USDA Vs. FHA your options comparison in Lawrence, Mercer County, NJ
In 2025, if you're in Lawrence, Mercer county, NJ, note that the USDA loan limit is $336,500, whereas for a single-family home, the FHA limit stands at $472,030.
Utilize the Lendersa® USDA loan calculator to analyze and compare current USDA versus FHA rates. Find out the necessary income, credit, reserves, and documentation required for qualification. Our enhanced mortgage calculator presents you with USDA, FHA, Conforming, and VA loans side by side, helping you decide which program in is best for your financial needs.
Loan Limits and Down Payment Requirements for 2025 in Lawrence, Mercer County, NJ
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Lawrence, NJ
At Lendersa®, our objective is to swiftly provide you with the best possible USDA or FHA loan without hassle. Choose one of three starting points that will connect you with matching lenders and USDA loan programs.
A USDA home loan is backed by the government Department of Agriculture, often called a USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not necessitate any down payment.
1650 Eastern Parkway, Suite 207, Brooklyn, NY, 11233
SBA Loan Group was founded in 2012 to guide small business owners about the SBA loan program and how it works. We specialize in SBA loans, and you are not just a number on a check l-list, but a client and can have personalized attention because each deal is unique for us. Yankie Markowitz is the Chief Executive Officer of SBA Loan Group.
197 Ralph Avenue, Ground Floor, Brooklyn, NY, 11233
Our mission is to serve our customers with honesty, integrity & competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates & closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. All loans arranged with third party providers.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Blue Sky Capital Funding is a distinguished provider of financial solutions, specializing in offering tailored funding options to meet the diverse needs of businesses. Founded with the mission to support growth and facilitate financial stability, Blue Sky Capital Funding has established itself as a trusted partner in the capital markets.
1071 Ave Of The America, 3rd Floor, New York, NY, 10018
In 2019, we set out to give banking a makeover, building the kind of bank that we hoped to see in the world: one that was relevant and ready to help customers meet the demands of the modern world. Today we’re proud to deliver peer banking - we meet you where you are, reflect your business needs, and act with speed.
1199 SEIU Federal Credit Union was founded in 1940 to serve the financial needs of 1199 SEIU New York’s Health and Human Service Employees Union. While the credit union has grown considerably over the years, we are proud to have maintained our family atmosphere.
As a member-owned, not-for-profit financial institution
We launched in 2015 with a single goal in mind, be different. Yes, we provide good terms, and yes our options are flexible and unique, but what truly sets us apart is our team.
Every director, associate and underwriter has a minimum of ten years professional commercial banking experience none of our competitors can say the same.
We believe that small businesses are the lifeblood of the U.S. economy, and historically have been underserved financially. Since our founding in 2006, we’ve been committed to making it efficient and convenient for small businesses to access financing online. We know that a small business is more than just a credit score.
Simplist is a digital mortgage marketplace committed to modernizing and simplifying the mortgage application process. Founded in 2018 by a team of experienced real estate and finance experts, Simplist works with major national firms and established regional lenders to help prospective homeowners find mortgages as unique as they are.
Great Northern Mortgage is one of the top New York based commercial and residential real estate mortgage companies, specializing in the placement of financing for commercial and residential real estate and business transactions. At Great Northern Mortgage we are dedicated to facilitating all of your real estate based financial needs.
We Lend is a nationwide Private lender focused on providing quick and low-cost capital for investment properties. We Lend’s approach to lending is centered around the investor, allowing the investor to focus more on their investment and less on the loan process. The We Lend team is here to assist in the expansion of your real estate portfolio!
