In 2025, the USDA loan limit for Cliffside-Park, located in Bergen county, NJ, is $0, while the FHA limit for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to compare today's USDA versus FHA rates and determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side-by-side, aiding you in choosing the best program in for your financial situation.
2025 Loan Limits and Downpayment Requirements in Cliffside-Park, Bergen, NJ
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in Cliffside-Park, NJ
The goal of Lendersa® is to secure the best USDA or FHA loan for you, efficiently and without hassle. Choose one of three starting points that connect you with matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment.
SouthFork Funding offer a variety of loans for both homeowners and future homeowners. With over 3 billion in loans originated, customer satisfaction is our top priority.
Together, we work hard to be leaders in the industry, to stand out from the competition, securing loans when others cannot. Southfork Funding can close loans in 30 days or less
We believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction.We can place all types of mortgages including purchases, refinances, equity takeouts,debt consolidations.
Shea & Sanders Real Estate is a full-service, locally-owned & independently operated, hometown realtor providing the Three Villages and surrounding areas extensive, state-of-the-art real estate marketing services. Shea & Sanders Real Estate guarantees the most competitively priced commission structures and our clients'/customers' satisfaction.
At Prosper First Funding Corp., we feel lucky every day that we are given the ability to help our customers finance a piece of their future. A home purchase is also a very complex undertaking and requires that many elements work cohesively and come together in just the right way.
Established in 2007, The Bank of Princeton opened its Chambers Street doors for business on the 23rd of April. Since then, the Bank has grown to include nineteen branch locations that serve Mercer, Burlington, Camden, Gloucester, Hunterdon,
Middlesex, Monmouth, Ocean, and Somerset counties in New Jersey
Princeton Federal Credit Union was founded in 1972 by the faculty and staff of Princeton University. We are a not-for-profit financial cooperative serving the financial needs of our members. Our Core Values are Great People, Integrity, Service Mindset, and Teamwork. Princeton Federal Credit Union was originally chartered in 1972.
Healthcare Employees Federal Credit Union is to create superior member value over a lifelong relationship through personalized service & competitive and convenient financial services while maintaining a sound financial condition. The vision of the Healthcare Employees Federal Credit Union is to become recognized as the premier financial institution
821 Alexander Road, Suite 130, Princeton, NJ, 08540
We provide cash flow solutions to companies requiring a financing structure that cannot be provided by banks or other commercial finance sources. We understand the challenges of operating a business in today's competitive environment, and our ability to be a responsive, flexible financial partner separates us from our competition.
