USDA Vs. FHA your options comparison in Marlton, Burlington County, NJ

In 2025, the USDA loan limit for Marlton, located in the county of Burlington, NJ, stands at $381,800. Conversely, the FHA limit for a single-family residence is $529,000.

Take advantage of the Lendersa® USDA loan calculator to explore today's best rates between USDA and FHA options. This will help you assess the income levels, credit score, reserves, and necessary documentation to qualify. Our sophisticated mortgage calculator allows comparison of USDA, FHA, Conforming, and VA loans simultaneously, aiding you in choosing the most suitable program in Alabama for your specific financial requirements.

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2025 Loan Limits and Downpayment Details in Marlton, County of Burlington, NJ

Loan Type Loan Limit Minimum Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Financing Choices in Marlton, NJ

The mission of Lendersa® is to secure you the optimum USDA or FHA loan swiftly and with no complications. Choose from three initial paths that connect you with lenders and their USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in NJ

A USDA home loan, underwritten by the U.S. Department of Agriculture—known also as a USDA rural development loan or USDA mortgage—is exclusive to rural areas. Unlike FHA loans necessitating a down payment of 3.5%, a USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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