in 1919, offers a range of depository and lending services. BancCentral National Association is a commercial bank based in Alva, Oklahoma. It was built in 1901 and has been owned and operated by the Myers family since 1919. We will customize a trust specifically for your needs and Confidential
  • Mike Clover Group
  • 18170 Dallas Parkway, Suite 304, Dallas, TX, 75287
  • The Mike Clover Group at Homewood Mortgage is a close-knit group of experienced mortgage professionals dedicated to getting their clients the best loans in the shortest amount of time. Every member of the team has at least 10 years' experience in mortgage lending, and each shares Mike's strong belief in GOD, family, and doing the right thing
  • Homewood Mortgage, LLC
  • 18170 Dallas Parkway, Suite 304, Dallas, TX, 75287
  • Established in 2001, Homewood Mortgage was founded by CEO and President, John Rasor, as a small mortgage brokerage firm with a hands on-approach to meeting the needs of the consumer. Since then we have evolved into a full service mortgage banker servicing the needs of Texas and Florida.
  • Lendid Loans, LLC
  • 17440 Dallas Pkwy, Suite 111, Dallas, TX, 75287
  • Trey Bolen started working in the mortgage industry more than a decade ago, working in a number of areas including underwriting, processing, secondary marketing and sales. As his experience grew, Trey saw huge opportunities to make the mortgage industry better. Traditional lenders had a tedious and aggravating application process.
  • Norstad Mortgage
  • 7019 Wildgrove Avenue, Dallas, TX, 75214
  • Norstad Mortgage is a good old fashioned, owner operated, full-service mortgage lender. Brix Casserly was first licensed as a mortgage broker in 2003, and after working with other firms, founded Norstad Mortgage in 2011.We are a small team of highly committed individuals, who pride ourselves on offering a very high level of service.
  • North Dallas Bank & Trust Co.
  • 12900 Preston Road, Dallas, TX, 75230
  • We offer a full range of modern lending services, deposit products and wealth management services that can be tailored to meet virtually any need. With a history of consistent profitability, stable ownership and commitment to our communities, NDBT is proud to be recognized as one of DFW’s largest and most respected independent banks.
  • American Mortgage Advisers, Inc
  • 5310 Harvest Hill Rd, Suite 211, Dallas, TX, 75230
  • American Mortgage Advisers, Inc team of professionals is eager to help you with this big financial decision. We will treat you right and give you the personal service you deserve. We know you're making a commitment in buying a house, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify.
  • Texas VA Mortgage
  • 4400 TX 121, Suite 205, The Colony, TX, 75056
  • We proudly serve all types of VA loans in the great state of Texas. We take the time to evaluate your personal situation in detail and find the best mortgage solution through all types of loans, including a VA Purchase/Refinance. We have well-qualified individuals who can assist you with getting things done in a timely manner.
  • Castle Hills Mortgage
  • 937 Sir Constantine Dr, Lewisville, TX, 75056
  • Founded in 2005, Castle Hills Mortgage was created to deliver the best possible interest rates, in conjunction with the lowest closing costs, while providing the highest level of customer service. In the past two years alone, we have closed over fifty transactions totaling over $20 Million in purchases where other mortgage companies.