USDA Vs. FHA your options comparison in Ridgefield, Bergen County, NJ
In 2025, the loan limit for USDA in Ridgefield, county of Bergen, NJ, stands at $0, while it's $1,089,300 for FHA concerning a single-family home.
Leverage the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA, and establish the income, credit, reserves, and documents required to qualify. Our mortgage calculator showcases USDA, FHA, Conforming, and VA options side-by-side to assist you in selecting the most suitable program in Alabama for your financial situation.
2025 Loan Limits and Downpayment Requirements in Ridgefield, Bergen, NJ
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Programs in Ridgefield, NJ
Lendersa® aims to connect you with top-tier USDA or FHA loans promptly and effortlessly. Choose from three starting options, which result in lender matches and ideal USDA loan offerings.
The USDA home loan, also recognized as the USDA rural development loan, is guaranteed by the Department of Agriculture and is available solely in rural locales. Unlike FHA loans necessitating at least a 3.5% down payment, the USDA mortgage requires no down payment.
Since 1934, Denver Community Credit Union has been advancing financial opportunity for its members. We serve our communities with quality loans with low rates, and savings and checking products that help members effectively manage their money. Our knowledgeable and friendly staff is ready to assist those members who prefer person-to-person service.
1350 Lawrence Street, Suite 100, Denver, CO, 80204
Uptown Mortgage is located in Historic Lower Downtown Denver. Having operated in Colorado since 2000, we’ve worked hard to build a reputation that we are proud of. We make sure that every borrower that walks through our doors gets exceptional service. All our loan officers take very seriously the fact that purchasing a home.
Megastar prides itself on our family company culture, employing seasoned and experienced loan officers who have the consumer's interest at heart. We are thrilled that you have taken the time to learn about our company, and we look forward to helping you achieve your homeownership dreams.
The First National Bank of Eldorado was formed in 1907 to serve the banking needs of the county and the surrounding areas. The original rock building still stands on Main Street across from the present location, which was completed in 1982. Our current banking facility offers drive-in banking and a 24-hour drive-up ATM.
Modlending, Inc. is an equal housing opportunity mortgage company. We are pledged to the letter and spirit of the United States policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing.
We opened the doors of Canyon River Mortgage in November 2006. Experiencing a lack of integrity in the real-estate lending business prompted me to create a company that prides itself on honest and ethical work. Our goal is to close your loan on time and with no surprises. By keeping on top of deadlines and communicating with all parties
6343 W 120th Ave, Suite 110, Broomfield, CO, 80020
Colorado Real Estate Brokers, we aim to offer our clients not only exceptional service, but also unparalleled results. We focus on Commercial Real Estate Sales & Leasing along the Front Range and have over 25 years combined experience and My goal as the owner of a real estate brokerage.
At DNL Mortgage Authority Inc., where we specialize in residential mortgages. At DNL Mortgage Authority Inc., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
Mark Hemingway is a Colorado Mortgage Broker that is licensed and bonded with over 13 years of experience. He previously worked for a nationwide lender and brings that experience to now be able to assist with homeowners and potential buyers and their financial needs. Security Financial Services is your mortgage broker for life.
Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
