USDA Vs. FHA your options comparison in South-Plainfield, Middlesex County, NJ
For the year 2025, the USDA loan threshold in South-Plainfield, located in the county of Middlesex, NJ, is defined as $657,900, while the FHA ceiling is $822,375 for single-family residences.
Utilize the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates. Determine the essential income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options in a side-by-side format, assisting you in selecting the best program in for your unique financial scenario.
2025 Loan Limits and Down Payment Requirements in South-Plainfield, County of Middlesex, NJ
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Explore USDA and FHA Loan Options in South-Plainfield, NJ
The purpose of Lendersa® is to provide you with the most favorable USDA or FHA loan swiftly and conveniently. Choose from three different starting points that link you to matching lenders and specific USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is designated for rural areas. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans offer the advantage of requiring no initial down payment.
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Founded in 1919, Presence Bank is a state-chartered FDIC bank that provides the most up-to-date financial products and services accessible online or in person. We offer deposit and loan accounts for every stage of life, so individuals and families can count on building a relationship at a bank they can trust for years to come.
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Highway Federal Credit Union. Although our services are similar to a bank, our philosophy is quite different. As a member-owned, non-profit financial institution, our credit union is run strictly for the benefit of our members. We strive to provide members with higher yields on savings and lower rates on loans.
The CMC Employees FCU was established in 1975. On January 1, 1991 FCPI FCU merged with CMC Employees FCU creating CMC-FCPI Employees FCU. Our field of membership includes: employees, doctors, medical staff, and technicians of the Geisinger Community Medical Center who work in Scranton.
We grew from a trailer in 1969 to five offices today. We are a community bank based in Salem County, NJ. We have five office locations serving Pennsville, Elmer, Woodstown, Carneys Point, and Pedricktown. We strive to offer products and services to small businesses, families, and individuals.
We are a savings and lending institution with over 40 years of experience. The Community Credit Union of New Milford was originally chartered as the Kimberly-Clark Employees Credit Union in 1959. In April of 2000, we officially opened our doors to the entire New Milford community.
Peoples Security Bank & Trust Company is headquartered in Scranton, Pennsylvania, and is one of the largest community banks in Eastern Pennsylvania, with a footprint stretching from Binghamton, New York down through the Endless Mountains into the Greater Scranton Area, the Poconos, Lehigh Valley, Greater Delaware Valley, Greater Pittsburgh Region i
Scranton Times Downtown Federal Credit Union traces its roots back to 1963 when our country was experiencing economic and social uncertainty. Our original field of membership began with the Scranton Times employees, as well as the employees of WEJL radio station and the Scranton Engraving Company.
Penn East was chartered on May 3, 1938 as “Scranton, Pennsylvania Teachers FCU” and was awarded charter number 2742. On June 28, 1974 the name was changed to “Scranton and NE Educational Federal Credit Union”. The final name change occurred on December 21, 1994 when the credit union changed its name to “Penn East Federal Credit Union”.
NET Credit Union We can service all of your personal finance needs - from everyday checking (with no fees) to saving for long-term. Check out our low-interest rates on all types of loans.and also NET Credit Union is non-profit bank located in Northeastern, Pennsylvania. All employees are trained credit score specialist.
