USDA Vs. FHA Pro and Con comparison in Ridgefield, Bergen County, NJ
In 2025, the loan limit for USDA in Ridgefield, county of Bergen, NJ, stands at $0, while it's $1,089,300 for FHA concerning a single-family home.
Leverage the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA, and establish the income, credit, reserves, and documents required to qualify. Our mortgage calculator showcases USDA, FHA, Conforming, and VA options side-by-side to assist you in selecting the most suitable program in Alabama for your financial situation.
2025 Loan Limits and Downpayment Requirements in Ridgefield, Bergen, NJ
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Programs in Ridgefield, NJ
Lendersa® aims to connect you with top-tier USDA or FHA loans promptly and effortlessly. Choose from three starting options, which result in lender matches and ideal USDA loan offerings.
The USDA home loan, also recognized as the USDA rural development loan, is guaranteed by the Department of Agriculture and is available solely in rural locales. Unlike FHA loans necessitating at least a 3.5% down payment, the USDA mortgage requires no down payment.
Welcome to Corona Mortgage, a professional mortgage company specializing in residential mortgages. At Corona Mortgage, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled and trained loan consultants.
Oceans Mortgage has seen significant growth in the last few years.We believe in not just guiding a loan through the process,but in truly helping our clients, & investing in technology to simplify the loan process.We are constantly innovating and rolling out new products,resources & solutions that further cement our commitment to customer servi
Our company is a real estate and mortgage brokerage that is always there to help you find the best property to fit your needs as well as get you the best financing for your home purchase or refinance. Our company’s highly skilled professionals always aim to provide you with 5 star service.
We want to help you achieve your dreams.
5206 Benito Street, Suite 211, Montclair, CA, 91763
We are a full-service mortgage company based in Irvine, CA. We specialize in 30-Year Fixed and Adjustable Rate Loans in Irvine. We also serve the surrounding cities in Orange County. Whether you are buying a home or refinancing in any of these zip codes: 92604, 92618, 92630, we can help you realize your dream of home ownership
As a community-oriented bank, the Bank offers a wide array of personal, consumer and commercial services generally offered by a locally-managed, independently-operated bank. The Bank provides a broad range of deposit instruments and general banking services, including checking, savings, and money market accounts.
At Golden Rule Real Estate Flavio B. is the Broker with many years of experience in both Residential Real Estate and Mortgage Lending. This allows for my clients to buy and sell their homes much more efficiently. Understanding both aspects are key to managing a successful transaction.
My mission is to serve customers with honesty, integrity and competence and to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, I pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our mission is to unite realtor, loan officer, and client in the home loan process as we build lifelong relationships and celebrate successes, all while delivering the American dream of home ownership. We look within ourselves to commit to the most proactive, transparent process in the industry in order to ensure our customers
Spectrum Real Estate Network, based in Chino, California. For over a decade, she has established a passionate presence in the surrounding communities through her professional career and other ventures. Not only a Residential and Commercial Real Estate Broker, but also a Mortgage Loan Originator.
Omniscient Capital Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
