USDA VS FHA in Ellisburg, Camden County, NJ

In 2025, the USDA loan limit for Ellisburg in Camden county, NJ is set at $381,800, whereas the FHA cap is at $529,000 for single-family residences.

Utilize the Lendersa® USDA loan calculator to evaluate the current best rates between USDA and FHA loans. It helps determine the necessary income, credit status, reserves, and documentation for qualification purposes. With our comprehensive mortgage calculator, compare USDA, FHA, Conforming, and VA options side by side, assisting you to choose the best suited program in according to your financial needs.

Explore loan offers with up to 100 different lenders

2025 Loan Limits and Down Payment Requirements in Ellisburg, Camden, NJ

Loan Type Loan Cap Minimum Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Choosing USDA and FHA Loans in Ellisburg, NJ

The objective of Lendersa® is to expedite your access to optimal USDA or FHA loans with minimal complications. Begin with one of three paths leading to matched lenders along with USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NJ

USDA loans, guaranteed by the U.S. Department of Agriculture, are also known as USDA rural development loans or USDA mortgages, available exclusively in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA mortgages call for no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Do Hard Money
  • 8846 South Redwood Road, #C212, West Jordan, UT, 84088
  • "DoHardMoney provides financing for Real Estate Investors, including new investors. Our funding options can be used for single family residence fix and flip investments, as well as home refinances. We fund loans within 5-14 business days, and we offer loans for up to 8 months with no payments for up to 6 months. "
  • Idaho Farm Bureau Financial Services
  • 275 Tierra Vista Drive, Pocatello, ID, 83205
  • The Company deals primarily with Idaho Farm Bureau Federation members and the Federation’s affiliated organizations. It finances premiums for several lines of insurance, and provides loans secured by motor vehicles, mobile homes, home equity, and other areas of finance approved by the Board of Directors.
  • Deseret First Credit Union
  • 2480 S 3850 W, Suite C, West Valley City, UT, 84120
  • "Deseret First Credit Union exists to foster the financial independence and well-being of its members within the LDS community. Our reputation for providing value and empowering the community reaches beyond the borders of Utah, where our 11 branches are located. Because we are a credit union, we have members, and not customers."
  • Top Tier Mortgage
  • 212 East Crossroads Blvd, Suite 177, Saratoga Springs, UT, 84045
  • Toptiermortgage.com, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family.
  • Popular Commercial Lending Group Inc.
  • 10808 River Front Pkwy, Suite 353, South Jordan, UT, 84095
  • PCLG was founded by industry veteran Darin Young. Young brings 30 years of residential, commercial, consumer finance & hard money bridge lending experience to the company with a background which includes Norwest/Wells Fargo, First Option Mortgage (original founder 1996) & small, private origination firms. Young acts as President and CEO for PCLG
  • Western AgCredit
  • 10980 S Jordan Gtwy South, South Jordan, UT, 84095
  • Western AgCredit is part of the nationwide Farm Credit System established in 1916. Western AgCredit, ACA is made up of two subsidiaries, Western AgCredit, FLCA and Western AgCredit, PCA. These entities are collectively known as "the Association" and also referenced as simply "Western AgCredit".
  • CCS Loans
  • 893 West Baxter Drive, South Jordan, UT, 84095
  • CCS Loans is a specialty lender with a long history in Construction and Solar financing in the Intermountain West markets. CCS lends on new home construction projects, owner/builder, residential and commercial solar projects, purchase and refinance mortgages and other commercial development.
  • CBC Mortgage Agency
  • 912 W. Baxter Drive, Suite 150, South Jordan, UT, 84095
  • CBC Mortgage Agency was formed in 2013 by the Cedar Band Corporation, a tribally owned enterprise wholly owned by the Cedar Band of Paiutes, with a goal to diversify the tribe’s business interest. Cedar Band Corporation operates 9 subsidiaries both on and off the reservation to promote economic self-sufficiency.
  • Buy Utah Homes
  • 859 West South Jordan Parkway, Suite 101, South Jordan, UT, 84095
  • We take pride in enabling individuals and families to take the major life step of purchasing a home. If you are unable to purchase a home because of insufficient funds for a down payment and closing costs, we are here to help you explore all your State and Federal funding options. We’ve got your back!