USDA Loan Vs. FHA loan for Fairview, NJ 2025

As of 2025, within Fairview in the county of Bergen, NJ, the USDA loan cap is $0, whereas the FHA cap for single-family houses is set at $1,089,300.

Take advantage of the Lendersa® USDA loan calculator to assess the latest USDA and FHA rate differences, helping you understand the necessary income, credit score, reserves, and documentation to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side-by-side, supporting your choice of the best financial program for your situation in .

Options for USDA and FHA Loans in Fairview, NJ

Lendersa® is committed to securing the optimal USDA or FHA loan quickly and easily for you. Choose among three initial options that pair you with lender matches and USDA loan offers.

Lendersa USDA loan request matching results

How Does the USDA Loan Work in NJ?

The USDA home loan, also known as a rural development loan or USDA mortgage, is supported by the Department of Agriculture and caters exclusively to rural areas. Contrary to FHA loans that demand a 3.5% minimum down payment, USDA mortgages allow you to purchase a home without any down payment.

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(508) 775-4663 Lender's profile and map Reviews Homestead Mortgage, LLC 45 Londonderry Turnpike, Suite 1, Hooksett, NH, 03106 "Homestead Mortgage, LLC is committed to helping you find the right mortgage product for your needs and to exceeding your expectations for outstanding customer service. We understand that every borrower is different, and our clients have access to the widest array of programs and options,"
(607) 776-3684 Lender's profile and map Reviews Steuben Citizens Federal Credit Union 2 Wilson Avenue, Bath, NY, 14810 The NCUA chartered the VAC Employees CU in 1949. Originally for the VA medical center. The Credit Union is now known as Steuben Citizens Federal Credit Union. Anyone who works, lives, or worships in Steuben County!! VA medical center. The Credit Union is now known as Steuben Citizens Federal
(301) 817-1200 Lender's profile and map Reviews Police Federal Credit Union 9100 Presidential Parkway, Upper Marlboro, MD, 20772 The Police Federal Credit Union, headquartered in the Washington, D.C. metropolitan area, is a full service, not-for-profit, financial institution that has been committed to protecting the financial interests of members of the law enforcement community and serving their financial needs since 1935.
(814) 237-5458 Lender's profile and map Reviews Arize Federal Credit Union 650 Science Park Rd, State College, PA, 16803 Arize is dedicated to providing products and services for the financial well-being of members and committed to extending the credit union advantage to individuals, businesses, and organizations in Central PA. Arize is a not-for-profit voluntary financial cooperative located in State College, PA.
(301) 529-2563 Lender's profile and map Reviews Nations Funding LLC 20028 Apperson Place, Germantown, MD, 20876 Nations Funding is a fully diversified Mortgage Lender. From First, Second and Equity Loans to Commercial and Small Business Loans. Mortgages are our only business. We pride ourselves on being small enough to offer each client personal attention yet large enough to finance significant lending transactions.
(978) 374-0161 Lender's profile and map Reviews Haverhill Bank 180 Merrimack Street, Haverhill, MA, 01830 Haverhill Bank is a full service community bank with a wide range of financial products and services. Loan products include both residential and commercial mortgages and lines of credit, as well as personal and business loans. The bank’s personal and business deposit products include a variety of savings and checking accounts.
(978) 372-8833 Lender's profile and map Reviews Haverhill Fire Department Credit Union 75 Kenoza Avenue, Haverhill, MA, 01830 The Haverhill Fire Department Credit Union was chartered on August 5, 1933 for Haverhill firefighters and their families. The first office was located at the Essex Street fire station. After 1 year of business, in August of 1934, the credit union had 91 members and $3, 515.08 in assets. By 1950 the credit union had assets of nearly $41, 000.
(978) 374-7386 Lender's profile and map Reviews HTM Credit Union 4 Summer Street, Room 3, Haverhill, MA, 01830 The Haverhill Teachers Credit Union was formed in 1937 as a member owned, state chartered, non-profit organization. It was opened in the basement of Haverhill High School (currently City Hall). Following the established pattern as a savings and loan service, members took advantage of the newly developed programs
(978) 372-7731 Lender's profile and map Reviews Pentucket Bank 1 Merrimack Street, Haverhill, MA, 01830 Pentucket Bank was established in 1891 as a mutual bank, which essentially means we are owned by our customers and our primary focus has always been on meeting their needs. As a local community bank our focus is in three key areas: building long term relationships with our customers, by providing a level of service.
(240) 660-2848 Lender's profile and map Reviews The Mortgage Gallery Inc 16039 Comprint Circle, Gaithersburg, MD, 20877 The Mortgage Gallery Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
(301) 289-9800 Lender's profile and map Reviews Transit Employees Federal Credit Union 2440 Market Street NE, Suite 901, Washington, DC, 20018 Transit Employees Federal Credit Union (TEFCU) was founded on March 29, 1940 as D.C. Transit Workers Division 689 Federal Credit Union, by five (5) employees of the Capital Transit Company in Washington, DC. They combined their purchasing power and started the Credit Union with thirty-seven (37) shares at a par value.
(240) 463-1969 Lender's profile and map Reviews Metropolitan Funding Group LLC 502 Calvin Lane, Rockville, MD, 20851 Metropolitan Funding Group is a vertically integrated financial company, providing commercial consulting and lending services. We specialize in tough tax situations, complicated credit histories and income reporting, and multifaceted asset complexities. We work hard to find a solution to any financial obstacle.