USDA Loan Vs. FHA loan for Edison, NJ [Middlesex County ]

As of 2026, the USDA loan limit for Edison, Middlesex county, NJ is $776,600. In contrast, the FHA limit for a single-family home is $1,089,300.

To compare today's best USDA and FHA rates, use the Lendersa® USDA loan calculator. Determine the necessary income, credit, reserves, and documents for eligibility. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the optimal program in for your financial situation.

USDA and FHA Loan Choices in Edison, NJ

Lendersa® is committed to helping you find the best USDA or FHA loan quickly and with ease. Choose one of three strategies to access matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NJ

A USDA home loan is backed by the Department of Agriculture, often referred to as a USDA rural development loan or mortgage. It is available exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, the USDA loan does not require any down payment, enhancing accessibility for rural buyers.

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(305) 672-1123 Lender's profile and map Reviews Southeast Bankers Mortgage Corp 300 71st Street, Suite 445, Miami Beach, FL, 33141 Southeast Bankers Mortgage Corporation is committed to providing our clients with the best financial services and solutions in Florida. We pride ourselves on helping clients take their first steps into homeownership and guiding them to find the lowest rates available on the market.
(888) 344-0422 Lender's profile and map Reviews FBT Mortgage 6911 Washington Avenue, Suite B, Ocean Springs, MS, 39564 FBT Mortgage (FBTM) is a wholly owned subsidiary of First Bank and Trust headquarted in New Orleans, Louisiana. FBTM offers traditional mortgage products as well as unique solutions that are customized to the special needs of clients. FBTM offers Conventional Mortgage financing as well as Veterans Administration (VA), FHA, USDA loans.
(501) 354-4988 Lender's profile and map Reviews Petit Jean State Bank 707 North St. Joseph Street, Morrilton, AR, 72110 Petit Jean State Bank was established in 1999 when a group of local Conway County business leaders recognized the need for Morrilton and Conway County to have a locally-owned and managed bank. In just 59 days, the organizers had influenced some 300 additional investors to commit to the new bank.
(855) 956-4040 Lender's profile and map Reviews National VA Loans 6505 N. Prospect Ave, Suite 400, Gladstone, MO, 64119 National VA Loans is one of the fastest growing VA mortgage brands in the United States. We are a brand that developed out of a pure, honest desire to help servicemen and women be able to buy a home and build the life of their dreams within that home. We are here to help you utilize the VA Loan programs.
(816) 356-0791 Lender's profile and map Reviews Raytown Lee's Summit Community Credit Union 10021 E 66th Terrace, Kansas City, MO, 64133 Raytown-Lee's Summit Community Credit Union Motto We are here to provide our members with the excellent, efficient and friendly service they deserve. Raytown-Lee’s Summit Community Credit Union continues to grow, and growth offers better loan rates and higher dividends for our members. We want to serve as your family’s primary financial institute.
(800) 445-5745 Lender's profile and map Reviews Anstaff Bank 100 First National Avenue, Green Forest, AR, 72638 The banking history of Green Forest begins in the year 1901. In that year the Bank of Green Forest was established with W. L. Sneed serving as president of the institution. Growing rapidly the Bank of Green Forest increased its capital to $20, 000.00 from the initial $12, 000.00.
(305) 756-7844 Lender's profile and map Reviews Rush Lending Inc 8410 Northeast 1st Place, Suite 100, Miami, FL, 33138 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(305) 751-2220 Lender's profile and map Reviews Preferred Mortgage 201 N.E. 95th St., Miami, FL, 33138 At Preferred Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
(305) 710-1261 Lender's profile and map Reviews First Trust Capital 7100 Biscayne Boulevard, Suite 206, Gulf Breeze, FL, 33138 "First Trust Capital has been in business for many years. We specialize in residential and commercial loans targeting a broad range of customers. We can fund loans anywhere in the state of Florida. We have access to a number of lenders and offer the most variety in loan programs.Established in 1992.