USDA and FHA Pro and Con in Echelon, Camden County, NJ

For the year 2025, the USDA loan limit in Echelon, Camden county, NJ, stands at $381,800. In contrast, the FHA limit is $529,000 for single-family homes.

Take advantage of the Lendersa® USDA loan calculator to compare today's USDA and FHA rates. This tool will help you determine the necessary income, credit requirements, reserves, and documents to qualify. Our comprehensive mortgage calculator allows you to assess USDA, FHA, Conforming, and VA loans side by side, guiding your choice for the best program in that suits your financial needs.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Echelon, Camden, NJ

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Echelon, NJ

The aim of Lendersa® is to secure you the ideal USDA or FHA loan quickly and smoothly. Opt for one of three approaches that lead to finding matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NJ

A USDA home loan is a government-backed loan provided through the Department of Agriculture, commonly known as the USDA rural development loan or USDA mortgage. It applies to rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA mortgages require no initial payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Walled Lake School Employees Federal Credit Union
  • 3095 S Commerce Road, Walled Lake, MI, 48390
  • Walled Lake Schools Federal Credit Union's organizational certificate was signed on February 7 thanks to 64 dedicated school employees. We had a modest begining that included a treasurer’s desk located in the superintendant’s office, various treasurers’ homes, and three locations on S. Commerce. Throughout the years our membership
  • Myrtle Beach Mortgage Solutions
  • 4470 Holmestown Road, Myrtle Beach, SC, 29588
  • Myrtle Beach Mortgage Solutions is here to support your mortgage needs. As a professional in the mortgage lending industry, Aaron has built his reputation on providing outstanding service to his clients. His philosophy is “The joy of serving others”. That means you can count on him to always look out for your best interests
  • Clarkston State Bank
  • 5800 South Main Street, Clarkston, MI, 48346
  • The focus of Clarkston State Bank is its commitment to its customers & its focus on community. Management believes that by employing exemplary customer service, customers will realize the intrinsic value of dealing with a locally operated financial institution. The Corporation was chartered in 1998 and opened its doors for business in January 1999.
  • Priority Mortgage Lending LLC
  • 6401 Citation Dr, Suite C, Clarkston, MI, 48346
  • Priority Mortgage Lending mission is to be the home financing partner that you trust to serve your family, friends and community. Our commitment is to give you a foundation that will show you our dedication and promise to you give you the best experience in home buying or the refinancing process.
  • Advantage Mortgage Company
  • 6978 Dixie Highway, Suite B, Clarkston, MI, 48346
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • BrickWood Mortgage Inc.
  • 1601 Glenns Bay Rd., Surfside Beach, SC, 29575
  • Brickwood Mortgage, Inc. was established in 2007, and is dedicated to providing our clients with the lowest available rates while offering the best mortgage experience possible in both South Carolina & California. We are headquartered in Surfside Beach, South Carolina for all face to face clients, or will be happy to handle the entire transaction.
  • myCUmortgage
  • 3560 Pentagon Boulevard, Suite 301, Beavercreek, OH, 45431
  • myCUmortgage, a wholly-owned Credit Union Service Organization of Wright-Patt Credit Union in Beavercreek, Ohio, empowers credit union partners to be great mortgage lenders. Through exceptional leadership, comprehensive solutions, expert guidance and partner-focused service, myCUmortgage delivers peace of mind to credit union
  • Wright-Patt Credit Union
  • 1506 N Fairfield Rd, Beavercreek, OH, 45432
  • Wright-Patt Credit Union (WPCU), we make it easy. With Member Center locations in Southwest and Central Ohio, 40,000+ of lower-to-no-fee ATMs, thousands of Shared Branching locations nationwide, and an award winning mobile app, we give you all the conveniences you expect from a traditional bank.
  • Nickel Steel Federal Credit Union
  • 1067 South Main Street, Lima, OH, 45804
  • Nickel Steel Federal Credit Union is a Federal Credit Union with assets of 5272479 and headquarters in Lima, OH. The Ohio Steel Foundry Employees Lima Federal Credit Union was founded on November 10, 1953 to solely serve the employees of the Ohio Steel Foundry Co. of Lima, their immediate family members, and the employees of the credit union.
  • Blissfield State Bank
  • 204 East Jefferson, Blissfield, MI, 49228
  • Our Mission is to remain an independent community financial institution by enhancing the shareholders value, actively supporting the citizens of our community with quality products and services, and providing a meaningful work environment for our employees. This private bank was formed by Arthur D. Gilmore, a recent graduate (1870).