USDA and FHA Pro and Con in Edison, Middlesex County, NJ
As of 2025, the USDA loan limit for Edison, Middlesex county, NJ is $776,600. In contrast, the FHA limit for a single-family home is $1,089,300.
To compare today's best USDA and FHA rates, use the Lendersa® USDA loan calculator. Determine the necessary income, credit, reserves, and documents for eligibility. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the optimal program in for your financial situation.
2025 Loan Limits and Downpayment Requirements in Edison, Middlesex County, NJ
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Choices in Edison, NJ
Lendersa® is committed to helping you find the best USDA or FHA loan quickly and with ease. Choose one of three strategies to access matching lenders and USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, often referred to as a USDA rural development loan or mortgage. It is available exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, the USDA loan does not require any down payment, enhancing accessibility for rural buyers.
145 South Fairfax Avenue, Suite 200, Los Angeles, CA, 90036
Our goal is simple. Make your next Real Estate or Mortgage transaction as seamless as possible. We want to empower and educate our clients on all their options and guide them in the directions that will yield maximum results. If you are looking for a friendly, straight-forward, and transparent agent, you’ve come to the right place.
5900 Wilshire Boulevard, Suite 2600, Los Angeles, CA, 90036
We’re a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance to construction lending. We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan-with the best rates, terms
10343 Sepulveda Boulevard, Mission Hills, CA, 91345
Our Mission is to provide the most efficient and high-quality mortgage lending services to all the families in the community we serve. Mission Mortgage has a strong and professional team available at your disposal to help assist in your home mortgage loan needs. Our team specializes in FHA and Conventional Loans.
4804 Laurel Canyon Blvd, Suite 374, Valley Village, CA, 91607
Allwest Mortgage Company We provide individualized solutions to our clients and their families. Be assured that you will be given respect and dignity by members of our firm. We listen to each client’s personal situation and provide options to meet their needs.Educating our clients is an important element of our business.
4804 Laurel Canyon Blvd, Suite 1199, Los Angeles, CA, 91607
EZ Online Mortgage is simple: we want to help you save money. We are committed to making sure all borrowers get the best loan program and mortgage rates possible, paired with unparalleled customer service and a stress-free application process. We are proud to call ourselves one of the most reputable and efficient mortgage.
4804 Laurel Canyon Boulevard, Suite 812, Valley Village, CA, 91607
GLF Mortgage Professionals mission is to be the only mortgage company you'll ever choos a partner to help you finance your dreams. This takes more than a website and mortgage calculator, it takes a personalized turn-key customer experience that is second to none.We offer competitive rates, industry experts, and reliable services.
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
12400 Ventura Blvd, Suite 222, Studio City, CA, 91604
A specialist in reverse financial retirement plans and their history, Marc is frequently invited to present training and educational sessions for attorneys, financial planners, fiduciaries, accountants and bankers. He also does educational seminars for schools, colleges, and community & fraternal groups on wealth creation, money.
Premier Pacific Partner’s genesis was driven by the belief that there was an underserved Non-Prime market. Founded in 2008 with nearly 50 years of experience in all facets of real estate lending, the market was in need of a lender who understood the complexity of serving borrowers deserving of credit but did not fit the conventional lending box.
