USDA VS FHA in Golden-Triangle, Camden County, NJ

The USDA loan limit for Golden-Triangle in Camden county, NJ, is $345,000 in 2025, while for a single-family home, the FHA limit is $431,250.

Utilize the Lendersa® USDA loan calculator to compare today's most favorable USDA vs. FHA rates. Determine the necessary income, credit score, reserves, and documentation to qualify. Our advanced mortgage calculator allows you to examine USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program in for your financial circumstances.

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Loan Limits and Down Payment Requirements for 2025 in Golden-Triangle, Camden, NJ

Loan Type Loan Limit Down Payment
USDA $345,000 0%
FHA $431,250 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Choices in Golden-Triangle, NJ

The mission of Lendersa® is to swiftly secure the best USDA or FHA loan for you, hassle-free. Choose from three initial options leading to matched lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in NJ

The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is available only in designated rural areas. While FHA loans require a minimum of 3.5% down payment, the USDA mortgage requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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