USDA Vs. FHA your options comparison in Edison, Middlesex County, NJ
As of 2026, the USDA loan limit for Edison, Middlesex county, NJ is $776,600. In contrast, the FHA limit for a single-family home is $1,089,300.
To compare today's best USDA and FHA rates, use the Lendersa® USDA loan calculator. Determine the necessary income, credit, reserves, and documents for eligibility. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the optimal program in for your financial situation.
2026 Loan Limits and Downpayment Requirements in Edison, Middlesex County, NJ
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Choices in Edison, NJ
Lendersa® is committed to helping you find the best USDA or FHA loan quickly and with ease. Choose one of three strategies to access matching lenders and USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, often referred to as a USDA rural development loan or mortgage. It is available exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, the USDA loan does not require any down payment, enhancing accessibility for rural buyers.
900 Oak Tree Road, Suite B, South Plainfield, NJ, 07080
Lends in New Jersey
As experienced loan officers we have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is our ultimate goal, and we are committed to providing our customers with mortgage services that exceed their expectations.
M&C Credit Union is owned by its members via shares/savings accounts. We are a corporate-sponsored, federal credit union. M&C Credit Union was established in 1967 serving the Minerals & Chemicals Corporation, then Engelhard Corporation & now BASF Corporation. We are located in Room 227A on the second floor of the BASF Research Center in Iselin, NJ.
Money Avenue offers highly personalized service and will help you cut through the red tape in the financing arena that is so often involved in securing loans from banks and other lending institutions.
Having a Money Avenue Finance Consultant on your team of professionals is a game winning step in obtaining optimal mortgage, business
REMN Wholesale is a proud 2021 GOLD SPONSOR of AIME (Association of Independent Mortgage Experts), for the 2nd consecutive year. This exemplifies our never-ending, decades long, commitment of supporting the national mortgage broker community. REMN Wholesale a trusted, highly-dependable, efficient, national wholesale lender.
100 Wood Avenue South, Suite 123, Iselin, NJ, 08830
Lends in New Jersey
American Royal full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending, from purchase to refinance to construction lending. We have access to a wide range of wholesale lenders and all of our lending specialists are dedicated to finding the right loan.
At Casabella Financial Services, LLC. We are a full-service mortgage company based in Central New Jersey. We specialize in Home Purchase Loans and Refinance in New Jersey. Whether you are buying a home or refinancing in New Jersey, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
We are a homegrown family business, with over 40 years of combined mortgage financing experience. Over the years, the majority of our business has come from referrals from our clients as well as professional Realtors in the area. As a result of our conservative loans, we are ranked in the Top Tier 1 Lending Status with lenders.
At L'Oréal USA Federal Credit Union, we make loans for almost any worthwhile purpose. In fact, we have all the lending services most our members will ever need including: Secured Loans Unsecured Loans And Much More! Of course, you can expect all of our lending services to come with the prompt and friendly service you deserve as a member.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
