USDA Loan Vs. FHA loan for Lawrenceville, NJ [Mercer County ]

In 2025, USDA loan limit in Lawrenceville, county of Mercer, NJ is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Lawrenceville, NJ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New Jersey?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(302) 765-8089 Lender's profile and map Reviews Trustin Mortgage Corporation 4070 Lago Di Grata Circle, San Diego, CA, 92130 Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
(888) 443-8902 Lender's profile and map Reviews RealMortgage, Inc. 2173 Salk Avenue, Suite 250, Carlsbad, CA, 92008 "We provide mortgage and loan refinance solutions, as well as free online tools to streamline your application process. Working with us, you’ll save money by choosing the most cost effective financial service available to you. And, you’ll save time by reducing the hassle of obtaining mortgage quotes and jumping through hoops every time"
(800) 507-9990 Lender's profile and map Reviews Statewide Home Loan Corporation 3877 Pell Place, Suite 402, San Diego, CA, 92130 At Statewide Home Loan Corporation we strive to make you a Client for life. We want to be your first choice each and every time you need a real estate financing. We always try to go above and beyond for you so that you will always feel confident referring your family, friends, and associates to us for their mortgage financing needs.
(760) 454-9302 Lender's profile and map Reviews Premier Home Mortgage Loans 1902 Wright Place, 2nd Floor, Carlsbad, CA, 92008 Premier Home Mortgage Loans working for retail mortgage companies and call centers, I felt there had to be a better way to serve individuals looking for a home mortgage. The lack of personal attention and slow processing times made it frustrating for borrowers. I decided to create a company that would address these issues and put the client.
(760) 494-6222 Lender's profile and map Reviews Above All Real Estate Services, Inc 5857 Owens Avenue, Suite 300, Carlsbad, CA, 92008 I run my business differently than most mortgage brokers. I believe strongly in a personal connection with my clients. I want to meet them, understand them and partner with them to help them achieve their goals. While I can't say that I have met every single client over my 20+ years in the industry, I can tell you that I have personally met..
(619) 326-8784 Lender's profile and map Reviews Integras Home Loans 11622 El Camino Real, Suite 100, San Diego, CA, 92130 Integras Home Loans is part of the BR Financial Solutions, INC family of companies established in 2003 with the mission of creating extraordinary mortgage solutions for property owners of California. That mission continues to be a driving force through today. We have always sought out the nation's most creative and responsible lenders.
(619) 787-0624 Lender's profile and map Reviews Portfolio Loan Specialists 1902 Wright Pl, Suite 200, Carlsbad, CA, 92008 I am committed to providing my clients with the highest quality home loans combined with some of the lowest mortgage rates available. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, I can help make your dreams come true.
(619) 356-1086 Lender's profile and map Reviews KAM Financial & Realty, Inc. 12707 High Bluff Drive, Suite 200, San Diego, CA, 92130 KAM is a licensed mortgage brokerage in California. KAM is approved with several wholesale lenders that do conventional, conforming, FHA, VA, USDA, jumbo, super Jumbo, reverse mortgages, commercial, construction and private money loans. KAM also provides its loan officers with access to credit reports, loan origination software, DU, LP, processing
(858) 794-2155 Lender's profile and map Reviews RWM Home Loans 11234 El Camino Real, San Diego, CA, 92130 "RWM Home Loans is a local community mortgage banking corporation that was founded in 1994, by experienced professionals who had been in the California real estate market and mortgage industry for over a two decades. Their mission statement hits a core: Our goal is to provide borrowers the highest level of customer service,"
(760) 828-8888 Lender's profile and map Reviews AAA Private Money 2173 Salk Ave. Suite #250, Carlsbad, CA, 92008 AAA Private Money is a Carlsbad, California based company that specializes in private money loans and investments backed by real estate. Our philosophy is to provide industry leading services at wholesale pricing to deliver exceptional results to everyone doing business with us.