USDA Vs. FHA your options comparison in West-Orange, Essex County, NJ
In the year 2025, the USDA loan cap in West-Orange, located in the county of Essex, NJ, is set at $0, while the limit for an FHA loan for a single-family house is $822,375.
With the Lendersa® USDA loan calculator, you can compare today's top rates between USDA and FHA, assessing required income, credit, reserves, and documentation for eligibility. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, allowing you to determine which plan is most suitable for your financial situation in .
2025 Loan Caps and Down Payment Details in West-Orange, Essex, NJ
Loan Category
Maximum Loan
Initial Payment
USDA
$0
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Alternatives in West-Orange, NJ
The objective at Lendersa® is to facilitate swift and easy access to optimal USDA or FHA loans. Initiate one of three available paths to find matching lenders and relevant USDA loan options.
A USDA home loan, backed by the government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural regions. Contrary to FHA loans, which require at least a 3.5% down payment, USDA loans do not necessitate a down payment.
Brooklyn Funding Group makes short-term lending simple and stress-free. Our experienced team ensures a smooth process, turning your real estate goals into reality. We offer fast financing for 1-4 unit properties with up to 90% LTC, up to 75% ARV, and rates starting at just 7.7%. Whether it’s a fix-and-flip or an investment opportunity, we’re here t
Since 1956, Fidelis Federal Credit Union is committed to building our assets and membership by providing quality services to our members in a prompt, courteous and responsible manner, while maintaining competitive rates and financial stability and Fidelis Federal Credit Union is a nonprofit financial institution
"The Think One Mortgage Inc mission is to provide our clients with a full service mortgage experience.
We believe that knowledge helps to de-mystify the mortgage process.We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality servic
NVE Bank is an independent community mutual bank established in 1887. For over 130 years, we’ve dedicated ourselves to providing customers with an unparalleled level of personal service. With 12 offices conveniently located throughout northern New Jersey, NVE offers an extensive range of business
Kennedy Funding is a leading nationwide hard money lender specializing in bridge loans for all types of commercial property. The company has over $4.0 billion in loan closings. Commercial real estate loans are provided for land acquisition, development, construction, note purchases, workouts, bankruptcies and foreclosures.
NVE Bank is an independent community mutual bank established in 1887. For over 130 years, we’ve dedicated ourselves to providing customers with an unparalleled level of personal service. With 12 offices conveniently located throughout northern New Jersey, NVE offers an extensive range of business and personal financial services
Neighborhood Trust Federal Credit Union is a federally-regulated nonprofit financial institution serving Upper Manhattan since 1997. We are one of over 200 community development credit unions in the U.S. with a shared commitment to economic opportunity. Our Credit Union services are tailored to the nontraditional behavior of the financially underse
RCA Capital is a direct, private lender, and Capital Advisory Company. Our team uses a common-sense approach to lending to provide 24-hour approval turn times. Our in-house underwriting allows us to expeditiously bring you to the closing table. Our asset-based mortgage programs are specifically designed for independent real estate investors and se
900 Oak Tree Road, Suite B, South Plainfield, NJ, 07080
As experienced loan officers we have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is our ultimate goal, and we are committed to providing our customers with mortgage services that exceed their expectations.
Quentin Realty Capital
A Direct Private Lender You Can Trust
With our low interest rates & fees, we are the ideal choice for real estate investors nationwide seeking to minimize loan costs and maximize their capital gain.
Our professional team has transformed the loan process to a smooth and straightforward experience. 10 day closings!
501 Sixth Street, Suite 2E|2F, Brooklyn, NY, 11215
The Credit Union was established in 1967 by eight employees who represented the Personnel Committee of the Methodist Hospital. At its first Annual Meeting, it was stated that the credit union would be a safe and sound alternative to the banking community, to allow employees and their families to save and to borrow with confidentiality.
BD Capital is a direct lender specializing in fast and creative solutions for immediate real estate investor financing needs. We were founded in 2015 with a mission to transform the current private lending landscape by offering a family office environment with competitive lending parameters
