USDA Loan Vs. FHA loan for Fort-Lee, NJ [ best of 2023]

In 2025, USDA loan limit in Fort-Lee, county of Bergen, NJ is $0 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Fort-Lee, NJ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New Jersey?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(415) 516-9600 2541 miles Lender's profile and map Reviews Icon Capital Group, Inc. 3449 Crestview Way, Napa, CA, 94558 Icon Capital has built its mortgage practice based on planning with the lowest cost loan strategy over time. Utilizing competitive rates and loan products that can easily be managed and interwove into your overall short and long term financial goals to maximize wealth creation, cash flow and cost.
(925) 686-1044 2541 miles Lender's profile and map Reviews United Association Credit Union 935 Detroit Avenue, Room 259, Concord, CA, 94518 United Association Credit Union has been open since 1957. The credit union has assets totaling $11.3 Million and provides banking services to more than 2,000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
(925) 771-5600 2541 miles Lender's profile and map Reviews Diablo Valley Federal Credit Union 1051 A Detroit Avenue, Concord, CA, 94518 Chartered in 1961, Diablo Valley Federal Credit Union is a financial cooperative which is owned and operated by its members. Anyone who lives, works, worships or attends school in central Contra Costa County is eligible to open an account. Your funds are insured up to $250,000 through NCUA, a government agency.
(800) 358-8228 2541 miles Lender's profile and map Reviews Patelco Credit Union 3 Park Place, Dublin, CA, 94568 As a not-for-profit credit union, we were founded to serve the financial interests of people in our communities. Our members entrust us with their financial health, and we don’t take that role lightly. From our team members in 38 branches, to those who answer member questions on the phone.
(855) 385-4448 2541 miles Lender's profile and map Reviews Light Mortgage 11501 Dublin Blvd, Dublin, CA, 94568 At Light Mortgage, we offer personalized mortgage solutions, fast customized quotes, great rates, and we ALWAYS look out for your best interests. We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way. Start with a fast, personalized rate quote.
(510) 579-5211 2541 miles Lender's profile and map Reviews Rohit Mohan 5960 Stoneridge Drive, Suite 101, Pleasanton, CA, 94588 Rohit Mohan is a Certified Mortgage Planning Specialist and is recognized as an expert in the Mortgage Industry. He was voted in top 4% Mortgage Loan Officers in Bay Areas by Diablo Magazine October 2012. Rohit brings his tech background to Mortgage Finance industry in a way to solve problems quicker and deliver the best service in the industry.
(800) 795-1333 2541 miles Lender's profile and map Reviews CU HomeLand 5994 W. Las Positas Blvd, Suite 109, Pleasanton, CA, 94588 CU HomeLand is a mortgage lender that originates mortgage loans for consumers, and partners with Credit Unions and Small Banks to provide them with the necessary mortgage services to help their members and clients obtain home mortgages and CU HomeLand is also a division of American Pacific Mortgage.
(866) 202-0360 2541 miles Lender's profile and map Reviews Landmark Lending 4900 Hopyard Road, Suite 100, Pleasanton, CA, 94588 Landmark Lending has been serving California mortgage loan clients since 2001. Located in the beautiful city of Pleasanton, Landmark Lending provides a variety of loans for the mortgage industry. We are a mortgage brokerage company that specializes in providing solutions for home owners and future home owners through wise planning & sound advice.
(510) 683-9850 2541 miles Lender's profile and map Reviews Cal Coast Financial Corp 5960 Stoneridge Dr, Suite 100, Pleasanton, CA, 94588 As a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance and construction/commercial lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan - with the best rates, terms and costs.
(925) 326-9900 2541 miles Lender's profile and map Reviews A Good Lender 4683 Chabot Drive, Suite 289, Pleasanton, CA, 94588 A Good Lender, We make it simple to purchase or refinance your home. Our goal is to make your real estate financing as simple as possible. We have a huge array of loan options for you to pick from: Conventional Fannie/Freddie, FHA, USDA, VA, Special HUD loans, Private (Hard) Money, Jumbo and Super Jumbo loans, and Commercial loans.
(510) 999-0539 2541 miles Lender's profile and map Reviews American Mortgage Management 4695 Chabot Drive, Suite 200, Pleasanton, CA, 94588 Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. To serve our customers with honesty, integrity and competence.