USDA and FHA Pro and Con in Lawrenceville, Mercer County, NJ
In 2025, the USDA loan limit for Lawrenceville, located in Mercer county, NJ, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare the best rates available today for USDA versus FHA loans. Determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding the best program in for your specific financial needs.
2025 Loan Limits and Down Payment Requirements in Lawrenceville, Mercer, NJ
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Lawrenceville, NJ
Lendersa® is committed to securing the best possible USDA or FHA loan efficiently and without hassle. Choose one of three pathways to find matching lenders and USDA loan offerings.
The USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. In contrast to FHA loans, which need a minimum 3.5% down payment, USDA loans require no down payment, offering a unique zero-down option.
2140 Hoover Avenue, Suite 115, National City, CA, 91950
Springboard Home Loans was started in 1982 out of a garage in the City Heights neighborhood of San Diego. Originally named San Diego Neighborhood Housing Services, we began by providing rehab loans to homeowners to revitalize the neighborhood. From there, our not-for-profit mortgage lending activities grew both in the products offered.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans that meet the needs of our friends and neighbors. We have been in business since 1991 and our staff has over 50 years in combined experience. We put that experience to work for you.
22431 Antonio Parkway, Rancho Santa Margarita, CA, 92688
Home Loans of CA is all about achieving excellent results through professional & personalized service. With decades of experience & strategic relationships with largest wholesale mortgage lenders, we serve all residential financing in CA. We work with the largest mortgage wholesalers, so we have access to the lowest interest rates-Guaranteed!
22521 Avenida Empresa, Suite 102, Rancho Santa Margarita, CA, 92688
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
22342 Avenida Empresa, Suite 100, Santa Margarita, CA, 92688
At AdvantageFirst Lending, our team is dedicated to providing our clients with the highest quality financial services possible. We believe educating clients is paramount to a smooth transaction. Clients put their trust in us that we will deliver the rates, costs, and products we have promised in the timeframes they expect.
28662 Oso Parkway, Suite D401, Rancho Santa Margarita, CA, 92688
"Sheridan Mortgage Full-service mortgage company specializing in purchase loans. Our staff of experienced loan professionals can make any transaction smooth from start to finish. Let us show why so many families and referral partners have trusted us with their transactions too close on time.
""Expertise You Can Trust"
30346 Esperanza, Suite A, Santa Margarita, CA, 92688
"GoodBrand Lending is a California-based mortgage brokerage firm that specializes in mortgage loans for homes of all shapes, sizes, and prices.
Click on the following services we offer to our clients to get a free quote or information:
• Refinancing
• Purchases
• Fixed rates
• ARMs
• Jumbo loans
• Interest Only"
OSO Creek Financial is a local lender and broker The mortgage loan process is complex. To navigate it successfully, you need a mortgage professional to guide you and keep you from making the mistakes that can cost you time, money and stress. We do things differently and have the ability to shop and compare mortgage rates/programs for you
30212 Tomas, Suite 100, Santa Margarita, CA, 92688
Vatreni, Inc. is a family-run real estate and mortgage company built on integrity. With over 88 years of combined real estate and mortgage lending experience, we believe our clients come first. Vatreni provides exceptional customer service by being upfront, clear and honest with the motto ‘Under promise, over deliver
22431 Antonio Parkway, Suite 108, Rancho Santa Margarita, CA, 92688
FidoFi has a goal of being the most economical and most practical mortgage available. We deliver the lowest wholesale rate on any given day and pass that directly to you. You simply cannot beat our deal. FidoFi brings the best in mortgage lending products to your phone, tablet, or computer.
