USDA and FHA Pro and Con in Ellisburg, Camden County, NJ
In 2025, the USDA loan limit for Ellisburg in Camden county, NJ is set at $381,800, whereas the FHA cap is at $529,000 for single-family residences.
Utilize the Lendersa® USDA loan calculator to evaluate the current best rates between USDA and FHA loans. It helps determine the necessary income, credit status, reserves, and documentation for qualification purposes. With our comprehensive mortgage calculator, compare USDA, FHA, Conforming, and VA options side by side, assisting you to choose the best suited program in according to your financial needs.
2025 Loan Limits and Down Payment Requirements in Ellisburg, Camden, NJ
Loan Type
Loan Cap
Minimum Down Payment
USDA
$381,800
0%
FHA
$529,000
3.5%
Conventional Conforming
$726,200
3%
Choosing USDA and FHA Loans in Ellisburg, NJ
The objective of Lendersa® is to expedite your access to optimal USDA or FHA loans with minimal complications. Begin with one of three paths leading to matched lenders along with USDA loan offerings.
USDA loans, guaranteed by the U.S. Department of Agriculture, are also known as USDA rural development loans or USDA mortgages, available exclusively in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA mortgages call for no down payment at all.
The lending specialists at Cambridge Mortgage, Inc. are eager to help you secure the mortgage you need to make your home ownership dreams a reality. Since 1998, our BBB accredited team of lending professionals have helped thousands of home buyers become homeowners. Whether you need a fixed rate, adjustable rate, or balloon mortgage for your home.
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