In 2026, the USDA loan limit for Leonia, located in the county of Bergen, NJ, is $0. In contrast, the FHA limit for a single-family home is $1,089,300.
Use the Lendersa® USDA loan calculator to assess and compare today's top USDA and FHA rates, identifying the necessary income, credit, reserves, and documents to qualify. Our comprehensive mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans laid side by side, aiding you in determining which program in Alabama best matches your financial situation.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $0 | 0% |
| FHA | $1,089,300 | 3.5% |
| Conventional Conforming | $1,089,300 | 3% |
Lendersa® is committed to quickly securing you the best possible USDA or FHA loan, free of hassle. Choose from one of the three initial paths to connect with lenders and USDA programs suited to your needs.
A USDA home loan, backed by the government via the Department of Agriculture, known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA mortgages require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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