In the year 2025, the USDA loan limit in Fort-Lee, situated in Bergen county, NJ, is $0. Meanwhile, the FHA limit is $822,375 for a single-family home.
Make use of the Lendersa® USDA loan calculator to compare the most competitive available rates for USDA versus FHA loans today. Determine your qualification by evaluating the required income, credit, reserves, and documents. Our sophisticated mortgage calculator enables comparison of USDA, FHA, Conforming, and VA loans side by side, assisting you in identifying which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $0 | 0% |
| FHA | $822,375 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
Lendersa® is committed to securing you the most suitable USDA or FHA loan promptly and without hassle. Opt for one of three initial methods to be connected with matching lenders and USDA loan opportunities.
The USDA home loan, guaranteed by the U.S. government through the Department of Agriculture, is known as the USDA rural development loan or USDA mortgage. It is accessible exclusively in rural areas. Contrary to FHA loans that require a minimum down payment of 3.5%, the USDA mortgage does not mandate any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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