In 2025, for the city of Palisades-Park, situated within Bergen county, NJ, the USDA loan limit stands at $0. Meanwhile, the FHA loan limit for a single-family home reaches $822,375.
The Lendersa® USDA loan calculator is an excellent tool for comparing today's best rates between USDA and FHA. Determine the required income, credit, reserves, and documents for qualifying. Our advanced mortgage calculator allows for a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding in decision-making to select the most suitable program for your specific financial condition, particularly in regions such as
Compare loan offers from 100 different lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $0 | 0% |
| FHA | $822,375 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
The goal at Lendersa® is to quickly connect you with superior USDA or FHA loan choices without hassle. Begin with one of three routes that lead to matching lenders and the USDA loan programs.
A USDA home loan, endorsed by the federal Department of Agriculture, is also called a USDA rural development loan or USDA mortgage. Available only in rural areas, this loan does not require a down payment, unlike FHA loans that require a minimum of 3.5% down payment, making it a favorable option for eligible rural residents.
Enter your location to find out if it qualifies for USDA rural housing loan?
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