USDA and FHA Pro and Con in Evesham, Burlington County, NJ

In the year 2025, the USDA loan limit in Evesham, within the county of Burlington, NJ, is $381,800. The FHA cap for a single-family home is $529,000.

Utilize the Lendersa® USDA loan calculator to compare current USDA versus FHA rates to determine the income, credit, reserves, and documentation required for eligibility. Our advanced mortgage calculator allows you to review USDA, FHA, Conforming, and VA options side by side, facilitating the selection of the most suitable program in for your financial needs.

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Loan Limits and Downpayment Requirements for 2025 in Evesham, Burlington, NJ

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Evesham, NJ

Lendersa® aims to provide the best USDA or FHA loans quickly and without hassle. Begin with one of three starting pathways to find matched lenders and USDA loan programs.

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What Defines a USDA Loan in NJ?

A USDA home loan is guaranteed by the U.S. Department of Agriculture, known also as a USDA rural development loan or USDA mortgage, and is exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans necessitate no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • LendingDeck is a nationwide lender that provides short-term fix & flip loans and long-term rental financing for real estate investors. Our loans, often called hard money loans, can be used for purchasing or ReFinancing non-owner occupied residential properties, funding renovation projects, and financing long-term rentals.
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  • RVA Financial was organized on August 23, 1950 as the Richmond, Virginia Municipal Federal Credit Union to provide financial services to employees of the City of Richmond. The National Credit Union Administration approved the charter the following month, and the first membership meeting was held on September 14, 1950.
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  • Credit Union of Richmond, Virginia’s longest continuously running credit union. We are a member-owned financial cooperative that is dedicated to building members dreams by offering quality personalized services that go above and beyond to fulfill your financial needs. Every member has different financial needs.
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  • Liberty Mortgage has been serving the Richmond community with mortgage lending options and superior customer service from experienced local experts. Located in the heart of the fan district in the Branch Museum of Architecture, Liberty Mortgage is one of the only remaining independent mortgage brokers in the city.
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