USDA Vs. FHA your options comparison in Echelon, Camden County, NJ
For the year 2025, the USDA loan limit in Echelon, Camden county, NJ, stands at $381,800. In contrast, the FHA limit is $529,000 for single-family homes.
Take advantage of the Lendersa® USDA loan calculator to compare today's USDA and FHA rates. This tool will help you determine the necessary income, credit requirements, reserves, and documents to qualify. Our comprehensive mortgage calculator allows you to assess USDA, FHA, Conforming, and VA loans side by side, guiding your choice for the best program in that suits your financial needs.
2025 Loan Limits and Down Payment Requirements in Echelon, Camden, NJ
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$529,000
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Echelon, NJ
The aim of Lendersa® is to secure you the ideal USDA or FHA loan quickly and smoothly. Opt for one of three approaches that lead to finding matching lenders and suitable USDA loan programs.
A USDA home loan is a government-backed loan provided through the Department of Agriculture, commonly known as the USDA rural development loan or USDA mortgage. It applies to rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA mortgages require no initial payment.
Formed in 2012, Helping Hands has successfully been renovating neighborhoods and educating people about different homeownership options. We found a recurring problem for our clients – they needed better information about the purchase, refinance, and reverse mortgage loan process.
400 Reservoir Avenue, Suite 1G, Providence, RI, 02907
First Home Mortgage Corporation was founded in 1990 by Dave Waters, CEO. We grew from a handful of employees to a financial institution of 42 offices serving 21 states located in the mid-Atlantic, South and Northeast states. Our entrepreneurial management team, support staff, and industry leading producers.
From the very beginning, our mission has been to improve the financial lives of our members throughout Rhode Island. We are committed to the financial well being of the families, businesses and communities we have proudly been serving.
Now at more than $3 billion in assets, Navigant Credit Union is among the largest credit unions in Rhode Island.
188 Valley Street, Suite 225, Providence, RI, 02909
It’s the shortest path to your new home. We’ve compressed a meandering journey into a Beeline. We’re inverting the power imbalance felt during the home loan process so you don’t feel small, judged or interrogated — only included and at ease. we’ve succeeded when it no longer feels daunting — but feels less important than your housewarming party.
Virginia National Bank opened in Charlottesville, VA in July 1998 with more than 900 local shareholders. As a true community bank, we not only meet the needs of our community, but we are also a part of its growth The VNB story continues to unfold. As we continue to grow, we will never lose sight of the critical ingredients to our continued success.
360 Stone Creek Point, Suite 302, Charlottesville, VA, 22902
All Credit Mortage are a family-owned mortgage brokerage, specializing in finding home loans for people with all credit scores.Our ability to shop different mortgage investors at wholesale rates allows us to reward customers with a larger range of products, allowing higher and lower credit scores, as well as the best rates for them, nationally
The Upstate Telco FCU, Charter #10746, was organized on March 20, 1956. There were 17 chartering members and the first Board of Directors, Credit, and Supervisory Committee members were elected at its first special meeting.
The Credit Union is a non-profit financial institution that is owned and operated entirely by its members.
First Choice Financial Federal Credit Union boasts over $152 Million in assets and is located in three great locations in Gloversville, NY and Broadalbin, NY. FCFFCU provides a wide range of quality financial services while preserving a competitive and stable financial institution. FCFFCU is a not-for-profit cooperative owned
Mutual of New York Life Insurance Company (MONY) employees founded Money Federal Credit Union in 1976. Credit unions were built on the philosophy of “people helping people.” Money FCU takes that mission statement to the core of how we run our business. It’s about people, community, and sharing resources
300 South State St, Suite 1000, Syracuse, NY, 13202
At MHD Empire Service Corp. We are a sister company of Haylor, Freyer & Coon, one of the largest independent insurance agencies in the Northeast.
Founded in 1983, MHD Empire Service Corp. was established to assist retailers, community owners and individuals in securing quality financing and insurance for
