In 2026, the USDA loan limit for New-Hanover, located in Burlington County, NJ, is set at $345,000. Meanwhile, the FHA limit for a single-family home is $431,250.
To comprehensively compare today's USDA and FHA best rates, use the Lendersa® USDA loan calculator. This tool helps identify the required income, credit standing, reserves, and necessary documentation needed to qualify. With our advanced mortgage calculator, USDA, FHA, Conforming, and VA options can be viewed side by side, assisting you in choosing the program that aligns best with your financial needs, particularly if you're located in
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| Loan Type | Loan Limit | Down payment |
| USDA | $345,000 | 0% |
| FHA | $431,250 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The aim of Lendersa® is to provide you with the ideal USDA or FHA loan quickly and effortlessly. Choose from one of three pathways to link with lenders and utilize USDA loan offerings effectively.
A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is specifically available in rural areas. Unlike FHA loans, which require a down payment of at least 3.5%, USDA mortgages require no down payment, offering a path to homeownership with reduced initial costs.
Enter your location to find out if it qualifies for USDA rural housing loan?
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