USDA Vs. FHA your options comparison in Edison, Middlesex County, NJ
As of 2025, the USDA loan limit for Edison, Middlesex county, NJ is $776,600. In contrast, the FHA limit for a single-family home is $1,089,300.
To compare today's best USDA and FHA rates, use the Lendersa® USDA loan calculator. Determine the necessary income, credit, reserves, and documents for eligibility. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the optimal program in for your financial situation.
2025 Loan Limits and Downpayment Requirements in Edison, Middlesex County, NJ
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Choices in Edison, NJ
Lendersa® is committed to helping you find the best USDA or FHA loan quickly and with ease. Choose one of three strategies to access matching lenders and USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, often referred to as a USDA rural development loan or mortgage. It is available exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, the USDA loan does not require any down payment, enhancing accessibility for rural buyers.
7957 North University Drive, Suite 156, Parkland, FL, 33067
We use the most up to date technology powered by the nations top lenders, we also save time and efforts by streamlining the complex mortgage loan process to make it as easy as possible for our clients. Our goal is to provide exceptional service, save you money, and offer you the lowest rates in the industry.
11764 W. Sample Road, Suite 103, Coral Springs, FL, 33067
We are here to serve our clients with honesty, integrity and competence. We understand that sometimes buying a house can be disappointing and stressful but we are going to work hard to provide the mortgage process faster, simpler and less stress. Working directly with the lenders to get the lowest interest rate
5541 N. University Drive, Suite 101, Coral Springs, FL, 33076
Bridgeport Capital Services wants to be your factoring company, a goal our account executives support by standing ready to serve you at a moment’s notice. From providing immediate cash for payroll funding and business growth, to monitoring your accounts receivable to keep them current and flowing.
On time, stress free closings. Always. Whether you are purchasing your first home or are a seasoned home buyer, let me handle your transaction with professionalism and timely communication. You deserve it. Home financing simplified. Let my experience guide you. Always available to speak with you.
At Elite Lending Solutions, Incorporated, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
AAAFinancial.com has been helping homeowners with their mortgages since 1989. We find you the right mortgage for the lowest cost! How? We have wholesale agreements with many of the largest lenders ( like those you see everyday on TV!). By keeping our overhead low we can pass the savings on to you!
7401 Wiles Road, Suite 212, Pompano Beach, FL, 33076
At Jet Direct Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
Our staff is here to greet you with enthusiasm, provide knowledgeable answers to your questions, and offer solutions which make sense. We understand that people are busy with life and don't spend all day dreaming of banking. When you need something, we aspire to make all of these interactions a great experience.
2641 E. Atlantic Blvd, Suite 310, Pompano Beach, FL, 33062
1st Med Transitions, LLC is a privately held nationwide dental practice brokerage specializing solely in Dental Practice Sales & Transitions. We pride ourselves on being a tech-driven brokerage offering sellers a smarter, more efficient way to sell their dental practice Our clients are primarily dental practitioners located throughout the United St
