USDA Vs. FHA your options comparison in Voorhees, Camden County, NJ

As of 2025, the USDA loan cap in Voorhees, part of the Camden in NJ, stands at $381,800, whereas the FHA limit for a single-family residence is set at $529,000.

Utilize the Lendersa® USDA loan calculator today to evaluate and contrast current USDA and FHA rates. It helps pinpoint the necessary income, credit score, reserves, and documentation for qualification. Our sophisticated mortgage calculator displays a side-by-side comparison of USDA, FHA, Conforming, and VA programs, assisting you in choosing the most suitable option for your financial needs in .

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Loan limits and down payment information for 2025 in Voorhees, Camden, NJ

Type of Loan Maximum Limit Minimum Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA lending options in Voorhees, NJ

The aim of Lendersa® is to secure you an optimal USDA or FHA loan swiftly, without unnecessary complications. Choose one of three starting paths, and you’ll quickly match with lenders and USDA lending programs.

Lendersa USDA loan request and matching results

An Overview of USDA Loans in NJ

A USDA home loan is a government-backed mortgage by the Department of Agriculture, also known as a USDA rural development or USDA mortgage loan, aimed at rural areas. Unlike FHA loans, requiring a 3.5% down payment, no down payment is needed for USDA loans.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Wichita Falls Federal Credit Union is committed to providing quality service to its Members by offering a full range of financial services with competitive rates in a personal, caring, and professional manner and also We offer the same traditional products and services as a bank – but with low or no fees, and competitive rates
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